Chase Reserve
Unknown · •••• 1078 · perks refreshed 5/24/2026
Annual fee: $795
Earning
- 8xChase Travel bookings (hotels, flights, car rentals, cruises)— Earned on all Chase Travel bookings
- 4xFlights and hotels booked directly
- 5xLyft rides— Through September 30, 2027
- 10xPeloton equipment and accessory purchases over $150— Through December 31, 2027
- 1xAll other purchases
Perks (35)
- $300 Annual Travel Credit~$300/yrAutomatic statement credit applied to any travel purchases (flights, hotels, parking, tolls, rideshares, trains, etc.). Resets each cardmember anniversary year.Statement Credit
- The Edit by Chase Travel Hotel Credit~$500/yrUp to $500 annually ($250 x 2) in statement credits for prepaid bookings of 2+ nights at The Edit properties. Starting Jan 1, 2026, both credits are usable anytime during the calendar year. Includes a $100 property credit, daily breakfast for two, room upgrade if available.Hotel Credit
- 2026-Only Select Hotel Credit~$250/yrUp to $250 in statement credits through 12/31/26 on prepaid Chase Travel hotel bookings with IHG, Montage, Pendry, Omni, Virgin Hotels, Minor Hotels, and Pan Pacific (2-night minimum). Can stack with The Edit credit at qualifying properties.Hotel Credit
- $300 Annual Dining Credit (Sapphire Reserve Exclusive Tables)~$300/yrUp to $150 from January through June and up to $150 from July through December for dining at restaurants in the Sapphire Reserve Exclusive Tables collection on OpenTable. No activation required.Dining Credit
- $300 Annual StubHub/Viagogo Credit~$300/yrUp to $150 in statement credits from January through June and again from July through December for tickets purchased on StubHub.com and viagogo.com through 12/31/2027. Activation required.Entertainment Credit
- DoorDash Credits & DashPass~$420/yrComplimentary DashPass membership plus up to $25 each month: a $5 monthly restaurant promo and two $10 monthly non-restaurant (grocery/retail) promos. Total ~$300/yr in promos + ~$120 DashPass value. Through 12/31/2027.Dining/Delivery Credit
- Lyft Credit~$120/yr$10 per month in-app credit for Lyft rides through 9/30/2027 ($120 annual value).Rideshare Credit
- Peloton Membership Credit~$120/yrUp to $10 per month in statement credits on eligible Peloton memberships through 12/31/2027 ($120 annual max). Activation required.Fitness Credit
- Apple TV+ and Apple Music Subscriptions~$250/yrComplimentary subscriptions to Apple TV+ and Apple Music through June 22, 2027 (valued around $250-$288 per year). Link Apple ID and activate via Ultimate Rewards portal.Subscription Credit
- Global Entry/TSA PreCheck/NEXUS Credit~$120/yrStatement credit of up to $120 every four years as reimbursement for application fee.Travel Credit
- Chase Sapphire Lounge by The Club AccessComplimentary access to every Chase Sapphire Lounge by The Club with up to two complimentary guests. Locations include New York LaGuardia, Boston Logan, Phoenix, San Diego, Las Vegas; DFW and LAX coming in 2026.Lounge Access
- Priority Pass Select MembershipComplimentary access to over 1,300 Priority Pass lounges worldwide.Lounge Access
- Air Canada Maple Leaf Lounge AccessAccess to select Air Canada Maple Leaf Lounges and Air Canada Cafés in the U.S., Canada and Europe with an eligible boarding pass.Lounge Access
- IHG One Rewards Platinum Elite StatusComplimentary IHG One Rewards Platinum Elite status through December 31, 2027. Activate by linking IHG One Rewards membership.Hotel Elite Status
- Primary Auto Rental Collision Damage WaiverPrimary coverage. Decline the rental company's collision insurance and receive reimbursement up to $75,000 for theft and collision damage for most rental vehicles in the U.S. and abroad.Travel Insurance
- Trip Cancellation/Trip Interruption InsuranceReimbursement up to $10,000 per covered traveler and $20,000 per trip for pre-paid, non-refundable travel expenses if your trip is canceled or cut short by sickness, severe weather, or other covered situations.Travel Insurance
- Trip Delay ReimbursementIf your common carrier travel is delayed more than 6 hours or requires an overnight stay, you are covered for unreimbursed expenses such as meals and lodging up to $500 per covered traveler.Travel Insurance
- Lost Luggage ReimbursementCoverage for lost, damaged, or stolen checked or carry-on luggage.Travel Insurance
- Baggage Delay InsuranceReimbursement for essential purchases when baggage is delayed.Travel Insurance
- Emergency Evacuation and TransportationCoverage for emergency medical evacuation.Travel Insurance
- Purchase ProtectionCovers new purchases against damage or theft for 120 days, up to $10,000 per claim ($50,000 per account). NY residents: 90-day coverage period.Shopping Protection
- Extended Warranty ProtectionExtends manufacturer warranties of 3 years or less by an additional year.Shopping Protection
- Reserve Travel Designer Service~$300/yrPersonalized itinerary-building service with a Reserve Travel Designer, valued at up to $300 per trip.Travel Concierge
- Points BoostPoints are worth up to 2x on top booked hotels (including The Edit) and flights with select airlines through Chase Travel.Redemption
- 1:1 Transfer PartnersTransfer Ultimate Rewards points at 1:1 to 14 leading airline and hotel loyalty programs (including United, JetBlue, Air Canada Aeroplan, Hyatt, Marriott Bonvoy, IHG, Southwest, etc.).Redemption
- No Foreign Transaction FeesNo foreign transaction fees on purchases made outside the U.S.Fee Waiver
- Dedicated Customer ServiceExclusive access to a dedicated Sapphire Reserve customer service team available 7 days a week.Concierge
- Apple/Sapphire Exclusive Tickets & ExperiencesExclusive access to tickets for experiences with Apple TV and Apple Music, plus reservations at top restaurants via Sapphire Exclusive Tables collection on OpenTable.Entertainment
- $75K Spend Bonus: World of Hyatt Explorist StatusUnlocked after spending $75,000 in a calendar year (starting mid-2026). Valid through the end of the following program year.Spending Threshold Perk
- $75K Spend Bonus: IHG One Rewards Diamond Elite StatusUnlocked after spending $75,000 in a calendar year. Valid through the end of the following program year.Spending Threshold Perk
- $75K Spend Bonus: Southwest Airlines A-List StatusUnlocked after spending $75,000 in a calendar year. Valid through end of following year.Spending Threshold Perk
- $75K Spend Bonus: $500 Southwest Airlines Credit~$500/yr$500 credit on Southwest Airlines flights booked through Chase Travel, unlocked after spending $75,000 in a calendar year.Spending Threshold Perk
- $75K Spend Bonus: $250 The Shops at Chase Credit~$250/yr$250 credit to The Shops at Chase (online shopping experience with brands like Dyson, Sony, Therabody, Tumi), unlocked after spending $75,000 in a calendar year.Spending Threshold Perk
- Sapphire Reserve TripsAccess to book curated, exclusive Sapphire Reserve Trips designed by Chase Travel, with once-in-a-lifetime experiences such as Formula E events, World Surf League events, and more.Experiences
- Points Never ExpireUltimate Rewards points do not expire as long as the account is open.Rewards