Every Telegram-triggered agent loop, newest first. Useful for debugging tool calls and watching token spend.
| When | Iter | Tokens (in/out) | Duration | Trigger | Tool calls | Error |
|---|---|---|---|---|---|---|
| 5/27/2026, 7:21:28 PM | 2 | 4 / 1,114 | 23629ms | I want to order gluten free butter chicken (, western style with white meat) on DoorDash. In NYC. Can you find that for me in yelp reviews/menus? Has to be white meat, has to be gluten free, has to be available to order to 60th/west end (so can’t be too far) | 1 calls[
{
"name": "recommend_restaurants",
"input": {
"city": "NYC",
"query": "gluten free butter chicken western style white meat Indian restaurant near Upper West Side 60th Street West End Avenue NYC, available for delivery",
"cuisine": "Indian",
"partySize": 1,
"neighborhood": "Upper West Side",
"requireGlutenFree": true
},
"result": "{\"recommendation\":null,\"error\":\"claude CLI errored: spawn claude ENOENT\",\"fallbackNote\":\"Local Claude subprocess failed. Fall back to your own knowledge.\"}",
"isError": false
}
] | |
| 5/27/2026, 11:33:37 AM | 3 | 5 / 289 | 10900ms | Hi what’s on my calendar for today | 2 calls[
{
"name": "list_reservations",
"input": {},
"result": "{\"note\":\"No upcoming reservations on file. To add one, use search_emails to find a confirmation and report what you found.\"}",
"isError": false
},
{
"name": "search_emails",
"input": {
"query": "calendar invite OR meeting OR reservation OR confirmation today",
"since_days": 1
},
"result": "[\n {\n \"id\": \"19e47cf6c41396e3\",\n \"from\": \"scott.ingles1@gmail.com\",\n \"subject\": \"Re:\",\n \"received\": \"2026-05-20T23:53:50.000Z\",\n \"preview\": \"9 Claude Code Plugins That Make It Feel Like You Hired a Senior Engineer Suryansh Tiwari @Suryanshti777 · May 19 Most people use Claude Code like a chatbot. Smart ones use it like a coding copilot. But\"\n },\n {\n \"id\": \"19e47cd1e2741493\",\n \"from\": \"scott.ingles1@gmail.com\",\n \"subject\": \"Re:\",\n \"received\": \"2026-05-20T23:51:21.000Z\",\n \"preview\": \"How I Turned Claude Into My Personal Assistant Miles Deutscher @milesdeutscher · May 19 · I spent two weeks building a personal OS with Claude Code, which has completely revolutionized my life. It\"\n },\n {\n \"id\": \"19e478c3e695d923\",\n \"from\": \"scott.ingles1@gmail.com\",\n \"subject\": \"(no subject)\",\n \"received\": \"2026-05-20T22:40:32.000Z\",\n \"preview\": \"To view keyboard shortcuts, press question mark View keyboard shortcuts Image How to Turn Obsidian Into a Personal Operating System That Never Breaks Down CyrilXBT @cyrilXBT · 20h Most productivity\"\n },\n {\n \"id\": \"19e383842a60d4a2\",\n \"from\": \"MyMileagePlus@enews.united.com\",\n \"subject\": \"May statement: Earn miles with Vivid Seats\",\n \"received\": \"2026-05-17T23:12:21.000Z\",\n \"preview\": \"View Online United MileagePlus MileagePlus # XXXXX763 Mileage balance 91291 United MileagePlus MileagePlus # XXXXX763 Mileage balance 91291 United MileagePlus MileagePlus # XXXXX763 Mileage balance\"\n },\n {\n \"id\": \"19e08282863a079c\",\n \"from\": \"James.Cherubim@carlyle.com\",\n \"subject\": \"RE: Scott Ingles - Carlyle Employment Agreement\",\n \"received\": \"2026-05-08T15:14:55.000Z\",\n \"preview\": \"Thanks Scott! From: Scott I. <scott.ingles1@gmail.com> Sent: Friday, May 8, 2026 10:55 AM To: Elizabeth Atherton <Elizabeth.Atherton@carlyle.com>; James Cherubim <James.Cherubim@carlyle.\"\n },\n {\n \"id\": \"19e08156a022d59e\",\n \"from\": \"scott.ingles1@gmail.com\",\n \"subject\": \"Re: Scott Ingles - Carlyle Employment Agreement\",\n \"received\": \"2026-05-08T14:54:40.000Z\",\n \"preview\": \"Hi Elizabeth, James - See attached the completed questionnaire. I've also attached my exit letter, which details my gardening leave and the amount I need to pay back for my relocation bonus (\"\n },\n {\n \"id\": \"19df45d43e46a4e5\",\n \"from\": \"Elizabeth.Atherton@carlyle.com\",\n \"subject\": \"RE: Scott Ingles - Carlyle Employment Agreement\",\n \"received\": \"2026-05-04T19:00:10.000Z\",\n \"preview\": \"Hi, Scott – I did also want to quickly follow up regarding the attached disclosure form. We require it as part of our recruitment process, as it relates to our pay to play policies. Please complete the\"\n },\n {\n \"id\": \"19df3ea9891af96b\",\n \"from\": \"James.Cherubim@carlyle.com\",\n \"subject\": \"RE: Scott Ingles - Carlyle Employment Agreement\",\n \"received\": \"2026-05-04T16:55:17.000Z\",\n \"preview\": \"Excellent, thanks so much for the update. We will start planning for your arrival on 8/17. Keep us posted should anything change. Enjoy the time off! From: Scott I. <scott.ingles1@gmail.com> Sent\"\n },\n {\n \"id\": \"19df344ee074f941\",\n \"from\": \"scott.ingles1@gmail.com\",\n \"subject\": \"Re: Scott Ingles - Carlyle Employment Agreement\",\n \"received\": \"2026-05-04T13:54:33.000Z\",\n \"preview\": \"Auto-corrected on phone - will get in writing sometime this week Thank you, Scott Scott Ingles scott.ingles1@gmail.com 414.581.1004 On Mon, May 4, 2026 at 9:53 AM Scott I. <scott.ingles1@gmail.com\"\n },\n {\n \"id\": \"19df343f0ce00bb7\",\n \"from\": \"scott.ingles1@gmail.com\",\n \"subject\": \"Re: Scott Ingles - Carlyle Employment Agreement\",\n \"received\": \"2026-05-04T13:53:28.000Z\",\n \"preview\": \"Hey James, Just verbally came to agreement that notice period ends May 15th (1/3 of notice period enforced) and enforcing the full 3mo noncompete through Aug 15th (Saturday). Looks like I can start\"\n },\n {\n \"id\": \"19dd63556e394b9a\",\n \"from\": \"anashved@gmail.com\",\n \"subject\": \"Re: Tour Follow Up\",\n \"received\": \"2026-04-28T22:28:00.000Z\",\n \"preview\": \"I uploaded to the portal. On Apr 28, 2026, at 6:14 PM, Michael Howard <Michael.Howard@tfc.com> wrote: Hi Anastasia, I only see your 2023 tax return. Please upload your landlord letter and your\"\n },\n {\n \"id\": \"19dd62815186f31b\",\n \"from\": \"Michael.Howard@tfc.com\",\n \"subject\": \"Re: Tour Follow Up\",\n \"received\": \"2026-04-28T22:13:59.000Z\",\n \"preview\": \"Hi Anastasia, I only see your 2023 tax return. Please upload your landlord letter and your 2024 tax return to your application here: apply.tfc.com/login. We cannot accept documents by email and it is\"\n },\n {\n \"id\": \"19dd5fd1a9f14e47\",\n \"from\": \"anashved@gmail.com\",\n \"subject\": \"Re: Tour Follow Up\",\n \"received\": \"2026-04-28T21:26:53.000Z\",\n \"preview\": \"Please see attached. Let us know what the next steps are. On Tue, Apr 28, 2026 at 8:36 AM Anastasia Shved <anashved@gmail.com> wrote: Hi - Scott completed all steps requested. I uploaded my\"\n },\n {\n \"id\": \"19dd4171252a8989\",\n \"from\": \"anashved@gmail.com\",\n \"subject\": \"Re: Tour Follow Up\",\n \"received\": \"2026-04-28T12:36:01.000Z\",\n \"preview\": \"Hi - Scott completed all steps requested. I uploaded my personal checking and savings account statements. I do not have a tax return for 2025 as I filed an extension. Landlord reference letter has not\"\n },\n {\n \"id\": \"19dd07ef1f8f9335\",\n \"from\": \"anashved@gmail.com\",\n \"subject\": \"Re: Tour Follow Up\",\n \"received\": \"2026-04-27T19:51:00.000Z\",\n \"preview\": \"Hi - We will complete the above, however I don't know if we will get the landlord reference letter in time. We requested but they usually get back to tenants within a few days/week. On Mon, Apr 27,\"\n }\n]",
"isError": false
}
] | |
| 5/26/2026, 5:39:16 PM | 2 | 4 / 897 | 40493ms | Can you look for something on the Upper West Side? | 1 calls[
{
"name": "recommend_restaurants",
"input": {
"city": "New York",
"query": "Mediterranean dinner Upper West Side NYC tonight around 7pm for 2",
"cuisine": "Mediterranean",
"partySize": 2,
"targetDate": "2026-05-26",
"neighborhood": "Upper West Side",
"preferredTime": "19:00",
"requireGlutenFree": true
},
"result": "{\"recommendations\":[{\"name\":\"Jolene Sound Bar\",\"neighborhood\":\"Upper West Side (Broadway & 75th)\",\"isNew\":true,\"reasoning\":\"Newer UWS opening leaning coastal-Mediterranean with a vinyl/listening-bar vibe. Given you liked the scene+food combo at Beauty & Essex and STK Rooftop, this is the modern UWS equivalent — small plates, natural wine, energy.\",\"dishToOrder\":\"Crudo, the lamb chops, and whatever pasta is on that week\",\"bookingPath\":\"resy\",\"yelp\":{\"rating\":4.7,\"reviewCount\":15,\"url\":\"https://www.yelp.com/biz/poppy-new-york-2?adjust_creative=lgvYZiFt0oYPZ0lf-ya9Cg&utm_campaign=yelp_api_v3&utm_medium=api_v3_business_search&utm_source=lgvYZiFt0oYPZ0lf-ya9Cg\"},\"glutenFree\":{\"confidence\":\"none\",\"positiveCount\":0,\"negativeCount\":0,\"samples\":[]},\"phone\":\"(212) 537-5599\",\"availability\":\"unknown\"},{\"name\":\"Tessa\",\"neighborhood\":\"Upper West Side (Amsterdam & 76th)\",\"isNew\":true,\"reasoning\":\"Mediterranean-coastal menu (octopus, branzino, handmade pastas) in a warmer, grown-up room. Fits the Rezdôra / La Pecora Bianca / Cosme axis — you reliably book confident Med-Italian spots for parties of 2.\",\"dishToOrder\":\"Grilled octopus + the bucatini carbonara\",\"bookingPath\":\"resy\",\"yelp\":{\"rating\":4.1,\"reviewCount\":574,\"url\":\"https://www.yelp.com/biz/tessa-new-york?adjust_creative=lgvYZiFt0oYPZ0lf-ya9Cg&utm_campaign=yelp_api_v3&utm_medium=api_v3_business_search&utm_source=lgvYZiFt0oYPZ0lf-ya9Cg\",\"price\":\"$$$\"},\"glutenFree\":{\"confidence\":\"none\",\"positiveCount\":0,\"negativeCount\":0,\"samples\":[]},\"phone\":\"(212) 390-1974\",\"availability\":\"unknown\"}],\"droppedByQuality\":[{\"name\":\"Nice Matin\",\"reason\":\"Yelp rating 3.5 < 4\"},{\"name\":\"Boulud Sud\",\"reason\":\"Yelp rating 3.9 < 4\"},{\"name\":\"Cafe Luxembourg\",\"reason\":\"Yelp rating 3.8 < 4\"}],\"summary\":\"Boulud Sud is the safe special-occasion play; Nice Matin and Cafe Luxembourg are the high-hit-rate bistros; Tessa and Jolene are the newer, scene-ier picks.\",\"filters\":{\"minYelpRating\":4,\"requireGlutenFree\":true,\"targetDate\":\"2026-05-26\",\"preferredTime\":\"19:00\"},\"mode\":\"discovery\",\"durationMs\":21060,\"historyEntriesConsidered\":100,\"ratedEntriesConsidered\":0,\"costNote\":\"Discovery mode — local Claude Code Max sub (zero API cost) + Yelp + Resy/OpenTable. WebSearch enabled.\",\"tockNote\":\"Tock-only restaurants (rare, mostly $300+ tasting menus) aren't currently availability-checked. If a rec lacks 'availability' info, Scott should verify on Tock directly.\"}",
"isError": false
}
] | |
| 5/26/2026, 5:38:15 PM | 2 | 4 / 901 | 81954ms | tonight around seven o'clock for two people looking for Mediterranean food | 2 calls[
{
"name": "recommend_restaurants",
"input": {
"city": "Milwaukee",
"query": "Mediterranean dinner tonight for two in Milwaukee",
"cuisine": "Mediterranean",
"partySize": 2,
"targetDate": "2026-05-26",
"preferredTime": "19:00",
"requireGlutenFree": true
},
"result": "{\"recommendations\":[{\"name\":\"Lupi & Iris\",\"neighborhood\":\"Downtown Milwaukee (lakefront)\",\"isNew\":true,\"reasoning\":\"Adam Siegel's coastal Mediterranean/French Riviera restaurant — the closest Milwaukee analogue to the upscale-Med register Scott already loves (ilili Nomad 2026-02-14, Mémé Mediterranean, Socarrat Paella). It also lands the polished-hotel-restaurant ambiance he keeps returning to (Clocktower, Eight Bar at Maple & Ash, Del Frisco's, Gramercy Tavern). Strongest single pick in the city for this brief.\",\"dishToOrder\":\"Bouillabaisse or the wood-grilled branzino; start with the burrata + stone fruit\",\"bookingPath\":\"opentable\",\"yelp\":{\"rating\":4.4,\"reviewCount\":265,\"url\":\"https://www.yelp.com/biz/lupi-and-iris-milwaukee?adjust_creative=lgvYZiFt0oYPZ0lf-ya9Cg&utm_campaign=yelp_api_v3&utm_medium=api_v3_business_search&utm_source=lgvYZiFt0oYPZ0lf-ya9Cg\",\"price\":\"$$$\"},\"glutenFree\":{\"confidence\":\"none\",\"positiveCount\":0,\"negativeCount\":0,\"samples\":[]},\"phone\":\"(414) 293-9090\",\"availability\":\"unknown\"},{\"name\":\"Tre Rivali\",\"neighborhood\":\"Third Ward (Kimpton Journeyman)\",\"isNew\":true,\"reasoning\":\"Mediterranean coastal menu inside the Kimpton — same hotel-restaurant DNA Scott gravitates to (Eight Bar @ Maple & Ash repeat visits, Clocktower, Beauty & Essex). Lighter than Lupi & Iris, walkable Third Ward setting, strong handmade pastas and wood-fired proteins.\",\"dishToOrder\":\"Lamb pappardelle or the whole roasted fish; pizza if going lighter\",\"bookingPath\":\"opentable\",\"yelp\":{\"rating\":4.1,\"reviewCount\":325,\"url\":\"https://www.yelp.com/biz/tre-rivali-milwaukee?adjust_creative=lgvYZiFt0oYPZ0lf-ya9Cg&utm_campaign=yelp_api_v3&utm_medium=api_v3_business_search&utm_source=lgvYZiFt0oYPZ0lf-ya9Cg\",\"price\":\"$$\"},\"glutenFree\":{\"confidence\":\"none\",\"positiveCount\":0,\"negativeCount\":0,\"samples\":[]},\"phone\":\"(414) 291-3971\",\"availability\":\"unknown\"},{\"name\":\"Lela Restaurant\",\"neighborhood\":\"Wauwatosa\",\"isNew\":true,\"reasoning\":\"Modern Mediterranean a short drive from downtown — Greek/Italian/Spanish small plates format mirrors the share-driven meals he had at LEVANTINE and Socarrat. Worth it if the downtown picks are full or he wants something slightly off the tourist track.\",\"dishToOrder\":\"Octopus a la plancha; paella for two\",\"bookingPath\":\"opentable\",\"yelp\":{\"rating\":4.6,\"reviewCount\":16,\"url\":\"https://www.yelp.com/biz/the-dark-room-at-saint-kate-milwaukee-2?adjust_creative=lgvYZiFt0oYPZ0lf-ya9Cg&utm_campaign=yelp_api_v3&utm_medium=api_v3_business_search&utm_source=lgvYZiFt0oYPZ0lf-ya9Cg\"},\"glutenFree\":{\"confidence\":\"none\",\"positiveCount\":0,\"negativeCount\":0,\"samples\":[]},\"phone\":\"(414) 431-1211\",\"availability\":\"unknown\"}],\"droppedByQuality\":[{\"name\":\"Casablanca\",\"reason\":\"Yelp rating 3.5 < 4\"}],\"summary\":\"Lupi & Iris is the clear lead — upscale coastal Med that maps cleanly onto his ilili/Clocktower/Maple & Ash pattern; Tre Rivali is the strong second; Casablanca and Lela are reliable backups.\",\"filters\":{\"minYelpRating\":4,\"requireGlutenFree\":true,\"targetDate\":\"2026-05-26\",\"preferredTime\":\"19:00\"},\"mode\":\"discovery\",\"durationMs\":59838,\"historyEntriesConsidered\":100,\"ratedEntriesConsidered\":0,\"costNote\":\"Discovery mode — local Claude Code Max sub (zero API cost) + Yelp + Resy/OpenTable. WebSearch enabled.\",\"tockNote\":\"Tock-only restaurants (rare, mostly $300+ tasting menus) aren't currently availability-checked. If a rec lacks 'availability' info, Scott should verify on Tock directly.\"}",
"isError": false
},
{
"name": "forecast_weather",
"input": {
"city": "Milwaukee",
"date": "2026-05-26",
"endHour": 23,
"startHour": 16
},
"result": "{\"city\":\"Milwaukee\",\"date\":\"2026-05-26\",\"daily\":{\"highF\":86,\"lowF\":62,\"precipChancePct\":1,\"condition\":\"Partly cloudy\"},\"hourly\":[{\"hour\":\"16:00\",\"tempF\":83,\"precipChancePct\":0,\"condition\":\"Partly cloudy\"},{\"hour\":\"17:00\",\"tempF\":82,\"precipChancePct\":0,\"condition\":\"Partly cloudy\"},{\"hour\":\"18:00\",\"tempF\":82,\"precipChancePct\":0,\"condition\":\"Partly cloudy\"},{\"hour\":\"19:00\",\"tempF\":80,\"precipChancePct\":0,\"condition\":\"Partly cloudy\"},{\"hour\":\"20:00\",\"tempF\":75,\"precipChancePct\":0,\"condition\":\"Partly cloudy\"},{\"hour\":\"21:00\",\"tempF\":71,\"precipChancePct\":0,\"condition\":\"Partly cloudy\"},{\"hour\":\"22:00\",\"tempF\":69,\"precipChancePct\":1,\"condition\":\"Partly cloudy\"},{\"hour\":\"23:00\",\"tempF\":68,\"precipChancePct\":1,\"condition\":\"Partly cloudy\"}],\"source\":\"Open-Meteo (free, no auth)\"}",
"isError": false
}
] | |
| 5/26/2026, 12:47:43 PM | 1 | 3 / 185 | 4834ms | What's the weather like in Milwaukee this Friday evening? I want to see they have walk-ins there I want to see if it's worth trying | — | |
| 5/26/2026, 12:45:22 PM | 3 | 5 / 704 | 55279ms | Make a reservation at Goodkind for this Friday at 6 p.m. party of four. | 2 calls[
{
"name": "recommend_restaurants",
"input": {
"city": "Milwaukee",
"partySize": 4,
"candidates": [
"Goodkind"
],
"targetDate": "2026-05-29",
"preferredTime": "18:00"
},
"result": "Error: query required.",
"isError": false
},
{
"name": "recommend_restaurants",
"input": {
"city": "Milwaukee",
"query": "Goodkind Milwaukee Friday dinner party of 4",
"partySize": 4,
"candidates": [
"Goodkind"
],
"targetDate": "2026-05-29",
"preferredTime": "18:00"
},
"result": "{\"recommendations\":[{\"name\":\"Goodkind\",\"isNew\":true,\"yelp\":{\"rating\":4.1,\"reviewCount\":336,\"url\":\"https://www.yelp.com/biz/goodkind-milwaukee-2?adjust_creative=lgvYZiFt0oYPZ0lf-ya9Cg&utm_campaign=yelp_api_v3&utm_medium=api_v3_business_search&utm_source=lgvYZiFt0oYPZ0lf-ya9Cg\",\"price\":\"$$\"},\"glutenFree\":{\"confidence\":\"none\",\"positiveCount\":0,\"negativeCount\":0,\"samples\":[]},\"phone\":\"(414) 763-4706\",\"availability\":{\"source\":\"research\",\"researchPlatform\":\"tock\",\"slotsInWindow\":[],\"closestOutsideWindow\":null,\"windowMinutes\":90,\"preferredTime\":\"18:00\",\"bookingUrl\":\"https://www.exploretock.com/goodkind/search?date=2026-05-29&size=4&time=18:00\",\"researchNote\":\"Goodkind uses Tock for reservations (indoor table service only; bar and patio are walk-in). Tock blocks server-side scraping (403), so live slot times for 2026-05-29 could not be fetched programmatically — open the bookingUrl to view slots. Restaurant is open Fri-Tue 5pm-10pm; May 29 is a Friday so they will be open. Parties of 6+ must call/email.\"}}],\"summary\":\"Comparing: Goodkind\",\"filters\":{\"minYelpRating\":4,\"requireGlutenFree\":true,\"targetDate\":\"2026-05-29\",\"preferredTime\":\"18:00\"},\"mode\":\"compare\",\"historyEntriesConsidered\":100,\"ratedEntriesConsidered\":0,\"costNote\":\"Compare mode — skipped local Claude generation. Yelp + Resy/OpenTable only. ~$0 API cost.\",\"tockNote\":\"Tock-only restaurants (rare, mostly $300+ tasting menus) aren't currently availability-checked. If a rec lacks 'availability' info, Scott should verify on Tock directly.\"}",
"isError": false
}
] | |
| 5/26/2026, 12:27:14 PM | 3 | 5 / 768 | 19380ms | Make a reservation at Goodkind for this Friday at 6 p.m. party of four. | 2 calls[
{
"name": "recommend_restaurants",
"input": {
"city": "Milwaukee",
"partySize": 4,
"candidates": [
"Goodkind"
],
"targetDate": "2026-05-29",
"preferredTime": "18:00"
},
"result": "Error: query required.",
"isError": false
},
{
"name": "recommend_restaurants",
"input": {
"city": "Milwaukee",
"query": "Goodkind Milwaukee reservation Friday 6pm party of 4",
"partySize": 4,
"candidates": [
"Goodkind"
],
"targetDate": "2026-05-29",
"preferredTime": "18:00"
},
"result": "{\"recommendations\":[{\"name\":\"Goodkind\",\"isNew\":true,\"yelp\":{\"rating\":4.1,\"reviewCount\":336,\"url\":\"https://www.yelp.com/biz/goodkind-milwaukee-2?adjust_creative=lgvYZiFt0oYPZ0lf-ya9Cg&utm_campaign=yelp_api_v3&utm_medium=api_v3_business_search&utm_source=lgvYZiFt0oYPZ0lf-ya9Cg\",\"price\":\"$$\"},\"glutenFree\":{\"confidence\":\"none\",\"positiveCount\":0,\"negativeCount\":0,\"samples\":[]},\"phone\":\"(414) 763-4706\",\"availability\":\"unknown\"}],\"summary\":\"Comparing: Goodkind\",\"filters\":{\"minYelpRating\":4,\"requireGlutenFree\":true,\"targetDate\":\"2026-05-29\",\"preferredTime\":\"18:00\"},\"mode\":\"compare\",\"historyEntriesConsidered\":100,\"ratedEntriesConsidered\":0,\"costNote\":\"Compare mode — skipped local Claude generation. Yelp + Resy/OpenTable only. ~$0 API cost.\",\"tockNote\":\"Tock-only restaurants (rare, mostly $300+ tasting menus) aren't currently availability-checked. If a rec lacks 'availability' info, Scott should verify on Tock directly.\"}",
"isError": false
}
] | |
| 5/26/2026, 12:03:30 PM | 3 | 5 / 705 | 14521ms | Milwaukee | 2 calls[
{
"name": "recommend_restaurants",
"input": {
"city": "Milwaukee",
"partySize": 4,
"candidates": [
"Good Kind"
],
"targetDate": "2025-07-25",
"preferredTime": "18:00"
},
"result": "Error: query required.",
"isError": false
},
{
"name": "recommend_restaurants",
"input": {
"city": "Milwaukee",
"query": "Good Kind Milwaukee Friday 6pm party of 4",
"partySize": 4,
"candidates": [
"Good Kind"
],
"targetDate": "2025-07-25",
"preferredTime": "18:00"
},
"result": "{\"recommendations\":[{\"name\":\"Good Kind\",\"isNew\":true,\"yelp\":{\"rating\":4.1,\"reviewCount\":336,\"url\":\"https://www.yelp.com/biz/goodkind-milwaukee-2?adjust_creative=lgvYZiFt0oYPZ0lf-ya9Cg&utm_campaign=yelp_api_v3&utm_medium=api_v3_business_search&utm_source=lgvYZiFt0oYPZ0lf-ya9Cg\",\"price\":\"$$\"},\"glutenFree\":{\"confidence\":\"none\",\"positiveCount\":0,\"negativeCount\":0,\"samples\":[]},\"availability\":\"unknown\"}],\"summary\":\"Comparing: Good Kind\",\"filters\":{\"minYelpRating\":4,\"requireGlutenFree\":true,\"targetDate\":\"2025-07-25\",\"preferredTime\":\"18:00\"},\"mode\":\"compare\",\"historyEntriesConsidered\":100,\"ratedEntriesConsidered\":0,\"costNote\":\"Compare mode — skipped local Claude generation. Yelp + Resy/OpenTable only. ~$0 API cost.\",\"tockNote\":\"Tock-only restaurants (rare, mostly $300+ tasting menus) aren't currently availability-checked. If a rec lacks 'availability' info, Scott should verify on Tock directly.\"}",
"isError": false
}
] | |
| 5/26/2026, 12:02:59 PM | 3 | 5 / 744 | 18120ms | I want to make a reservation on Friday, this Friday, for good kind, for four people, around 6 o'clock, p.m. Would you be able to do that for me? | 2 calls[
{
"name": "recommend_restaurants",
"input": {
"partySize": 4,
"candidates": [
"Good Kind"
],
"targetDate": "2025-07-25",
"preferredTime": "18:00"
},
"result": "Error: query required.",
"isError": false
},
{
"name": "recommend_restaurants",
"input": {
"query": "Good Kind restaurant reservation Friday 6pm party of 4",
"partySize": 4,
"candidates": [
"Good Kind"
],
"targetDate": "2025-07-25",
"preferredTime": "18:00"
},
"result": "{\"recommendations\":[{\"name\":\"Good Kind\",\"isNew\":true,\"yelp\":{\"rating\":4.3,\"reviewCount\":482,\"url\":\"https://www.yelp.com/biz/monkey-bar-new-york-4?adjust_creative=lgvYZiFt0oYPZ0lf-ya9Cg&utm_campaign=yelp_api_v3&utm_medium=api_v3_business_search&utm_source=lgvYZiFt0oYPZ0lf-ya9Cg\"},\"glutenFree\":{\"confidence\":\"none\",\"positiveCount\":0,\"negativeCount\":0,\"samples\":[]},\"availability\":\"unknown\"}],\"summary\":\"Comparing: Good Kind\",\"filters\":{\"minYelpRating\":4,\"requireGlutenFree\":true,\"targetDate\":\"2025-07-25\",\"preferredTime\":\"18:00\"},\"mode\":\"compare\",\"historyEntriesConsidered\":100,\"ratedEntriesConsidered\":0,\"costNote\":\"Compare mode — skipped local Claude generation. Yelp + Resy/OpenTable only. ~$0 API cost.\",\"tockNote\":\"Tock-only restaurants (rare, mostly $300+ tasting menus) aren't currently availability-checked. If a rec lacks 'availability' info, Scott should verify on Tock directly.\"}",
"isError": false
}
] | |
| 5/25/2026, 8:37:47 PM | 2 | 4 / 235 | 6934ms | find my latest amazon order | 1 calls[
{
"name": "search_emails",
"input": {
"limit": 5,
"query": "from:auto-confirm@amazon.com OR from:ship-confirm@amazon.com subject:order"
},
"result": "[\n {\n \"id\": \"1983a778c1a4b0e7\",\n \"from\": \"auto-confirm@amazon.com\",\n \"subject\": \"Your Amazon.com order of \\\"PIZZ ANNU Lena Women's...\\\" and 2 more items.\",\n \"received\": \"2025-07-24T03:26:09.000Z\",\n \"preview\": \"Amazon.com Hello Scott, Thank you for shopping with us. We'll send a confirmation when your items ship. Order Confirmation Arriving: Friday, July 25 Ship to: Jane SUSSEX, WI Order # 112-0040790-\"\n },\n {\n \"id\": \"197ec165b3c90b82\",\n \"from\": \"auto-confirm@amazon.com\",\n \"subject\": \"Your Amazon.com order of 2 x \\\"Amazon Smart Thermostat ...\\\".\",\n \"received\": \"2025-07-08T22:09:37.000Z\",\n \"preview\": \"Amazon.com Hello Scott, Thank you for shopping with us. We'll send a confirmation when your items ship. Order Confirmation Arriving: Thursday, July 10 Ship to: Scott NEW YORK, NY Order # 114-\"\n },\n {\n \"id\": \"197b4b345ee0c55d\",\n \"from\": \"auto-confirm@amazon.com\",\n \"subject\": \"Your Amazon.com order of \\\"Amazon Basics Puppy Pads...\\\" and 1 more item.\",\n \"received\": \"2025-06-28T04:02:16.000Z\",\n \"preview\": \"Amazon.com Hello Scott, Thank you for shopping with us. We'll send a confirmation when your items ship. Order Confirmation Arriving: Sunday, June 29 Ship to: Scott NEW YORK, NY Order # 114-7197551-\"\n },\n {\n \"id\": \"1978d8bf1ea69e43\",\n \"from\": \"auto-confirm@amazon.com\",\n \"subject\": \"Your Amazon.com order of \\\"MidWest Homes for Pets 39...\\\".\",\n \"received\": \"2025-06-20T13:34:07.000Z\",\n \"preview\": \"Amazon.com Hello Scott, Thank you for shopping with us. We'll send a confirmation when your item ships. Order Confirmation Arriving: Sunday, June 22 Ship to: Scott NEW YORK, NY Order # 112-0542853-\"\n },\n {\n \"id\": \"19756f3296969717\",\n \"from\": \"auto-confirm@amazon.com\",\n \"subject\": \"Your Amazon.com order\",\n \"received\": \"2025-06-09T23:07:45.000Z\",\n \"preview\": \"Amazon.com Hello Scott, Thank you for shopping with us. We'll send a confirmation when your items ship. Order Confirmation Arriving: Friday, June 13 Ship to: Scott NEW YORK, NY This is a gift order\"\n }\n]",
"isError": false
}
] | |
| 5/25/2026, 8:37:39 PM | 2 | 4 / 965 | 46716ms | find me a hotel in chicago next weekend, 2 nights, prefer Hyatt or Marriott | 1 calls[
{
"name": "search_hotels",
"input": {
"notes": "Prefer Hyatt or Marriott. Scott has Hyatt Member and Marriott Silver Elite status. Use Chase Sapphire Reserve for 4x UR on hotels.",
"guests": 1,
"checkIn": "2025-07-18",
"checkOut": "2025-07-20",
"destination": "Chicago",
"preferredChains": [
"Hyatt",
"Marriott"
]
},
"result": "{\"destination\":\"Chicago\",\"checkIn\":\"2025-07-18\",\"checkOut\":\"2025-07-20\",\"guests\":1,\"hotels\":[{\"name\":\"Hyatt Regency Chicago\",\"chain\":\"Hyatt\",\"area\":\"Downtown / Riverwalk (near The Loop)\",\"pricePerNightUsd\":230,\"totalUsd\":460,\"rating\":4.3,\"reviewCount\":8700,\"bookingUrl\":\"https://www.hyatt.com/hyatt-regency/en-US/chirc-hyatt-regency-chicago\",\"notes\":\"Largest hotel in downtown Chicago on the Chicago River, 5-min walk to Magnificent Mile and Millennium Park. Booking.com guest score 8.7. Note $30/night destination fee. Book direct on hyatt.com to earn World of Hyatt points + member benefits.\"},{\"name\":\"Hyatt Place Chicago/Downtown - The Loop\",\"chain\":\"Hyatt\",\"area\":\"The Loop\",\"pricePerNightUsd\":190,\"totalUsd\":380,\"rating\":4.2,\"reviewCount\":2000,\"bookingUrl\":\"https://www.hyatt.com/hyatt-place/en-US/chizp-hyatt-place-chicago-downtown-the-loop\",\"notes\":\"Hyatt Place includes free hot breakfast for World of Hyatt members - good value perk for Scott. Steps from Willis Tower, <1 mile to Millennium Park. Heated indoor pool, 24-hr fitness center. Some reviews note no on-site parking (use nearby garage).\"},{\"name\":\"Hyatt Centric The Loop Chicago\",\"chain\":\"Hyatt\",\"area\":\"The Loop\",\"pricePerNightUsd\":240,\"totalUsd\":480,\"rating\":4.4,\"bookingUrl\":\"https://www.hyatt.com/hyatt-centric/en-US/chict-hyatt-centric-the-loop-chicago\",\"notes\":\"Boutique-style Hyatt within walking distance of Millennium Park and the Art Institute. Good upscale-but-not-luxury Hyatt option; books into World of Hyatt for points + status recognition.\"},{\"name\":\"Chicago Marriott Downtown Magnificent Mile\",\"chain\":\"Marriott\",\"area\":\"Magnificent Mile / Streeterville\",\"pricePerNightUsd\":260,\"totalUsd\":520,\"rating\":4,\"reviewCount\":4932,\"bookingUrl\":\"https://www.marriott.com/en-us/hotels/chidt-chicago-marriott-downtown-magnificent-mile/overview/\",\"notes\":\"Flagship Marriott on Michigan Ave, 1,200 rooms with floor-to-ceiling lake/skyline views. ~1 mile to Navy Pier & Millennium Park. Booking.com guests rate location 8.9. Silver Elite gets priority late check-out + 10% bonus points; Club Lounge access requires Platinum+.\"},{\"name\":\"JW Marriott Chicago\",\"chain\":\"Marriott\",\"area\":\"The Loop (LaSalle & Adams)\",\"pricePerNightUsd\":340,\"totalUsd\":680,\"rating\":4.5,\"bookingUrl\":\"https://www.marriott.com/en-us/hotels/chijw-jw-marriott-chicago/overview/\",\"notes\":\"AAA Four-Diamond luxury Marriott in a landmark Daniel Burnham-designed building after a $396M restoration. Spa, indoor pool, 420 sq ft rooms with 9-ft ceilings. Recent July 2025 review highlights excellent service. Best pick if Scott wants the nicest Marriott experience; daily resort fee but includes F&B credit.\"}],\"summary\":\"Five strong downtown Chicago options for July 18-20, 2025, weighted toward Hyatt and Marriott so Scott can earn points/status; book direct on hyatt.com or marriott.com and pay with Chase Sapphire Reserve to stack 4x UR.\",\"note\":\"Prices are estimates from web search. Always confirm on the booking URL before booking.\"}",
"isError": false
}
] | |
| 5/25/2026, 8:37:10 PM | 2 | 4 / 2,323 | 79361ms | find me a hotel in chicago next weekend, 2 nights, prefer Hyatt or Marriott | 3 calls[
{
"name": "get_profile",
"input": {},
"result": "{\"name\":\"Scott Ingles\",\"homeAirport\":\"LGA\",\"homeCity\":\"New York, NY\",\"preferences\":{\"dietary\":null,\"homeAirports\":[\"LGA\",\"JFK\",\"EWR\"],\"specialNotes\":\"Prefers main cabin (not basic economy). Prefers direct flights when available.\\n\\nHas FoundersCard — a private membership club (NOT an airline loyalty program) that grants complimentary elite status and discounts across many providers:\\n- Airlines: American AAdvantage Business status + KLM/Flying Blue promo\\n- Car rentals: Hertz Gold status + Avis loyalty upgrade (~35% off) + SIXT Platinum (~15% off)\\n- Lounges: discounted Plaza Premium, No1 Lounges, Vino Volo\\n- Travel: TripIt Pro subscription, 24/7 concierge at vip@founderscard.com\\n- Hotels: various partner discounts\\n\\nWhen recommending bookings, factor in these FoundersCard-granted benefits on top of Scott's individual loyalty memberships.\",\"seatPreference\":\"aisle\",\"cabinPreference\":\"main\",\"flightPreference\":\"direct\",\"preferredAirlines\":[\"Delta\",\"Air Canada\",\"Air France / KLM\",\"American\",\"Emirates\",\"United\",\"Southwest\",\"JetBlue\",\"Lufthansa\"],\"preferredRentalCars\":[\"Enterprise\",\"Avis\",\"Hertz\"],\"preferredHotelChains\":[\"Hilton\",\"Accor\",\"Marriott\",\"IHG\",\"Hyatt\"]}}",
"isError": false
},
{
"name": "list_rewards_accounts",
"input": {},
"result": "[\n {\n \"program\": \"ALL - Accor Live Limitless\",\n \"currentBalance\": 0,\n \"currentTier\": \"Silver\",\n \"tierProgress\": null,\n \"tierProgressSummary\": null,\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free Membership\",\n \"value\": 0,\n \"category\": \"Membership\",\n \"description\": \"ALL Accor membership is completely free at the Classic and Silver tiers.\"\n },\n {\n \"name\": \"24% Bonus Reward Points\",\n \"value\": 0,\n \"category\": \"Earning\",\n \"description\": \"Silver members earn a 24% bonus on base reward points (up to 31 points per €10 spent at participating Accor hotels, versus the standard 25).\"\n },\n {\n \"name\": \"Welcome Drink\",\n \"category\": \"On-Property\",\n \"description\": \"Receive a complimentary welcome drink upon arrival at participating hotels.\"\n },\n {\n \"name\": \"Late Checkout (Subject to Availability)\",\n \"category\": \"On-Property\",\n \"description\": \"Silver members can request late checkout, granted based on availability.\"\n },\n {\n \"name\": \"Priority Check-In\",\n \"category\": \"On-Property\",\n \"description\": \"Access to a dedicated reception desk for priority check-in at participating hotels.\"\n },\n {\n \"name\": \"Free Loaner Workout Attire at Fairmont\",\n \"category\": \"Brand-Specific\",\n \"description\": \"Borrow workout clothes for free at Fairmont hotels upon request — an obscure brand-specific benefit.\"\n },\n {\n \"name\": \"Priority Waiting List at Swissôtel\",\n \"category\": \"Brand-Specific\",\n \"description\": \"Receive priority on the waiting list at Swissôtel properties when rooms are fully booked.\"\n },\n {\n \"name\": \"Free Wi-Fi\",\n \"category\": \"On-Property\",\n \"description\": \"Complimentary Wi-Fi at all participating Accor properties (a base/Classic perk Silver members keep).\"\n },\n {\n \"name\": \"Health Club & Sports Facilities Access\",\n \"category\": \"On-Property\",\n \"description\": \"Complimentary access to hotel health club and sports facilities (base benefit).\"\n },\n {\n \"name\": \"Online Check-In & Fast Checkout\",\n \"category\": \"Convenience\",\n \"description\": \"Access to online check-in and fast checkout for streamlined arrivals and departures (base Classic perk).\"\n },\n {\n \"name\": \"Members' Rate Discount\",\n \"category\": \"Discount\",\n \"description\": \"Special members' rate, typically around 5% off standard room rates at participating hotels.\"\n },\n {\n \"name\": \"Early Access to Private Sales\",\n \"category\": \"Discount\",\n \"description\": \"Early access to private sales and exclusive offers on the Accor website.\"\n },\n {\n \"name\": \"ALL Customer Care Line\",\n \"category\": \"Service\",\n \"description\": \"Access to the dedicated ALL customer support line for assistance and inquiries.\"\n },\n {\n \"name\": \"Soft Landing Status Protection\",\n \"category\": \"Status Protection\",\n \"description\": \"If you don't requalify for your current status tier at year-end, you only drop by one level rather than losing all elite status.\"\n },\n {\n \"name\": \"Status Validity Through Following Year\",\n \"category\": \"Status Protection\",\n \"description\": \"Once earned, Silver status is valid through the end of the qualifying year and the entirety of the next calendar year.\"\n },\n {\n \"name\": \"Earn Points at 90+ Partners\",\n \"category\": \"Partners\",\n \"description\": \"Earn and redeem points with over 90 ALL partners including frequent flyer programs, car rental companies, and more.\"\n },\n {\n \"name\": \"Qantas Points Earning (Asia Pacific)\",\n \"category\": \"Partners\",\n \"description\": \"Link your ALL and Qantas Frequent Flyer accounts to earn 3 Qantas Points per AU$1 spent at participating Asia Pacific hotels, in addition to your ALL points — a commonly forgotten double-dip perk.\"\n },\n {\n \"name\": \"Dining Reward Points\",\n \"category\": \"Earning\",\n \"description\": \"Earn reward points when dining at eligible Accor restaurants worldwide (show your ALL membership in the app to the restaurant team).\"\n },\n {\n \"name\": \"Limitless Shopping Redemptions\",\n \"category\": \"Redemption\",\n \"description\": \"Redeem reward points for shopping, products, show tickets, and 'Limitless Experiences' via the online store — not just hotel stays.\"\n },\n {\n \"name\": \"Point Expiration Extension\",\n \"category\": \"Earning\",\n \"description\": \"Reward points expire after 365 days of inactivity, but any eligible stay (earning or redeeming) extends expiration by another 365 days.\"\n },\n {\n \"name\": \"Status Points from Meetings & Events\",\n \"category\": \"Earning\",\n \"description\": \"Earn status points not just on stays but also by holding events through ALL Meeting Planner — an often-overlooked path to status.\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T02:36:38.543Z\",\n \"perksRefreshedAt\": \"2026-05-25T03:43:06.156Z\",\n \"notes\": null\n },\n {\n \"program\": \"Air Canada Aeroplan\",\n \"currentBalance\": 733,\n \"currentTier\": \"Member\",\n \"tierProgress\": null,\n \"tierProgressSummary\": null,\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free to Join\",\n \"category\": \"Membership\",\n \"description\": \"Air Canada Aeroplan is completely free to join. Sign up online via the Air Canada website or mobile app to start earning toward award flights and other member benefits.\"\n },\n {\n \"name\": \"Earn 1 Point per Dollar Spent on Air Canada Flights\",\n \"value\": 1,\n \"category\": \"Earning\",\n \"description\": \"Base members earn 1 Aeroplan point per dollar spent on eligible Air Canada flights, based on the base fare and carrier surcharges (excluding taxes, fees, and third-party charges). As of January 1, 2026, earning is revenue-based rather than distance-based.\"\n },\n {\n \"name\": \"Earn Points on Star Alliance & Partner Airlines\",\n \"category\": \"Earning\",\n \"description\": \"Earn points by flying any Star Alliance member airline as well as on eligible flights with Air Canada's other partner airlines, including Air Serbia, Azul, Cathay Pacific, Etihad, and Vistara. Partner flight earning is calculated as a percentage of miles flown.\"\n },\n {\n \"name\": \"Redeem on 45+ Partner Airlines with No Blackout Dates\",\n \"category\": \"Redemption\",\n \"description\": \"Earn and redeem points for flights on Air Canada and over 45 partner airlines with no blackout dates. Aeroplan offers more airline partners than any other travel loyalty program.\"\n },\n {\n \"name\": \"No Fuel Surcharges on Award Tickets\",\n \"category\": \"Redemption\",\n \"description\": \"Aeroplan does not add fuel surcharges to award tickets — you'll only pay minimal taxes plus a small partner booking fee (approximately CA$39 / ~US$28.70) when applicable. This is a major advantage over many other frequent flyer programs.\"\n },\n {\n \"name\": \"Member-Exclusive Hotel & Car Rental Rates\",\n \"category\": \"Travel Discounts\",\n \"description\": \"Members enjoy exclusive discounted rates on hotels and car rentals booked through Aeroplan's member-exclusive booking platform.\"\n },\n {\n \"name\": \"Free Texting Over Wi-Fi on Air Canada Flights\",\n \"category\": \"In-Flight\",\n \"description\": \"Aeroplan members get complimentary in-flight messaging via Wi-Fi to text family, friends, and colleagues over Wi-Fi while flying Air Canada (sponsored by Bell). Often-forgotten perk.\"\n },\n {\n \"name\": \"Free Beer, Wine & Premium Snacks in Economy\",\n \"category\": \"In-Flight\",\n \"description\": \"Air Canada serves complimentary beer, wine, and premium snacks in Economy Class on flights within Canada and to the U.S. — available to all passengers including base Aeroplan members.\"\n },\n {\n \"name\": \"Earn Points with 40+ Everyday & Travel Partners\",\n \"category\": \"Earning\",\n \"description\": \"Earn Aeroplan points with over 40 partners including Starbucks (link accounts to earn on eligible purchases), Uber and Uber Eats (rides and food orders in Canada), Avis and Budget car rentals, Marriott Bonvoy (earn or transfer), and the LCBO. Easy way to grow your balance through routine activities.\"\n },\n {\n \"name\": \"Credit Card Transfer Partner\",\n \"category\": \"Earning\",\n \"description\": \"Aeroplan is a 1:1 transfer partner with American Express Membership Rewards, Bilt Rewards, Chase Ultimate Rewards, and Capital One miles. Transfers are instant — excellent for topping up your account for an award flight.\"\n },\n {\n \"name\": \"Family Sharing (Free Points Pooling)\",\n \"category\": \"Membership\",\n \"description\": \"Aeroplan Family Sharing lets you pool points with family members at no cost. Designated members of the family sharing group have redemption privileges and can book awards using the shared balance. If the group includes an eligible Aeroplan credit cardholder, preferred (discounted) pricing applies to awards booked from the shared pool.\"\n },\n {\n \"name\": \"Buy Tickets for Others with Your Points\",\n \"category\": \"Redemption\",\n \"description\": \"You can use your Aeroplan points to buy a ticket for someone else — simply enter the person's name when booking and pay with your points just as you would for yourself. No transfer fees required.\"\n },\n {\n \"name\": \"Path to Elite Status via Everyday Status Qualification (EDQ)\",\n \"category\": \"Status\",\n \"description\": \"Reach Aeroplan 25K Elite Status without flying at all — earn 100,000 eligible Aeroplan points in a calendar year through everyday activities like shopping via the Aeroplan eStore, Uber Eats orders, or Journie Rewards fuel purchases. A unique perk among airline programs.\"\n },\n {\n \"name\": \"Earn Status Qualifying Credits (SQC) Without Flying\",\n \"category\": \"Status\",\n \"description\": \"Members can accumulate up to 25,000 SQC per calendar year through 40+ travel and everyday partners, helping work toward elite status without setting foot on a plane.\"\n },\n {\n \"name\": \"Aeroplan eStore Shopping Portal\",\n \"category\": \"Earning\",\n \"description\": \"Earn bonus Aeroplan points on online shopping through the Aeroplan eStore at hundreds of retailers — an often-overlooked perk that helps points add up fast.\"\n },\n {\n \"name\": \"Points Don't Expire (Through November 2026)\",\n \"category\": \"Account\",\n \"description\": \"Aeroplan suspended its point expiration policy during the pandemic and has extended this pause through November 2026. After this, the normal policy resumes (18 months of inactivity). You can keep points active indefinitely by holding an Aeroplan credit card or by earning/redeeming once every 18 months.\"\n },\n {\n \"name\": \"EPCOT Private Viewing Area for Luminous\",\n \"category\": \"Lifestyle\",\n \"description\": \"Obscure perk: Aeroplan members get access to a private viewing area for 'Luminous The Symphony of Us,' the nighttime water and light show at Walt Disney World's EPCOT — meaningful for finding a clear sightline of the lagoon during peak season.\"\n },\n {\n \"name\": \"La Poutinerie at EPCOT (Coming 2026)\",\n \"category\": \"Lifestyle\",\n \"description\": \"Air Canada is opening La Poutinerie, a quick-service kiosk with a Quebec-inspired poutine menu at the Canada Pavilion in EPCOT later in 2026 — a unique brand experience for Aeroplan members.\"\n },\n {\n \"name\": \"Air Canada for Business Discounts\",\n \"category\": \"Business\",\n \"description\": \"Businesses enrolled in Air Canada for Business earn additional Aeroplan points on every flight, get a 5% discount on Flex fares and higher, and earn 500 SQCs for every $5,000 spent — SQCs can be allocated to employees.\"\n },\n {\n \"name\": \"Bonus Points Promotions\",\n \"category\": \"Promotions\",\n \"description\": \"Aeroplan regularly runs bonus points promotions when flying Air Canada. Some promotions are now visible directly during flight searches, making it easy to take advantage of them.\"\n },\n {\n \"name\": \"Buy Back Expired Points\",\n \"category\": \"Account\",\n \"description\": \"If your points do expire, the program allows you to buy them back at a cost of 1 cent per point plus a $30 administration fee and applicable taxes.\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T03:34:01.920Z\",\n \"perksRefreshedAt\": \"2026-05-25T03:43:52.143Z\",\n \"notes\": \"Travel\"\n },\n {\n \"program\": \"American AAdvantage\",\n \"currentBalance\": 0,\n \"currentTier\": \"AAdvantage Member\",\n \"tierProgress\": null,\n \"tierProgressSummary\": null,\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free to Join\",\n \"value\": 0,\n \"category\": \"membership\",\n \"description\": \"The AAdvantage program is free to join through the American Airlines website or mobile app, giving access to multiple benefits with no annual fee.\"\n },\n {\n \"name\": \"Earn AAdvantage Miles on Flights\",\n \"category\": \"earning\",\n \"description\": \"Earn 5 award miles per dollar spent on flights in Main Cabin or above with American, American Eagle, and American-marketed/codeshare or oneworld partner flights. Basic Economy fares earn 2 Loyalty Points per dollar.\"\n },\n {\n \"name\": \"Earn 1 Loyalty Point per Base Mile\",\n \"category\": \"earning\",\n \"description\": \"Every eligible AAdvantage mile earned via flying, cobranded credit card spending, shopping, dining, and hotel platforms also earns 1 Loyalty Point toward elite status.\"\n },\n {\n \"name\": \"Free Inflight Wi-Fi (2026)\",\n \"category\": \"inflight\",\n \"description\": \"Complimentary onboard Wi-Fi is rolling out on 100% of mainline narrow-body and two-cabin regional jet fleet (and select wide-bodies). All you need to connect is an AAdvantage account — a major perk for all members regardless of status.\"\n },\n {\n \"name\": \"Mile Redemption for Flights\",\n \"category\": \"redemption\",\n \"description\": \"Redeem AAdvantage miles for flights on American, American Eagle, and partner airlines. One-way redemption is allowed starting at 7,500 miles. Partner award flights often use a fixed award chart for great value.\"\n },\n {\n \"name\": \"Mile Redemption for Upgrades, Lounges, Hotels & Cars\",\n \"category\": \"redemption\",\n \"description\": \"AAdvantage miles can be redeemed for seat upgrades, premium seat selection, Admirals Club lounge memberships, rental cars, hotels, cruises, and merchandise.\"\n },\n {\n \"name\": \"Instant Upgrades with Miles or Cash\",\n \"category\": \"upgrades\",\n \"description\": \"Buy an instant upgrade online or via the app using cash or miles (dynamically priced). Often-overlooked option for non-elites to access premium cabins.\"\n },\n {\n \"name\": \"AAdvantage eShopping\",\n \"category\": \"earning\",\n \"description\": \"Earn bonus AAdvantage miles and Loyalty Points by shopping online through the AAdvantage eShopping portal at hundreds of retailers.\"\n },\n {\n \"name\": \"AAdvantage Dining\",\n \"category\": \"earning\",\n \"description\": \"Earn AAdvantage miles when dining at participating local restaurants after registering a payment card.\"\n },\n {\n \"name\": \"SimplyMiles\",\n \"category\": \"earning\",\n \"description\": \"Link an eligible Mastercard to earn bonus AAdvantage miles on offers at participating merchants.\"\n },\n {\n \"name\": \"AAdvantage Hotels\",\n \"category\": \"earning\",\n \"description\": \"Earn AAdvantage miles and Loyalty Points by booking through the AAdvantage Hotels platform, or on qualifying stays with IHG, Marriott, or Hyatt.\"\n },\n {\n \"name\": \"AAdvantage Cruises & American Airlines Vacations\",\n \"category\": \"earning\",\n \"description\": \"Earn miles by booking cruises through AAdvantage Cruises or vacation packages through American Airlines Vacations.\"\n },\n {\n \"name\": \"Bask Bank Partnership\",\n \"category\": \"earning\",\n \"description\": \"Earn AAdvantage miles simply by maintaining a Bask Bank savings account — an often-forgotten way to accrue miles without flying.\"\n },\n {\n \"name\": \"World of Hyatt Reciprocal Partnership\",\n \"category\": \"partner\",\n \"description\": \"Link your AAdvantage and World of Hyatt accounts to earn miles on Hyatt stays and to redeem AAdvantage miles for World of Hyatt awards.\"\n },\n {\n \"name\": \"Car Rental Partner Earning\",\n \"category\": \"partner\",\n \"description\": \"Earn AAdvantage miles on rentals with major partners including Avis and Budget.\"\n },\n {\n \"name\": \"Buy/Gift/Transfer Miles\",\n \"category\": \"membership\",\n \"description\": \"Members can buy AAdvantage miles (often with promo bonuses/discounts), gift miles, or transfer miles between accounts.\"\n },\n {\n \"name\": \"Mile Expiration Activity Rule\",\n \"category\": \"membership\",\n \"description\": \"Miles remain in your account as long as you have qualifying activity; they expire only after 24 months of no account activity. Easy to keep alive with small earning activity (dining, shopping, etc.).\"\n },\n {\n \"name\": \"Loyalty Point Rewards — 15,000 LP Milestone\",\n \"category\": \"milestone\",\n \"description\": \"First milestone reward available to all members (no elite status required): Group 5 boarding for the remainder of the year, plus your choice of a personalized luggage tag, 1,000 Loyalty Points, five Preferred Seat coupons, or priority privileges and Group 4 boarding for one trip.\"\n },\n {\n \"name\": \"Loyalty Point Rewards — 60,000 LP Milestone\",\n \"category\": \"milestone\",\n \"description\": \"At 60,000 Loyalty Points, members receive Avis Preferred Plus status AND a 25% Loyalty Point bonus when spending with American Airlines Vacations, SimplyMiles, AAdvantage eShopping, AAdvantage Cruises, AAdvantage Dining, and AAdvantage Hotels within six months after qualifying.\"\n },\n {\n \"name\": \"Loyalty Point Rewards — Higher Milestones\",\n \"category\": \"milestone\",\n \"description\": \"Continuing to earn Loyalty Points unlocks rewards at 100,000 (Avis President's Club + World of Hyatt Discoverist), 175,000 (Hyatt Explorist, systemwide upgrades, bonus miles, trip credit), and beyond up to 5,000,000 LP — available to all members regardless of tier.\"\n },\n {\n \"name\": \"Same-Day Standby on Earlier Flights\",\n \"category\": \"flexibility\",\n \"description\": \"All AAdvantage members can stand by for an earlier flight on the same day at no charge (introduced March 2024).\"\n },\n {\n \"name\": \"Basic Economy Trip Credit Cancellation\",\n \"category\": \"flexibility\",\n \"description\": \"Members can cancel nonrefundable Basic Economy tickets for a fee and receive a partial Trip Credit (for domestic tickets booked directly through American, before travel begins).\"\n },\n {\n \"name\": \"Mile Redemptions for Sporting Events & Experiences\",\n \"category\": \"redemption\",\n \"description\": \"Redeem AAdvantage miles for sporting events (including US soccer/FIFA World Cup, PGA Championship) and, later in 2026, gift cards to retailers — beyond traditional flight redemptions.\"\n },\n {\n \"name\": \"Oneworld Alliance Earning & Redemption\",\n \"category\": \"partner\",\n \"description\": \"All AAdvantage members can earn and redeem miles on flights with oneworld alliance partners (British Airways, Qantas, Japan Airlines, Cathay Pacific, Iberia, Finnair, Fiji Airways, and more), plus non-alliance partners like GOL.\"\n },\n {\n \"name\": \"Million Miler Program\",\n \"category\": \"lifetime\",\n \"description\": \"Fly 1 million qualifying miles to earn lifetime Gold status plus 35,000 bonus miles; 2M = lifetime Platinum + 4 systemwide upgrades; 4M = lifetime Platinum Pro; 5M = lifetime Executive Platinum. Tracks lifetime flown miles separately from annual status.\"\n },\n {\n \"name\": \"AAdvantage Co-branded Credit Card Eligibility\",\n \"category\": \"credit-card\",\n \"description\": \"As a member, you're eligible for Citi/Barclays AAdvantage credit cards which provide accelerated mile earning, signup bonuses, and additional perks like preferred boarding and free checked bags on AA flights.\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T03:34:27.190Z\",\n \"perksRefreshedAt\": \"2026-05-25T03:44:41.674Z\",\n \"notes\": \"Travel\"\n },\n {\n \"program\": \"Amtrak Guest Rewards\",\n \"currentBalance\": 164,\n \"currentTier\": \"Member\",\n \"tierProgress\": {\n \"notes\": \"Base member with only 164 points (expiring). No evidence of any TQP earning toward Select status.\",\n \"metric\": \"Tier Qualifying Points (TQPs)\",\n \"target\": 5000,\n \"current\": 0,\n \"nextTier\": \"Select\",\n \"progressPct\": 0\n },\n \"tierProgressSummary\": \"0 of 5,000 Tier Qualifying Points (TQPs) (0%) toward Select\",\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free Membership\",\n \"category\": \"membership\",\n \"description\": \"Joining Amtrak Guest Rewards is free, and members can immediately start earning points toward Amtrak reward travel and other redemptions upon enrollment.\"\n },\n {\n \"name\": \"Base Points Earning\",\n \"value\": 2,\n \"category\": \"earning\",\n \"description\": \"Earn 2 points per dollar spent on Amtrak travel.\"\n },\n {\n \"name\": \"Business Class Bonus\",\n \"category\": \"earning\",\n \"description\": \"Earn a 25% point bonus for all Business Class travel, on top of the base 2 points per dollar.\"\n },\n {\n \"name\": \"Acela First Class Bonus\",\n \"category\": \"earning\",\n \"description\": \"Earn a 50% point bonus for Acela First Class travel, on top of the base 2 points per dollar.\"\n },\n {\n \"name\": \"Low Reward Travel Threshold\",\n \"category\": \"redemption\",\n \"description\": \"Reward travel starts at just 400 points for popular city pairs, making points highly redeemable even for casual riders.\"\n },\n {\n \"name\": \"Points & Cash Redemptions\",\n \"category\": \"redemption\",\n \"description\": \"Members can purchase Amtrak travel using a combination of points and cash (a relatively new program enhancement).\"\n },\n {\n \"name\": \"Gift Card & Non-Travel Redemptions\",\n \"category\": \"redemption\",\n \"description\": \"Points can be redeemed for rewards other than travel, including gift cards and other merchandise options.\"\n },\n {\n \"name\": \"Lounge Access via Points\",\n \"value\": 1500,\n \"category\": \"lounge\",\n \"description\": \"Members without status can purchase a single-visit station lounge pass with 1,500 points (same-day ticket also required for entry).\"\n },\n {\n \"name\": \"One-Class Upgrade via Points\",\n \"value\": 2500,\n \"category\": \"upgrade\",\n \"description\": \"Members can redeem 2,500 points for a one-class upgrade on Amtrak travel.\"\n },\n {\n \"name\": \"Points Do Not Expire with Activity\",\n \"category\": \"earning\",\n \"description\": \"Points do not expire as long as the account remains active; members must earn or redeem points within 24 months to maintain account activity.\"\n },\n {\n \"name\": \"Buy Points\",\n \"value\": 50000,\n \"category\": \"earning\",\n \"description\": \"General/base members may purchase up to 50,000 points per year to top off their account (higher tiers have unlimited purchasing).\"\n },\n {\n \"name\": \"Share/Transfer Points\",\n \"value\": 100000,\n \"category\": \"earning\",\n \"description\": \"Members can share/transfer points with other Amtrak Guest Rewards members, with a cap of 100,000 points for base tier members.\"\n },\n {\n \"name\": \"Retroactive Points for New Members\",\n \"category\": \"earning\",\n \"description\": \"New Amtrak Guest Rewards members can request points for Amtrak travel taken in the 21 days prior to enrollment — an often-forgotten perk.\"\n },\n {\n \"name\": \"Missing Points Request Window\",\n \"category\": \"earning\",\n \"description\": \"Members have up to 120 days following their travel date to submit a missing points request if points haven't posted within 7 days.\"\n },\n {\n \"name\": \"Partner Earning Opportunities\",\n \"category\": \"earning\",\n \"description\": \"Earn points through a variety of program partners including hotels, car rentals, dining, shopping portals, and other travel partners.\"\n },\n {\n \"name\": \"Stackable Discounts\",\n \"category\": \"discount\",\n \"description\": \"Guest Rewards members can stack other Amtrak discounts (Senior Discount, Military Discount, Shared Fares, etc.) with points to reduce ticket cost — commonly forgotten.\"\n },\n {\n \"name\": \"TQP Earning for Status\",\n \"category\": \"status\",\n \"description\": \"Every Amtrak trip also earns Tier Qualifying Points (TQPs) toward Select, Select Plus, and Select Executive elite status — at the same rate as redeemable points.\"\n },\n {\n \"name\": \"Co-Branded Credit Card Eligibility\",\n \"category\": \"credit-card\",\n \"description\": \"Members are eligible to apply for the Amtrak Guest Rewards Mastercard (no annual fee) or Preferred Mastercard ($99 fee) to accelerate earning, including 1,000 TQPs per $5,000 spent on the Preferred card.\"\n },\n {\n \"name\": \"Exclusive Member Promotions\",\n \"category\": \"promotions\",\n \"description\": \"Members receive access to exclusive limited-time bonus point offers and promotions throughout the year (e.g., recurring 40,000-point credit card welcome bonuses and seasonal promos).\"\n },\n {\n \"name\": \"Wide Route Network\",\n \"category\": \"redemption\",\n \"description\": \"Points can be redeemed for travel to more than 500 destinations across 46 states and parts of Canada.\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T03:34:47.382Z\",\n \"perksRefreshedAt\": \"2026-05-25T03:45:10.073Z\",\n \"notes\": \"Travel\"\n },\n {\n \"program\": \"Avis Preferred\",\n \"currentBalance\": 0,\n \"currentTier\": \"Avis Preferred\",\n \"tierProgress\": {\n \"notes\": \"Next tier requires 10 rentals OR $4,000 spend in a calendar year. No points/progress statement found in email; multiple rental confirmations exist but no official tracking statement.\",\n \"metric\": \"rentals\",\n \"target\": 10,\n \"current\": 0,\n \"nextTier\": \"Avis Preferred Plus\",\n \"progressPct\": 0\n },\n \"tierProgressSummary\": \"0 of 10 rentals (0%) toward Avis Preferred Plus\",\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free Membership\",\n \"category\": \"membership\",\n \"description\": \"Avis Preferred is the entry-level tier of the program, free to join with no minimum spend or rentals required to maintain status.\"\n },\n {\n \"name\": \"Skip the Counter / Expedited Pickup\",\n \"category\": \"service\",\n \"description\": \"Enjoy expedited service at most locations and go straight to your car, skipping the rental counter line.\"\n },\n {\n \"name\": \"Earn Avis Preferred Points\",\n \"category\": \"earning\",\n \"description\": \"Earn at least 1 point per qualifying dollar spent on car rentals and 2 points per dollar on accessories. Points can be redeemed for free rental days and accessories with no blackout dates.\"\n },\n {\n \"name\": \"100-Point Welcome Bonus\",\n \"category\": \"bonus\",\n \"description\": \"Earn 100 bonus Avis Preferred points after completing your first rental within the first three months of joining.\"\n },\n {\n \"name\": \"Saved Rental Preferences\",\n \"category\": \"service\",\n \"description\": \"Save your rental preferences and personal details on file for faster, more convenient pickup. Track activity and rewards anytime via your account.\"\n },\n {\n \"name\": \"Mobile App Car Selection\",\n \"category\": \"service\",\n \"description\": \"At some U.S. locations, Avis Preferred members can select their specific car directly from the mobile app before pickup.\"\n },\n {\n \"name\": \"Exclusive Monthly Email Offers\",\n \"category\": \"promotions\",\n \"description\": \"Receive exclusive monthly promotional email offers and member-only discounts.\"\n },\n {\n \"name\": \"Airline & Hotel Partner Earning\",\n \"category\": \"partners\",\n \"description\": \"Option to earn miles or points with over 50 airline partners and 9 hotel partners (e.g., Alaska Airlines, British Airways Avios, Wyndham, Eurostar) instead of Avis Preferred points. Note: a frequent flyer surcharge/excise tax (~$0.75–$1.50 per day) applies for rentals in the U.S., Puerto Rico, St. Thomas, St. Croix, and Canada.\"\n },\n {\n \"name\": \"Partner AWD Discount Rates\",\n \"category\": \"discount\",\n \"description\": \"Use your partner program's AWD (Avis Worldwide Discount) rate to get discounted rates regardless of whether you earn miles or Avis points on the rental. Be prepared to show proof of partner loyalty membership if asked.\"\n },\n {\n \"name\": \"Amazon Linking Benefit\",\n \"category\": \"discount\",\n \"description\": \"Link your Avis Preferred account to your Amazon account to save up to 30% off Avis base rates and receive 10% back as an Amazon gift card after the rental completes.\"\n },\n {\n \"name\": \"No Blackout Dates on Point Redemptions\",\n \"category\": \"redemption\",\n \"description\": \"Avis advertises that Preferred points can be redeemed for rentals with no blackout dates, useful during holidays, spring break, and major events (though not all locations participate).\"\n },\n {\n \"name\": \"Global Location Access\",\n \"category\": \"network\",\n \"description\": \"Access to over 5,500 Avis locations across 165 countries worldwide.\"\n },\n {\n \"name\": \"Path to Elite Status\",\n \"category\": \"status\",\n \"description\": \"Avis Preferred Plus status is automatically earned by completing 10 rentals or spending $4,000 in a calendar year. President's Club is earned with 20 rentals or $6,000 spent. Status can also be earned via 60,000 American Airlines Loyalty Points for Preferred Plus.\"\n },\n {\n \"name\": \"Status Match Opportunities\",\n \"category\": \"status\",\n \"description\": \"Avis periodically offers status match promotions that allow top-tier members from competing rental car programs to match directly to Preferred Plus or President's Club without qualifying through rental activity.\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T03:35:14.883Z\",\n \"perksRefreshedAt\": \"2026-05-25T03:45:35.197Z\",\n \"notes\": \"Travel\"\n },\n {\n \"program\": \"Delta SkyMiles\",\n \"currentBalance\": 23576,\n \"currentTier\": \"SkyMiles Member\",\n \"tierProgress\": null,\n \"tierProgressSummary\": null,\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free Membership\",\n \"value\": 0,\n \"category\": \"membership\",\n \"description\": \"Delta SkyMiles is free to join with no annual membership fee.\"\n },\n {\n \"name\": \"Miles That Don't Expire\",\n \"category\": \"earning\",\n \"description\": \"SkyMiles never expire, so you can accumulate them over time and redeem when ready.\"\n },\n {\n \"name\": \"5 Miles Per Dollar on Delta Flights\",\n \"value\": 5,\n \"category\": \"earning\",\n \"description\": \"General SkyMiles Members earn 5 miles per dollar spent on the base fare and carrier-imposed surcharges (excludes taxes/fees). Basic Economy fares are not eligible.\"\n },\n {\n \"name\": \"Free Delta Sync Wi-Fi\",\n \"category\": \"onboard\",\n \"description\": \"Enjoy fast, free Delta Sync Wi-Fi presented by T-Mobile on most Delta flights — available the moment you join SkyMiles.\"\n },\n {\n \"name\": \"Preferred Pricing on CLEAR+ Membership\",\n \"category\": \"airport\",\n \"description\": \"Member-only discounted rate off the standard $209 annual CLEAR+ biometric service membership.\"\n },\n {\n \"name\": \"Mileage Redemption for Award Travel\",\n \"category\": \"redemption\",\n \"description\": \"Use miles to book award travel to 1,000+ destinations on Delta and partner airlines, with no blackout dates.\"\n },\n {\n \"name\": \"Pay with Miles\",\n \"category\": \"redemption\",\n \"description\": \"Eligible cardmembers can use SkyMiles to pay for all or part of a ticket on Delta-operated flights.\"\n },\n {\n \"name\": \"Mileage Redemption for Upgrades & Extras\",\n \"category\": \"redemption\",\n \"description\": \"Redeem miles toward day-of-travel perks like seat upgrades, checked bags, and onboard purchases.\"\n },\n {\n \"name\": \"Delta Vacations Redemption\",\n \"category\": \"redemption\",\n \"description\": \"Use miles toward a Delta Vacations package (flight + hotel + more).\"\n },\n {\n \"name\": \"Earn Miles on SkyTeam & Partner Airlines\",\n \"category\": \"partner\",\n \"description\": \"Earn SkyMiles when flying any SkyTeam alliance airline (Air France, KLM, Korean Air, etc.) and select non-alliance partners by adding your SkyMiles number.\"\n },\n {\n \"name\": \"Earn Miles on Everyday Purchases\",\n \"category\": \"partner\",\n \"description\": \"Earn miles through partnerships including Hertz car rentals, Starbucks Rewards linking, Lyft rides, hotel stays, dining program, and SkyMiles Shopping portal.\"\n },\n {\n \"name\": \"Starbucks Rewards Link\",\n \"category\": \"partner\",\n \"description\": \"Link your Starbucks Rewards account to your SkyMiles account to earn 1 mile per $1 at Starbucks plus double Stars on eligible days.\"\n },\n {\n \"name\": \"Lyft Partnership\",\n \"category\": \"partner\",\n \"description\": \"Earn SkyMiles on eligible Lyft rides by linking your SkyMiles and Lyft accounts.\"\n },\n {\n \"name\": \"Hertz Car Rental Earning\",\n \"category\": \"partner\",\n \"description\": \"Earn SkyMiles on qualifying Hertz rentals when you add your SkyMiles number to your reservation.\"\n },\n {\n \"name\": \"Path to Medallion Status\",\n \"category\": \"status\",\n \"description\": \"Every qualifying Delta flight earns Medallion Qualification Dollars (MQDs) toward Silver, Gold, Platinum, and Diamond Medallion elite status.\"\n },\n {\n \"name\": \"Reclaim My Status Eligibility\",\n \"category\": \"status\",\n \"description\": \"Current and former Medallion Members can apply for Reclaim My Status if life events disrupt travel — though as a base member, this becomes valuable once you earn status.\"\n },\n {\n \"name\": \"Fly Delta App & Digital Wallet\",\n \"category\": \"digital\",\n \"description\": \"Access your digital SkyMiles membership card, boarding passes, real-time flight info, bag tracking, and seat selection in the Fly Delta app.\"\n },\n {\n \"name\": \"SkyMiles Member Exclusive Fares & Promotions\",\n \"category\": \"promotion\",\n \"description\": \"Access to SkyMiles Member-only flash sales, bonus mile promotions, and special fare offers via email.\"\n },\n {\n \"name\": \"Companion Mileage Pooling Eligibility (via partners)\",\n \"category\": \"promotion\",\n \"description\": \"Eligibility to participate in promotions, sweepstakes, and bonus offers reserved for SkyMiles Members only.\"\n },\n {\n \"name\": \"First Checked Bag Free with Delta Amex Card\",\n \"category\": \"baggage\",\n \"description\": \"Although not free for base members on its own, opening an eligible Delta SkyMiles American Express Card gives you and up to 8 companions on the same reservation a free first checked bag — a commonly overlooked benefit tied to the program.\"\n },\n {\n \"name\": \"MQD Headstart via Co-Branded Amex\",\n \"category\": \"status\",\n \"description\": \"Eligible Delta SkyMiles Platinum/Reserve Amex cardholders receive a $2,500 MQD Headstart each year toward Medallion Status — even as a base SkyMiles Member.\"\n },\n {\n \"name\": \"Award Ticket Booking for Family/Friends\",\n \"category\": \"redemption\",\n \"description\": \"Members can redeem miles to book award tickets for anyone — no requirement that the traveler be the account holder.\"\n },\n {\n \"name\": \"24/7 SkyMiles Customer Service\",\n \"category\": \"service\",\n \"description\": \"Access to SkyMiles representatives via 1-800-323-2323 anytime for account questions, redemptions, and travel assistance.\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T03:35:42.270Z\",\n \"perksRefreshedAt\": \"2026-05-25T03:46:19.857Z\",\n \"notes\": \"Travel\"\n },\n {\n \"program\": \"Emirates Skywards\",\n \"currentBalance\": 0,\n \"currentTier\": \"Blue\",\n \"tierProgress\": null,\n \"tierProgressSummary\": null,\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free membership enrollment\",\n \"category\": \"membership\",\n \"description\": \"Blue tier is the entry-level tier and is immediately available to anyone who signs up for the programme, with no annual fee.\"\n },\n {\n \"name\": \"Earn Skywards Miles\",\n \"category\": \"earning\",\n \"description\": \"Earn Skywards Miles on every Emirates and flydubai flight, redeemable for reward flights, hotel stays, experiences, shopping, and upgrades.\"\n },\n {\n \"name\": \"Earn Tier Miles\",\n \"category\": \"earning\",\n \"description\": \"Earn Tier Miles on Emirates, flydubai, and codeshare flights marketed by Emirates but operated by another airline, used to qualify for higher elite tiers.\"\n },\n {\n \"name\": \"Partner earning\",\n \"category\": \"earning\",\n \"description\": \"Earn Miles with airline partners worldwide, retail partners, hotels, and co-branded credit cards.\"\n },\n {\n \"name\": \"Instant upgrades with Miles\",\n \"value\": 0,\n \"category\": \"upgrades\",\n \"description\": \"Use Skywards Miles for instant upgrades at check-in or even on board the aircraft (subject to availability).\"\n },\n {\n \"name\": \"Cash + Miles bookings\",\n \"category\": \"redemption\",\n \"description\": \"Book flights using a combination of cash and Miles — choose how many Miles you want to use and pay the rest in cash.\"\n },\n {\n \"name\": \"Classic Rewards from 5,000 Miles\",\n \"category\": \"redemption\",\n \"description\": \"Redeem flight awards starting from just 5,000 Skywards Miles for the cheapest routes.\"\n },\n {\n \"name\": \"Waitlist priority\",\n \"category\": \"booking\",\n \"description\": \"Skywards members receive waitlist priority over non-members for full flights.\"\n },\n {\n \"name\": \"Free unlimited messaging onboard\",\n \"value\": 5.99,\n \"category\": \"inflight\",\n \"description\": \"Complimentary unlimited chat and app messaging via Emirates onboard Wi-Fi in all classes (Economy, Premium Economy, and Business). Worth up to USD $5.99 per flight.\"\n },\n {\n \"name\": \"Free Wi-Fi in First Class\",\n \"value\": 19.99,\n \"category\": \"inflight\",\n \"description\": \"Complimentary unlimited Wi-Fi access throughout the flight when travelling in First Class. Worth up to USD $19.99 depending on flight length.\"\n },\n {\n \"name\": \"Discounted paid lounge access\",\n \"value\": 25,\n \"category\": \"lounge\",\n \"description\": \"Blue members can pay to access Emirates Business and First Class lounges in Dubai and worldwide at a discounted rate (e.g., USD $150 vs. standard USD $175 at DXB Business Class lounge), regardless of class flown.\"\n },\n {\n \"name\": \"Spend Miles on Skywards exclusive events\",\n \"category\": \"redemption\",\n \"description\": \"Use Miles to bid on or buy access to exclusive Skywards events, experiences, concerts, sports, and entertainment.\"\n },\n {\n \"name\": \"Miles validity 3 years\",\n \"category\": \"earning\",\n \"description\": \"Skywards Miles are valid for a minimum of 3 years from the time earned; they expire at the end of your birthday month in the third year.\"\n },\n {\n \"name\": \"My Family account (Miles pooling)\",\n \"category\": \"family\",\n \"description\": \"Set up a My Family account to pool Skywards Miles among up to 8 immediate family members in a single pot, making it faster to redeem rewards and upgrades.\"\n },\n {\n \"name\": \"Retroactive mile claims\",\n \"category\": \"earning\",\n \"description\": \"New members can claim Miles for Emirates and flydubai flights taken up to two months before registering with Emirates Skywards.\"\n },\n {\n \"name\": \"Emirates-Qantas joint network benefits\",\n \"category\": \"partner\",\n \"description\": \"When flying on the joint Emirates-Qantas network (on EK-coded flights), you continue to receive your Emirates Skywards tier privileges and earn Tier Miles.\"\n },\n {\n \"name\": \"Cobranded credit card tier progression (US only)\",\n \"category\": \"credit-card\",\n \"description\": \"In the USA, you can earn Tier Miles toward elite status by paying for everyday purchases with an Emirates Skywards cobranded credit card — no flying required.\"\n },\n {\n \"name\": \"14-month tier protection upon upgrade\",\n \"category\": \"status\",\n \"description\": \"Once you achieve a new tier, you enjoy those membership privileges for 14 months, even if you don't earn enough Tier Miles to retain status in the annual review.\"\n },\n {\n \"name\": \"Monthly tier review opportunity\",\n \"category\": \"status\",\n \"description\": \"Emirates offers a tier review opportunity every month for 12 to 13 months, giving you the chance to regain or maintain your status.\"\n },\n {\n \"name\": \"Double Tier Miles promotions\",\n \"category\": \"promotions\",\n \"description\": \"Members can register for periodic promotions (such as Double Tier Miles offers) to accelerate progression toward higher tiers.\"\n },\n {\n \"name\": \"Bonus miles for premium cabins\",\n \"category\": \"earning\",\n \"description\": \"Earn up to 175% bonus Miles (Skywards Miles and Tier Miles) when flying in Emirates Business or First Class, even as a Blue member.\"\n },\n {\n \"name\": \"Online upgrades with Miles\",\n \"category\": \"upgrades\",\n \"description\": \"Upgrade your flight online from around 7,020 Skywards Miles, depending on route and cabin (Economy to Business, or Business to First).\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T03:35:59.392Z\",\n \"perksRefreshedAt\": \"2026-05-25T03:46:53.746Z\",\n \"notes\": \"Travel\"\n },\n {\n \"program\": \"Enterprise Plus\",\n \"currentBalance\": 0,\n \"currentTier\": \"Platinum\",\n \"tierProgress\": {\n \"notes\": \"Platinum is the top Enterprise Plus tier. Statement shows 0 rentals and 0 rental days of qualifying activity as of 4/30/2026.\",\n \"metric\": \"rentals\",\n \"target\": 15,\n \"current\": 0,\n \"nextTier\": \"Platinum (maintain)\",\n \"progressPct\": 0\n },\n \"tierProgressSummary\": \"0 of 15 rentals (0%) toward Platinum (maintain)\",\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free Membership\",\n \"category\": \"base\",\n \"description\": \"Enterprise Plus is free to join and easy to enroll in, taking only a few minutes.\"\n },\n {\n \"name\": \"1 Point per $1 Spent\",\n \"category\": \"earning\",\n \"description\": \"Earn 1 point per qualifying USD spent on base rental rates, paid upgrades, and qualifying equipment add-ons like GPS, car racks, and ski racks. Taxes, fees, and insurance do not earn points.\"\n },\n {\n \"name\": \"20% Bonus Points (Platinum)\",\n \"value\": 20,\n \"category\": \"earning\",\n \"description\": \"Platinum members earn a 20% bonus on points earned from qualifying rentals — the highest earning rate available in the program.\"\n },\n {\n \"name\": \"4 Free Car Upgrades per Program Year\",\n \"value\": 4,\n \"category\": \"upgrade\",\n \"description\": \"Platinum members receive four complimentary one-car-class upgrade certificates each program year, redeemable at the rental counter.\"\n },\n {\n \"name\": \"Free Rental Days (No Blackout Dates)\",\n \"category\": \"redemption\",\n \"description\": \"Redeem points for free rental days on any available car on any day with no blackout dates. Free rental days start at 400 points and cover base rate (time and mileage) only. Average redemption value is 8-12 cents per point.\"\n },\n {\n \"name\": \"Members-Only Check-In\",\n \"category\": \"service\",\n \"description\": \"Access to special members-only check-in counters at participating Enterprise locations, primarily at major airports — an often-overlooked perk that speeds up the rental process.\"\n },\n {\n \"name\": \"Earn Airline Miles or Hotel Points Instead\",\n \"category\": \"earning\",\n \"description\": \"Members can choose to forgo Enterprise points and instead earn airline miles or hotel points with partner programs (e.g., Virgin Atlantic Flying Club up to 1,200 points per rental, Air France/KLM Flying Blue 4 miles per Euro) on qualifying rentals.\"\n },\n {\n \"name\": \"Point Transfers Between Members\",\n \"category\": \"flexibility\",\n \"description\": \"Transfer between 500 and 7,500 points per year to another Enterprise Plus member's account in 500-point increments — an obscure but useful benefit.\"\n },\n {\n \"name\": \"Generous Point Expiration Policy\",\n \"category\": \"flexibility\",\n \"description\": \"Points only expire after 36 consecutive months of inactivity. Any qualifying rental resets the clock (though redemptions alone do not).\"\n },\n {\n \"name\": \"Missing Rental Activity Claims (6 months)\",\n \"category\": \"service\",\n \"description\": \"If points go missing after a rental, members have up to six months from the rental return date to file a claim online via 'My Rewards & Benefits'.\"\n },\n {\n \"name\": \"National Car Rental Cross-Earning\",\n \"category\": \"partner\",\n \"description\": \"Earn Enterprise Plus points and qualifying rentals/days toward elite status when renting from National Car Rental in the U.S. and Canada, provided your Enterprise Plus number is set as the frequent travel program preference in your Emerald Club profile.\"\n },\n {\n \"name\": \"Status Match Program\",\n \"category\": \"partner\",\n \"description\": \"Enterprise offers status matches from 40+ travel loyalty programs (airlines, hotels, car rentals). Matched Platinum status is valid through February 28 of the second calendar year following approval. Avis President's Club and United Club's President's Circle match to Enterprise Plus Platinum.\"\n },\n {\n \"name\": \"Fast Track Partner Promotions\",\n \"category\": \"partner\",\n \"description\": \"Frequent Fast Track offers with partners like Marriott Bonvoy (Gold Elite+ can reach Platinum in 5 rentals within 60 days), Hilton Honors (Gold+ can reach Platinum in 7 rental days), Delta SkyMiles (Silver/Gold reach Platinum in 4 rentals/60 days), and United MileagePlus.\"\n },\n {\n \"name\": \"Extended Status Validity\",\n \"category\": \"status\",\n \"description\": \"Upon qualifying for Platinum (24 qualifying rentals OR 85 rental days in a calendar year), benefits are valid through February of the following year PLUS an additional 12 months — effectively up to two years of Platinum benefits from one qualifying year.\"\n },\n {\n \"name\": \"Worldwide Eligibility\",\n \"category\": \"coverage\",\n \"description\": \"Qualifying rentals include participating Enterprise locations in the U.S., Canada, Puerto Rico, the European Union, Latin America, the Caribbean, and Asia Pacific (Africa and the Middle East locations do not participate).\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T03:36:13.693Z\",\n \"perksRefreshedAt\": \"2026-05-25T03:47:23.433Z\",\n \"notes\": \"Travel\"\n },\n {\n \"program\": \"Flying Blue (AF/KLM)\",\n \"currentBalance\": 0,\n \"currentTier\": \"Explorer\",\n \"tierProgress\": null,\n \"tierProgressSummary\": null,\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free Membership\",\n \"value\": 0,\n \"category\": \"membership\",\n \"description\": \"Joining Flying Blue is completely free. Upon registration, you automatically receive Explorer status, the entry-level tier of the program.\"\n },\n {\n \"name\": \"Earn 4 Miles per Euro Spent\",\n \"value\": 0,\n \"category\": \"earning\",\n \"description\": \"As a Flying Blue Explorer member, you earn 4 Miles per euro spent on Air France, KLM, Transavia, and Aircalin flights (revenue-based earning, excluding taxes/fees).\"\n },\n {\n \"name\": \"Earn XP Toward Elite Status\",\n \"category\": \"status\",\n \"description\": \"Earn Experience Points (XP) on eligible flights with Air France, KLM, SkyTeam members, and some partner airlines. 100 XP unlocks Silver, 180 XP for Gold, 300 XP for Platinum. XP can also be earned by purchasing Sustainable Aviation Fuel (SAF).\"\n },\n {\n \"name\": \"Earn Miles on SkyTeam & Partner Airlines\",\n \"category\": \"earning\",\n \"description\": \"Earn Flying Blue miles when flying on most SkyTeam alliance airlines (Delta, KLM, Air France, Korean Air, Virgin Atlantic, etc.) plus non-alliance partners like GOL, Kenya Airways, and Aircalin. Earning on partner flights is distance and fare-class based.\"\n },\n {\n \"name\": \"1:1 Credit Card Point Transfers\",\n \"category\": \"earning\",\n \"description\": \"Transfer points at a 1:1 ratio from Amex Membership Rewards, Chase Ultimate Rewards, Citi ThankYou, Capital One, Bilt, and Wells Fargo Rewards. Marriott Bonvoy transfers at 3:1 with a 5,000 mile bonus per 60,000 points transferred.\"\n },\n {\n \"name\": \"Monthly Promo Rewards\",\n \"category\": \"redemption\",\n \"description\": \"Access to monthly Promo Rewards offering discounts of up to 50% off award tickets on select routes. Can drop transatlantic Business Class to around 36,000 miles one-way. Available to all members including Explorer.\"\n },\n {\n \"name\": \"Free Stopover in Paris or Amsterdam\",\n \"category\": \"redemption\",\n \"description\": \"Add a free stopover in Paris (CDG) or Amsterdam (AMS) on award tickets at no additional mileage cost — a commonly forgotten perk.\"\n },\n {\n \"name\": \"24-Month Mile Validity (with activity)\",\n \"category\": \"miles\",\n \"description\": \"As of May 4, 2026, all miles share a single 24-month expiration window. Any qualifying earning activity (flight, partner purchase, credit card transfer, hotel/car rental) extends the entire balance by 24 months. Easy to keep miles alive with a single small transfer every two years.\"\n },\n {\n \"name\": \"Flying Blue Family Pooling\",\n \"category\": \"family\",\n \"description\": \"Enroll family members (up to 1 additional adult and 6 children) in Flying Blue Family to pool and share miles between accounts, helping you earn award tickets and upgrades faster.\"\n },\n {\n \"name\": \"Award Redemptions with No Expiry on Awards\",\n \"category\": \"redemption\",\n \"description\": \"Redeem miles for flights on Air France, KLM, Transavia, and all SkyTeam/partner airlines. Flying Blue is one of the few major programs not fully revenue-based for redemptions, still offering saver-level award seats.\"\n },\n {\n \"name\": \"Free Stopover & Open-Jaw on Awards\",\n \"category\": \"redemption\",\n \"description\": \"Flying Blue allows open-jaw and free stopover routings on award tickets through its hubs — useful for multi-city European trips.\"\n },\n {\n \"name\": \"Status Match Eligibility\",\n \"category\": \"status\",\n \"description\": \"Flying Blue periodically runs status match campaigns where members with elite status on other airline programs can be matched into Flying Blue elite tiers (quota-based and time-limited).\"\n },\n {\n \"name\": \"Earn Miles with Hotel, Car Rental & Shopping Partners\",\n \"category\": \"earning\",\n \"description\": \"Earn Flying Blue miles via hotel partners, rental car partners (Hertz, Avis, etc.), the Flying Blue shopping portal, and 'experience' partners — and any such earning now resets the 24-month expiration clock on your entire balance.\"\n },\n {\n \"name\": \"Pay for Lounge Access\",\n \"category\": \"lounge\",\n \"description\": \"Explorer members do not receive complimentary lounge access, but may purchase access to Air France and KLM lounges at standard rates (the 25% discount on lounge purchases is a Silver+ benefit).\"\n },\n {\n \"name\": \"Access to Flying Blue Extra Subscription\",\n \"category\": \"membership\",\n \"description\": \"Option to subscribe to Flying Blue Extra (from €379/year) for benefits including miles that never expire, early access to Promo Rewards, additional award ticket discounts, and bonus XP.\"\n },\n {\n \"name\": \"Co-Branded Credit Card Eligibility\",\n \"category\": \"membership\",\n \"description\": \"Eligible to apply for Flying Blue co-branded credit cards (e.g., Air France KLM World Elite Mastercard) which provide non-expiring miles and accelerated earning.\"\n },\n {\n \"name\": \"Parental Leave Status Protection\",\n \"category\": \"status\",\n \"description\": \"Flying Blue Family program offers status extension during parental leave (maternity, paternity, adoption) — an often overlooked benefit.\"\n },\n {\n \"name\": \"Soft Landing on Status Downgrade\",\n \"category\": \"status\",\n \"description\": \"Once you earn elite status, Flying Blue uses a soft-landing model — you only drop one tier at a time if you fail to requalify, rather than falling all the way back to Explorer immediately.\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T03:36:42.353Z\",\n \"perksRefreshedAt\": \"2026-05-25T03:48:06.866Z\",\n \"notes\": null\n },\n {\n \"program\": \"FoundersCard\",\n \"currentBalance\": 0,\n \"currentTier\": \"FoundersCard Elite\",\n \"tierProgress\": null,\n \"tierProgressSummary\": null,\n \"annualFee\": null,\n \"perks\": [\n {\n \"name\": \"Hilton Honors Gold status\",\n \"category\": \"hotel status\",\n \"description\": \"Complimentary Hilton Honors Gold elite status upgrade as a benefit of FoundersCard Elite membership\"\n },\n {\n \"name\": \"Hilton stay discount\",\n \"category\": \"hotel discount\",\n \"description\": \"Up to 10% off stays at all Hilton properties plus fixed rates at select hotels\"\n },\n {\n \"name\": \"Marriott Bonvoy Platinum Elite Status Challenge\",\n \"category\": \"hotel status\",\n \"description\": \"Access to fast-track Marriott Bonvoy Platinum Elite status challenge\"\n },\n {\n \"name\": \"American Airlines AAdvantage Business Program\",\n \"category\": \"airline partner\",\n \"description\": \"Partner promo (code FC2026) to enroll/earn through AA AAdvantage Business\"\n },\n {\n \"name\": \"KLM Royal Dutch Airlines discount\",\n \"category\": \"airline discount\",\n \"description\": \"FoundersCard x KLM promo code (KL10FC2025) for fare discounts\"\n },\n {\n \"name\": \"No1 Airport Lounges access\",\n \"category\": \"lounge\",\n \"description\": \"Discounted lounge access via promo code N115FOUND25US\"\n },\n {\n \"name\": \"Plaza Premium Airport Lounges + Vino Volo\",\n \"category\": \"lounge\",\n \"description\": \"Discounted access to Plaza Premium lounges and Vino Volo\"\n },\n {\n \"name\": \"Avis Rent A Car\",\n \"category\": \"car rental\",\n \"description\": \"Complimentary loyalty status upgrade plus up to 35% off rentals\"\n },\n {\n \"name\": \"Hertz Rental Car\",\n \"category\": \"car rental\",\n \"description\": \"Complimentary loyalty status upgrade plus up to 20% off rentals\"\n },\n {\n \"name\": \"SIXT Rent A Car\",\n \"category\": \"car rental\",\n \"description\": \"Complimentary Platinum status plus up to 15% off\"\n },\n {\n \"name\": \"TripIt Pro\",\n \"category\": \"travel tools\",\n \"description\": \"Complimentary/discounted TripIt Pro subscription via promo code\"\n },\n {\n \"name\": \"Founders Concierge\",\n \"category\": \"concierge\",\n \"description\": \"Concierge service available via vip@founderscard.com for travel/membership requests\"\n },\n {\n \"name\": \"Additional cardholder access\",\n \"category\": \"membership\",\n \"description\": \"Membership can be extended to additional users (e.g., Anastasiia added under Scott's account)\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T04:27:25.460Z\",\n \"perksRefreshedAt\": \"2026-05-25T04:27:25.460Z\",\n \"notes\": null\n },\n {\n \"program\": \"Hertz Gold Plus Rewards\",\n \"currentBalance\": 0,\n \"currentTier\": \"President's Circle\",\n \"tierProgress\": null,\n \"tierProgressSummary\": null,\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free Membership\",\n \"value\": 0,\n \"category\": \"Base\",\n \"description\": \"Hertz Gold Plus Rewards (Gold+) membership is free to join, with no annual fee. Open to anyone 21 years and older.\"\n },\n {\n \"name\": \"Skip the Counter\",\n \"category\": \"Base\",\n \"description\": \"Bypass the rental counter at most airport locations — proceed directly to the Gold Member directory/board where your name and assigned vehicle are listed, then drive off.\"\n },\n {\n \"name\": \"Free Additional Driver (Spouse/Domestic Partner)\",\n \"value\": 50,\n \"category\": \"Base\",\n \"description\": \"Add your spouse or domestic partner as an additional driver at no extra charge in the U.S. — saves roughly $50+ per rental compared to standard additional driver fees.\"\n },\n {\n \"name\": \"Guaranteed One-Class Car Upgrade\",\n \"category\": \"Upgrade\",\n \"description\": \"President's Circle members receive a guaranteed one-class upgrade on every booking (subject to local inventory). Applies worldwide, unlike many competitor programs.\"\n },\n {\n \"name\": \"Ultimate Choice — President's Circle Aisle\",\n \"category\": \"Upgrade\",\n \"description\": \"At Hertz Ultimate Choice airport locations, when booking an intermediate/midsize or higher class, you may walk the dedicated President's Circle aisle and choose ANY car in it (including Infinitis, Mercedes-Benz, Mustangs, Camaros, luxury SUVs) at no extra cost. Widest vehicle selection of any tier.\"\n },\n {\n \"name\": \"1.5 Points per Dollar (50% Bonus Earning)\",\n \"category\": \"Earning\",\n \"description\": \"Earn 1.5 Gold Plus Rewards points per qualifying dollar spent — a 50% bonus over the base Gold rate of 1 point per dollar. Points accrue on base rate and most extras (not taxes/tolls).\"\n },\n {\n \"name\": \"Discounted Free Rental Day Threshold\",\n \"category\": \"Earning\",\n \"description\": \"Because of the 1.5x earning rate, you need only spend roughly $500 with Hertz to earn enough points for a free standard rental day, versus $750 for a base Gold member.\"\n },\n {\n \"name\": \"Standard & AnyDay Reward Redemptions\",\n \"category\": \"Redemption\",\n \"description\": \"Redeem points for free rental days starting around 750–950 points/day for Standard Rewards (blackout dates apply) or roughly double that for AnyDay Rewards (no blackout dates).\"\n },\n {\n \"name\": \"Dedicated President's Circle Phone Line\",\n \"category\": \"Service\",\n \"description\": \"Access an exclusive customer service phone line (1-888-444-8600) reserved for President's Circle members for faster reservation and support assistance.\"\n },\n {\n \"name\": \"Expedited Vehicle Pick-Up\",\n \"category\": \"Service\",\n \"description\": \"Expedited vehicle pick-up at over 1,000 locations worldwide (carried over from Five Star and enhanced at President's Circle level).\"\n },\n {\n \"name\": \"Hertz Valet Terminal Drive-Back (Obscure)\",\n \"category\": \"Service\",\n \"description\": \"A frequently-forgotten perk: after your 15th, 20th, and 40th rental of the year, you receive a one-rental Hertz Valet terminal drive-back at select airport locations — Hertz drives your rental car right to the terminal curb for you.\"\n },\n {\n \"name\": \"Worldwide Upgrade Coverage\",\n \"category\": \"Upgrade\",\n \"description\": \"Unlike National Emerald Club Executive Elite (which limits free upgrades to U.S., Canada, and Europe), Hertz President's Circle upgrades apply worldwide.\"\n },\n {\n \"name\": \"Status Match — Delta SkyMiles\",\n \"category\": \"Partner\",\n \"description\": \"Delta Platinum and Diamond Medallion members can register their Hertz Gold number under 'Other Loyalty Programs' in SkyMiles to receive complimentary President's Circle status. Silver/Gold Medallions get Five Star.\"\n },\n {\n \"name\": \"Earn Delta SkyMiles on Rentals\",\n \"category\": \"Partner\",\n \"description\": \"Delta Medallion members earn SkyMiles for every dollar spent on Hertz rentals in addition to Gold Plus Rewards points.\"\n },\n {\n \"name\": \"Earn Accor Live Limitless Points\",\n \"category\": \"Partner\",\n \"description\": \"Partnership with Accor Live Limitless: earn 3 ALL Rewards points per euro spent with Hertz (often forgotten by U.S.-focused members).\"\n },\n {\n \"name\": \"Marriott Bonvoy Status Match\",\n \"category\": \"Partner\",\n \"description\": \"Marriott Bonvoy Platinum Elite members are eligible for a Hertz elite status match via Hertz's registration page (takes up to 5 days to become effective).\"\n },\n {\n \"name\": \"Complimentary Status via Credit Cards\",\n \"category\": \"Partner\",\n \"description\": \"President's Circle is available complimentary to holders of the Amex Platinum, Amex Business Platinum, Amex Centurion, Capital One Venture X, and Venture X Business cards (must enroll via the card issuer, not Hertz.com directly).\"\n },\n {\n \"name\": \"Amex Corporate Discount Code (CDP #211762)\",\n \"category\": \"Discount\",\n \"description\": \"Often-forgotten perk for Amex Platinum cardholders who get President's Circle: use CDP code 211762 at booking to receive up to 15–20% off published Hertz rates in addition to elite benefits.\"\n },\n {\n \"name\": \"AAA Discount Stacking\",\n \"category\": \"Discount\",\n \"description\": \"AAA members can stack a corporate code with Gold+ benefits for up to 20% off, waived young-renter fee (ages 20–24), complimentary car seat, and prepaid fuel discount.\"\n },\n {\n \"name\": \"Free Rental Booking Earns Points on Fees\",\n \"category\": \"Earning\",\n \"description\": \"Even on free reward redemptions, you earn points on extras and qualifying fees charged to the card — and Amex Platinum benefits still apply when paying taxes/fees on a free rental.\"\n },\n {\n \"name\": \"Status Recognition Requires Direct Booking\",\n \"category\": \"Caveat\",\n \"description\": \"Important obscure detail: to receive elite recognition and earn points, you generally must book directly with Hertz (or via certain partner portals like Capital One Travel). Third-party bookings (Expedia, Orbitz, etc.) may forfeit status benefits and point earning.\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T03:37:04.016Z\",\n \"perksRefreshedAt\": \"2026-05-25T03:48:47.407Z\",\n \"notes\": \"Travel\"\n },\n {\n \"program\": \"Hilton Honors\",\n \"currentBalance\": 0,\n \"currentTier\": \"Gold\",\n \"tierProgress\": null,\n \"tierProgressSummary\": null,\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free Membership Enrollment\",\n \"category\": \"membership\",\n \"description\": \"Hilton Honors membership is 100% free to sign up and maintain — no annual fee for the base Member tier.\"\n },\n {\n \"name\": \"Hilton Honors Member Discount\",\n \"description\": \"Members always get the lowest price on all Hilton hotels when booking directly on Hilton.com or the Hilton Honors app — a discounted member-only rate not available to non-members.\"\n },\n {\n \"name\": \"Base Points Earning (10 pts/$1)\",\n \"value\": 10,\n \"category\": \"earning\",\n \"description\": \"Earn 10 Base Points per $1 spent on your stay at most Hilton brands (room rate and incidentals charged to room).\"\n },\n {\n \"name\": \"Reduced Earning at Extended-Stay Brands\",\n \"category\": \"earning\",\n \"description\": \"Earn 5 Base Points per $1 at Home2 Suites, Homewood Suites, Spark, Tru, and Apartment Collection; 3 Base Points per $1 at LivSmart Studios.\"\n },\n {\n \"name\": \"Free Standard WiFi\",\n \"description\": \"Complimentary basic WiFi throughout the hotel during your stay at all Hilton brands.\"\n },\n {\n \"name\": \"Digital Check-In\",\n \"description\": \"Use the Hilton Honors app to check in to your hotel digitally, up to 24 hours in advance.\"\n },\n {\n \"name\": \"Choose Your Room (Mobile)\",\n \"description\": \"Select your specific room from the hotel floor plan via the Hilton Honors app prior to arrival.\"\n },\n {\n \"name\": \"Digital Key\",\n \"description\": \"Unlock your hotel room door directly with your smartphone using the Hilton Honors app — no need to stop at the front desk for a physical key.\"\n },\n {\n \"name\": \"Digital Check-Out\",\n \"description\": \"Complete check-out contactlessly through the Hilton Honors app.\"\n },\n {\n \"name\": \"Late Check-Out on Request\",\n \"description\": \"Call the front desk to request a late check-out (subject to availability — not guaranteed at base Member tier).\"\n },\n {\n \"name\": \"Points Pooling\",\n \"description\": \"Pool points with up to 10 other Hilton Honors members (up to 2 million points, six times per year) to combine balances for reward stays — great for group/family trips.\"\n },\n {\n \"name\": \"Points Transfer to Other Members\",\n \"description\": \"Send up to 500,000 points per year to another Hilton Honors member, across up to six transactions.\"\n },\n {\n \"name\": \"Member-Only Offers & Promotions\",\n \"description\": \"Access to exclusive promotional rates, bonus point promotions, and special offers reserved only for Hilton Honors members.\"\n },\n {\n \"name\": \"Resort Fees Waived on Award Stays\",\n \"description\": \"When you redeem points for a reward stay, resort fees are waived — a frequently overlooked perk that can save $30–$50/night at resort properties.\"\n },\n {\n \"name\": \"Points Redemption Flexibility (Points & Money)\",\n \"description\": \"Redeem points for free nights starting as low as 5,000 points/night, or combine points and cash on any award stay with the Points & Money slider.\"\n },\n {\n \"name\": \"Hilton Honors Experiences Platform\",\n \"description\": \"Use points to bid on or redeem once-in-a-lifetime experiences — private concerts, music festivals, sporting events, celebrity access, and culinary experiences.\"\n },\n {\n \"name\": \"Small Luxury Hotels of the World Partnership\",\n \"description\": \"Earn and redeem Hilton Honors points at participating Small Luxury Hotels of the World properties via Hilton's exclusive partnership.\"\n },\n {\n \"name\": \"AutoCamp Partnership\",\n \"description\": \"Book, earn, and redeem Hilton Honors points at AutoCamp outdoor/glamping properties through Hilton's partnership.\"\n },\n {\n \"name\": \"Status Match Program\",\n \"description\": \"Hilton offers a status match — match comparable elite status from another hotel program to Hilton Gold or Diamond, then complete 6 nights (Gold) or 12 nights (Diamond) within a 90-day trial to retain it.\"\n },\n {\n \"name\": \"Account Maintained with Minimal Activity\",\n \"description\": \"Keep your account (and points balance) active by completing one qualifying activity every 24 months — a stay, credit card use, point donation to charity, or point purchase.\"\n },\n {\n \"name\": \"Purchase Bonus Points\",\n \"description\": \"Members may purchase up to 160,000 Hilton Honors Bonus Points per calendar year to top off an account for a redemption.\"\n },\n {\n \"name\": \"Branded Credit Card Status Boost\",\n \"description\": \"Hold a Hilton Honors American Express card to instantly upgrade tier: no-fee card = Silver; Surpass ($150) = Gold; Aspire ($550) = Diamond. AmEx Platinum also grants complimentary Gold status.\"\n },\n {\n \"name\": \"Points Never Expire with Activity\",\n \"description\": \"Points do not expire as long as you have any account activity within a 24-month rolling window.\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T03:37:22.286Z\",\n \"perksRefreshedAt\": \"2026-05-25T02:48:42.728Z\",\n \"notes\": \"Travel\"\n },\n {\n \"program\": \"IHG One Rewards\",\n \"currentBalance\": 0,\n \"currentTier\": \"Club\",\n \"tierProgress\": null,\n \"tierProgressSummary\": null,\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free to Join\",\n \"value\": 0,\n \"category\": \"membership\",\n \"description\": \"IHG One Rewards is free to join. Upon enrollment, all members start at the base Club level with no nights or points required.\"\n },\n {\n \"name\": \"Base Points Earning (10x)\",\n \"value\": 0,\n \"category\": \"earning\",\n \"description\": \"Earn 10 base points per US dollar on qualifying stays at most IHG branded hotels.\"\n },\n {\n \"name\": \"Base Points Earning at Extended-Stay Brands (5x)\",\n \"value\": 0,\n \"category\": \"earning\",\n \"description\": \"Earn 5 base points per US dollar at Staybridge Suites and Candlewood Suites properties.\"\n },\n {\n \"name\": \"Member-Only Rates\",\n \"category\": \"discount\",\n \"description\": \"Access to exclusive lowest rates when booking direct through IHG channels (website, app, customer care, WeChat mini program).\"\n },\n {\n \"name\": \"Member Promotions\",\n \"category\": \"promotions\",\n \"description\": \"Eligible to take advantage of member promotions to earn bonus points on stays.\"\n },\n {\n \"name\": \"Complimentary Wi-Fi\",\n \"category\": \"amenity\",\n \"description\": \"Free internet/Wi-Fi access throughout IHG hotels for all members.\"\n },\n {\n \"name\": \"2 PM Late Check-Out\",\n \"category\": \"checkout\",\n \"description\": \"Late check-out up to 2pm upon member request, subject to availability. Available at all IHG brands for all IHG One Rewards members (including base Club tier).\"\n },\n {\n \"name\": \"No Blackout Dates on Reward Nights\",\n \"category\": \"redemption\",\n \"description\": \"Members can redeem points for free nights with no blackout dates.\"\n },\n {\n \"name\": \"Dynamic Award Pricing Redemptions\",\n \"category\": \"redemption\",\n \"description\": \"Redeem points for free nights ranging from approximately 5,000 to 250,000 points per night at IHG hotels and resorts.\"\n },\n {\n \"name\": \"Earn Points with Partners\",\n \"category\": \"partners\",\n \"description\": \"Earn IHG points through partners including Hertz car rentals, OpenTable reservations, and Viator experiences (these earn Elite Qualifying Points). Also earn Non-Elite Qualifying Points via IHG Dine & Earn.\"\n },\n {\n \"name\": \"Point Transfers Between Members\",\n \"category\": \"redemption\",\n \"description\": \"Transfer IHG points to another member in 1,000-point increments for a fee of $5 per 1,000 points (0.5 cents per point).\"\n },\n {\n \"name\": \"Free Breakfast at Atwell Suites (Greater China)\",\n \"category\": \"dining\",\n \"description\": \"Obscure perk: Free breakfast for all IHG One Rewards members and one registered guest at Atwell Suites in Greater China (Mainland China, Hong Kong, Macau, Taiwan) on qualifying rates.\"\n },\n {\n \"name\": \"On-Property Tier Benefits on Group Bookings\",\n \"category\": \"stay\",\n \"description\": \"Members staying as part of a group booking are still entitled to receive their on-property tier member benefits (e.g., late check-out).\"\n },\n {\n \"name\": \"Eligibility for Bonus Point Promotions\",\n \"category\": \"promotions\",\n \"description\": \"IHG frequently runs promotions allowing members to earn extra bonus points on stays. Bonus points are Non-Elite Qualifying.\"\n },\n {\n \"name\": \"Eligibility to Purchase Points at Discount\",\n \"category\": \"earning\",\n \"description\": \"IHG periodically offers sales to buy points at a discount or with a bonus — useful for topping off accounts for redemptions.\"\n },\n {\n \"name\": \"Path to InterContinental Ambassador (Paid Upgrade)\",\n \"category\": \"status\",\n \"description\": \"Option to purchase InterContinental Ambassador status for $225 or 45,000 points annually, which includes automatic Platinum Elite status, a complimentary weekend night certificate, guaranteed room upgrade, 4pm late checkout, and other InterContinental perks.\"\n },\n {\n \"name\": \"Co-Branded Credit Card Status Shortcuts\",\n \"category\": \"status\",\n \"description\": \"Club members can obtain elite status via credit cards: IHG One Rewards Traveler Card gives automatic Silver Elite; IHG One Rewards Premier Card and Premier Business Card give automatic Platinum Elite. Chase Sapphire Reserve and United Club Card holders can also register for complimentary IHG Platinum Elite.\"\n },\n {\n \"name\": \"Points Expiration Policy\",\n \"category\": \"earning\",\n \"description\": \"Important caveat for Club members: points expire after 12 months without any earning or redemption activity. Any earn or redeem activity resets the counter. (Elite members' points do not expire.)\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T03:37:39.046Z\",\n \"perksRefreshedAt\": \"2026-05-25T02:49:13.251Z\",\n \"notes\": \"Travel\"\n },\n {\n \"program\": \"JetBlue TrueBlue\",\n \"currentBalance\": 4798,\n \"currentTier\": null,\n \"tierProgress\": null,\n \"tierProgressSummary\": null,\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free enrollment\",\n \"category\": \"membership\",\n \"description\": \"Free to join JetBlue TrueBlue with no membership fee. When you enroll, you start off as a basic member.\"\n },\n {\n \"name\": \"Points never expire\",\n \"category\": \"earning\",\n \"description\": \"TrueBlue points never expire as long as you have an account, removing the pressure to use them quickly.\"\n },\n {\n \"name\": \"Base earning on JetBlue flights\",\n \"category\": \"earning\",\n \"description\": \"Earn 3 base TrueBlue points per dollar spent on JetBlue-operated flights booked directly with JetBlue.\"\n },\n {\n \"name\": \"Bonus for booking on JetBlue.com or app\",\n \"category\": \"earning\",\n \"description\": \"Earn additional points (up to 11 points per dollar total) when booking through the JetBlue website or mobile app.\"\n },\n {\n \"name\": \"JetBlue Vacations earning\",\n \"category\": \"earning\",\n \"description\": \"Earn at least 6 points per dollar spent on JetBlue Vacations packages (airfare) and 1 point per dollar on hotels, car rentals, cruises, and transfers.\"\n },\n {\n \"name\": \"Partner airline earning\",\n \"category\": \"earning\",\n \"description\": \"Earn points on JetBlue's partner airlines including United (5 pts/$ via Blue Sky), Icelandair, Etihad, Qatar, Singapore, China Airlines, and South African Airways. Most partner earning is based on distance flown.\"\n },\n {\n \"name\": \"Avis & Budget car rental earning\",\n \"category\": \"partner\",\n \"description\": \"Earn 100 TrueBlue points per day on qualifying Avis and Budget rentals, plus access to special TrueBlue member rates.\"\n },\n {\n \"name\": \"IHG One Rewards point conversion\",\n \"category\": \"partner\",\n \"description\": \"Choose to earn TrueBlue points instead of IHG One Rewards points on IHG hotel stays - most properties earn 2 points per dollar (Candlewood Suites and Staybridge Suites earn 1 point per dollar). Bookings at The Venetian Resort Las Vegas earn 500 points per qualifying stay.\"\n },\n {\n \"name\": \"TrueBlue Shopping portal\",\n \"category\": \"earning\",\n \"description\": \"Earn bonus TrueBlue points when clicking through JetBlue's TrueBlue Shopping portal before making purchases at retail partners like Apple and Old Navy.\"\n },\n {\n \"name\": \"TrueBlue Dining\",\n \"category\": \"earning\",\n \"description\": \"Earn up to 3 points per dollar when dining in or ordering takeout at participating restaurants. Must enroll separately and link a payment card.\"\n },\n {\n \"name\": \"Jet Opinions survey program\",\n \"category\": \"earning\",\n \"description\": \"Earn 400 TrueBlue points for taking your first survey through JetBlue's Jet Opinions panel, plus additional points for subsequent surveys.\"\n },\n {\n \"name\": \"Paisly by JetBlue earning\",\n \"category\": \"earning\",\n \"description\": \"Earn points on hotel stays, car rentals, and activities booked through Paisly, JetBlue's travel booking service.\"\n },\n {\n \"name\": \"Points Pooling\",\n \"category\": \"earning\",\n \"description\": \"Combine TrueBlue points with up to 7 friends and family members at no cost. Pool Leader can manage members and redeem points. Great for families - you can open accounts for kids and pool everyone's points.\"\n },\n {\n \"name\": \"No blackout dates\",\n \"category\": \"redemption\",\n \"description\": \"No blackout dates on JetBlue-operated flights - use points for any seat at any time. No award charts and no fuel surcharges to worry about.\"\n },\n {\n \"name\": \"Cash + Points redemption\",\n \"category\": \"redemption\",\n \"description\": \"If you don't have enough points to cover full fare, you can pay with a combination of cash and TrueBlue points on any non-Blue Basic fare.\"\n },\n {\n \"name\": \"Award price drop refunds\",\n \"category\": \"redemption\",\n \"description\": \"If award flight price drops after booking, you can cancel and rebook or change your ticket and get the points difference refunded (not available on Blue Basic fares).\"\n },\n {\n \"name\": \"Partner award redemptions\",\n \"category\": \"redemption\",\n \"description\": \"Redeem TrueBlue points for flights on Etihad Airways, Hawaiian Airlines, and Qatar Airways (must call JetBlue for some partner awards).\"\n },\n {\n \"name\": \"Buy points option\",\n \"category\": \"earning\",\n \"description\": \"Option to purchase TrueBlue points through the website to top off your account if just short of an award (generally poor value at ~$37.63 per 1,000 points).\"\n },\n {\n \"name\": \"Transfer partner programs\",\n \"category\": \"earning\",\n \"description\": \"Transfer points 1:1 to JetBlue from Chase Ultimate Rewards, Citi ThankYou Rewards, and Wells Fargo Rewards. Amex Membership Rewards transfers at 250:200 ratio with an excise tax (occasional transfer bonuses available).\"\n },\n {\n \"name\": \"Perks You Pick (Tile milestones)\",\n \"category\": \"elite-progression\",\n \"description\": \"Even as a basic (non-Mosaic) member, at 10, 20, 30, and 40 tiles earned you can select one benefit each from: Priority security access for rest of the year, Group B early boarding for rest of year (excludes Blue Basic), one-time 5,000 TrueBlue points, or one complimentary alcoholic drink per flight for rest of year.\"\n },\n {\n \"name\": \"In-flight base amenities\",\n \"category\": \"in-flight\",\n \"description\": \"All TrueBlue members enjoy JetBlue's standard in-flight amenities: most legroom in coach (standard), free Wi-Fi (Fly-Fi), free live TV and movies, and complimentary snacks and non-alcoholic beverages.\"\n },\n {\n \"name\": \"Tile progress toward Mosaic\",\n \"category\": \"elite-progression\",\n \"description\": \"Earn 1 tile per $100 spent on JetBlue travel (flights, JetBlue Vacations, TrueBlue Travel) and 1 tile per $1,000 spent on JetBlue co-branded credit cards. 50 tiles earns Mosaic 1 status.\"\n },\n {\n \"name\": \"Award flights starting low\",\n \"category\": \"redemption\",\n \"description\": \"TrueBlue points can be redeemed for any seat on JetBlue, with redemptions valued around 1.3 cents per point on average.\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T03:38:02.771Z\",\n \"perksRefreshedAt\": \"2026-05-25T02:49:50.064Z\",\n \"notes\": \"Travel\"\n },\n {\n \"program\": \"Marriott Bonvoy\",\n \"currentBalance\": 0,\n \"currentTier\": \"Silver Elite\",\n \"tierProgress\": null,\n \"tierProgressSummary\": null,\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free Membership Enrollment\",\n \"category\": \"membership\",\n \"description\": \"Joining Marriott Bonvoy is free with sign-up, with no annual membership fee.\"\n },\n {\n \"name\": \"Base Points Earning\",\n \"category\": \"earning\",\n \"description\": \"Earn points for nights spent at Marriott properties, which can be redeemed for free nights, experiences, and more.\"\n },\n {\n \"name\": \"Exclusive Member Rates\",\n \"category\": \"discounts\",\n \"description\": \"Access exclusive discounted room rates when booking directly through Marriott websites or the mobile app — typically lower than rates offered to non-members.\"\n },\n {\n \"name\": \"Complimentary In-Room Wi-Fi\",\n \"category\": \"amenities\",\n \"description\": \"Members enjoy complimentary in-room Internet access when booking through Marriott websites or the app — a perk non-members don't get.\"\n },\n {\n \"name\": \"Mobile Check-in & Mobile Key\",\n \"category\": \"convenience\",\n \"description\": \"Use the Marriott Bonvoy mobile app to check into your room and use your phone as your room key at participating properties.\"\n },\n {\n \"name\": \"Mobile Chat / Mobile Requests\",\n \"category\": \"convenience\",\n \"description\": \"Use the Marriott Bonvoy app to chat with the hotel, request items, and get service before, during, and after your stay.\"\n },\n {\n \"name\": \"Ultimate Reservation Guarantee\",\n \"category\": \"guarantee\",\n \"description\": \"Often-forgotten perk: If Marriott can't honor your reservation for any reason, they guarantee they'll pay for you to stay at a nearby hotel and compensate you for the inconvenience.\"\n },\n {\n \"name\": \"Best Rate Guarantee\",\n \"category\": \"guarantee\",\n \"description\": \"If you find a lower publicly available rate on another website within 24 hours of booking, Marriott will match the rate and give you an additional discount (commonly forgotten perk).\"\n },\n {\n \"name\": \"Mobile Dining / Charge to Room Redemptions\",\n \"category\": \"redemption\",\n \"description\": \"During your stay at participating hotels, you can instantly redeem points for cocktails, meals, spa experiences and more — anything you can charge to your hotel room.\"\n },\n {\n \"name\": \"Cash + Points Bookings\",\n \"category\": \"redemption\",\n \"description\": \"Book and pay for your room by combining cash and points — stays start as low as $55 and 3,500 points, a flexible redemption option often overlooked.\"\n },\n {\n \"name\": \"PointSavers Discounted Redemptions\",\n \"category\": \"redemption\",\n \"description\": \"Save points on award redemptions at select top destinations around the world through the PointSavers program.\"\n },\n {\n \"name\": \"Marriott Bonvoy Moments\",\n \"category\": \"redemption\",\n \"description\": \"Often-forgotten perk: use points to bid on or purchase access to exclusive events, concerts, sports, culinary classes, and once-in-a-lifetime experiences.\"\n },\n {\n \"name\": \"Earn Points on Everyday Activities\",\n \"category\": \"earning\",\n \"description\": \"Earn Marriott Bonvoy points on dining (Marriott Bonvoy Eat Around Town program), golf, shopping, ride-share partners, and co-branded credit card spending — not just hotel stays.\"\n },\n {\n \"name\": \"Points for Gift Cards & Shopping\",\n \"category\": \"redemption\",\n \"description\": \"Convert Marriott Bonvoy points to spend at retailers, or use them for gift cards and shopping with partners (an often-forgotten redemption option).\"\n },\n {\n \"name\": \"Points Transfer to Airline Partners\",\n \"category\": \"partners\",\n \"description\": \"Transfer Marriott Bonvoy points to dozens of airline frequent flyer partners (typically at 3:1) for flight redemptions — a frequently forgotten perk for general members.\"\n },\n {\n \"name\": \"Points Validity (24 months of activity)\",\n \"category\": \"earning\",\n \"description\": \"Marriott Bonvoy points remain valid as long as your account has any qualifying activity (earning or redemption) within a 24-month period.\"\n },\n {\n \"name\": \"Path to Elite Status\",\n \"category\": \"status\",\n \"description\": \"Stays as a general member count toward Elite Night Credits — just 10 nights unlocks Silver Elite status.\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T03:38:29.780Z\",\n \"perksRefreshedAt\": \"2026-05-25T02:50:16.361Z\",\n \"notes\": \"Travel\"\n },\n {\n \"program\": \"Miles & More (Lufthansa)\",\n \"currentBalance\": 0,\n \"currentTier\": null,\n \"tierProgress\": null,\n \"tierProgressSummary\": null,\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free Membership\",\n \"value\": 0,\n \"category\": \"membership\",\n \"description\": \"Miles & More is completely free to join with no annual fee.\"\n },\n {\n \"name\": \"Earn Award Miles on Flights\",\n \"category\": \"earning\",\n \"description\": \"Earn award miles on Lufthansa, Lufthansa Group airlines (SWISS, Austrian, Brussels Airlines, Eurowings), LOT Polish, Luxair, and all Star Alliance partners. Miles are calculated based on distance flown and booking class.\"\n },\n {\n \"name\": \"Earn Miles with ~40 Partner Airlines\",\n \"category\": \"earning\",\n \"description\": \"Collect miles when flying with almost 40 partner airlines including Star Alliance members and other Miles & More partners.\"\n },\n {\n \"name\": \"Earn Miles on Everyday Purchases\",\n \"category\": \"earning\",\n \"description\": \"Earn miles on everyday non-flight activities: hotel stays, car rentals, Deutsche Bahn trains, shopping at LH Worldshop and partner shops, investing in certain funds, opening accounts with certain banks, and more.\"\n },\n {\n \"name\": \"500 Welcome Miles for App Download\",\n \"category\": \"bonus\",\n \"description\": \"Receive 500 miles immediately when you download the Miles & More app after registration.\"\n },\n {\n \"name\": \"Redeem Miles for Award Flights\",\n \"category\": \"redemption\",\n \"description\": \"Use miles for award flights on Lufthansa Group airlines and all Star Alliance carriers. Requires minimum 7,000 miles in account to search award flights.\"\n },\n {\n \"name\": \"Mileage Bargains\",\n \"category\": \"redemption\",\n \"description\": \"Access monthly Mileage Bargains where specific routes are discounted up to 50% off the standard award price. A round-trip to Europe can cost as little as 30,000 miles in economy.\"\n },\n {\n \"name\": \"Early Bird Reward Tickets\",\n \"category\": \"redemption\",\n \"description\": \"Up to 65% discount on miles required for Economy Class Reward tickets when booked more than 30 days in advance on Lufthansa, Austrian, or SWISS flights departing from FRA, GVA, MUC, VIE, or ZRH.\"\n },\n {\n \"name\": \"Promo & Fly Smart Reward Tickets\",\n \"category\": \"redemption\",\n \"description\": \"Access to Promo Reward tickets at reduced mileage rates and Fly Smart Award Flights bookable within 14 days of departure.\"\n },\n {\n \"name\": \"Redeem Miles for Upgrades\",\n \"category\": \"redemption\",\n \"description\": \"Use miles to upgrade flights on fully integrated Miles & More carriers and select Star Alliance partners (ANA, Asiana, Singapore Airlines, TAP Air Portugal, Thai Airways).\"\n },\n {\n \"name\": \"Lufthansa WorldShop Redemptions\",\n \"category\": \"redemption\",\n \"description\": \"Redeem miles for merchandise, products, and experiences in the Lufthansa WorldShop.\"\n },\n {\n \"name\": \"Hotel & Car Rental Redemptions\",\n \"category\": \"redemption\",\n \"description\": \"Exchange miles for stays at partner hotels (Hyatt, Marriott, etc.) and car rentals with partners like National.\"\n },\n {\n \"name\": \"Green Fares Bonus (20% Extra Miles)\",\n \"category\": \"earning\",\n \"description\": \"Often-forgotten perk: booking 'Green Fares' (Economy Green and Business Green) earns 20% more status and award miles on European routes, plus contributes to sustainable aviation fuel.\"\n },\n {\n \"name\": \"Earn Miles Based on Ticket Price (Direct Bookings)\",\n \"category\": \"earning\",\n \"description\": \"When booking directly through Lufthansa's website, miles are earned based on amount paid for the ticket. Third-party bookings earn based on flight distance and class.\"\n },\n {\n \"name\": \"36-Month Mile Validity\",\n \"category\": \"earning\",\n \"description\": \"Award miles for general members are valid for 36 months from the end of the quarter they were earned (can be extended through certain activity).\"\n },\n {\n \"name\": \"Marriott Bonvoy Status Acceleration\",\n \"category\": \"partner\",\n \"description\": \"Obscure perk: Link Miles & More with Marriott Bonvoy to earn 40 points toward Marriott elite status for each 2-night paid stay (capped at 120 per year).\"\n },\n {\n \"name\": \"Timeshifter App Free Access\",\n \"category\": \"lifestyle\",\n \"description\": \"Often-forgotten perk: Miles & More members get access to the Timeshifter jetlag app and can earn extra miles through it.\"\n },\n {\n \"name\": \"JetFriends Program (Under 18)\",\n \"category\": \"membership\",\n \"description\": \"Members under 18 enrolled in JetFriends keep their award miles valid as long as they remain members (no 36-month expiration).\"\n },\n {\n \"name\": \"Miles & More Credit Card Eligibility\",\n \"category\": \"credit-card\",\n \"description\": \"Eligible to apply for the Miles & More Credit Card (Visa/Mastercard/Amex depending on country), available in 20+ countries, to accelerate mileage earning on everyday purchases.\"\n },\n {\n \"name\": \"Miles & More Selections (Select Promotions)\",\n \"category\": \"promotions\",\n \"description\": \"Access to special promotions, bonus mile offers, and Miles & More Selections promotional campaigns throughout the year.\"\n },\n {\n \"name\": \"Status Match Eligibility\",\n \"category\": \"status\",\n \"description\": \"Even as a general member, you're eligible to apply via StatusMatch.com for a status match from competing programs (e.g., ITA Volare) to receive Frequent Traveller or Senator status.\"\n },\n {\n \"name\": \"Path to Elite Status\",\n \"category\": \"status\",\n \"description\": \"Begin earning Points and Qualifying Points toward Frequent Traveller (650 Points + 325 QP) and higher tiers. All elite status, once earned, lasts approximately two years.\"\n },\n {\n \"name\": \"Online Account Management\",\n \"category\": \"service\",\n \"description\": \"Free access to online account management, mileage calculator, and the Miles & More mobile app.\"\n }\n ],\n \"lastSyncedAt\": null,\n \"perksRefreshedAt\": \"2026-05-25T02:50:54.066Z\",\n \"notes\": \"Business\"\n },\n {\n \"program\": \"Southwest Rapid Rewards\",\n \"currentBalance\": 9631,\n \"currentTier\": null,\n \"tierProgress\": null,\n \"tierProgressSummary\": null,\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free Program Enrollment\",\n \"category\": \"membership\",\n \"description\": \"Southwest Rapid Rewards has no membership fee. By enrolling in the free Rapid Rewards program, you automatically begin earning points on Southwest flights, and there's no reason to ever close your account since points don't expire as long as your account remains open.\"\n },\n {\n \"name\": \"Points Earning on Flights\",\n \"category\": \"earning\",\n \"description\": \"Earn 14 points per dollar on Business Select fares, 10 points per dollar on Anytime fares, 6 points per dollar on Wanna Get Away Plus fares, and 2 points per dollar on Basic fares.\"\n },\n {\n \"name\": \"Points Never Expire\",\n \"category\": \"earning\",\n \"description\": \"As long as your Rapid Rewards loyalty account remains open, your points are safe and do not expire.\"\n },\n {\n \"name\": \"Complimentary In-Flight Wi-Fi for Members\",\n \"value\": 8,\n \"category\": \"in-flight\",\n \"description\": \"Rapid Rewards members enjoy free Wi-Fi on their devices when connected to the aircraft's internet service (non-members pay a fee). Note: only roughly 30% of the fleet is currently equipped with Wi-Fi as of early 2026.\"\n },\n {\n \"name\": \"Free Snacks and Soft Drinks\",\n \"category\": \"in-flight\",\n \"description\": \"Southwest offers complimentary snacks and non-alcoholic beverages to all passengers on board.\"\n },\n {\n \"name\": \"Same-Day Standby\",\n \"category\": \"flexibility\",\n \"description\": \"All passengers, including general members, can list for standby on an earlier flight at no additional cost, subject to availability. You can add yourself via the Southwest app, mobile web, or with a gate agent.\"\n },\n {\n \"name\": \"No Change or Cancellation Fees\",\n \"category\": \"flexibility\",\n \"description\": \"You can cancel or change your flight without fees on most fare types. Note that Basic fares do not allow same-day confirmed changes but can still fly standby.\"\n },\n {\n \"name\": \"No Blackout Dates on Award Travel\",\n \"category\": \"redemption\",\n \"description\": \"No blackout dates means your choices and possibilities for reward travel are wide open — every seat for sale is available as a reward seat.\"\n },\n {\n \"name\": \"Cash + Points Bookings\",\n \"category\": \"redemption\",\n \"description\": \"Rapid Rewards Members can combine points and other eligible forms of payment to purchase flights. Cash + Points bookings still earn Rapid Rewards points, tier qualifying points, and Companion Pass qualifying points on the cash portion.\"\n },\n {\n \"name\": \"Redeem Points for More Than Flights\",\n \"category\": \"redemption\",\n \"description\": \"Members can redeem points for flights through Southwest and for gift cards, merchandise, hotel stays, rental cars, and exclusive Cardmember experiences through the Southwest More Rewards program.\"\n },\n {\n \"name\": \"Rapid Rewards Shopping Portal\",\n \"category\": \"earning\",\n \"description\": \"Earn points at over 1,100 online stores when you shop through the Southwest Rapid Rewards Shopping portal — an often-forgotten way to rack up points on everyday purchases.\"\n },\n {\n \"name\": \"Rapid Rewards Dining Program\",\n \"category\": \"earning\",\n \"description\": \"Earn up to 3 points per $1 spent at participating restaurants, plus bonus points for submitting restaurant reviews after dining.\"\n },\n {\n \"name\": \"Bilt Rewards Transfer Partner\",\n \"category\": \"earning\",\n \"description\": \"Members who join Bilt, set up rent payments, and link their Southwest Rapid Rewards account in the Bilt app can convert Bilt points to Rapid Rewards points (minimum 1,000 Bilt points at a time; Blue Status Bilt members must convert at least 2,000).\"\n },\n {\n \"name\": \"Electricity Provider Bonuses\",\n \"category\": \"earning\",\n \"description\": \"An obscure perk: members in some states can earn a sign-up bonus and ongoing bonuses when they switch their power service to NRG Home or Reliant.\"\n },\n {\n \"name\": \"Survey Points via e-Rewards & Rewards For Opinions\",\n \"category\": \"earning\",\n \"description\": \"Participate in market research and earn Rapid Rewards points when you share your opinion via the e-Rewards and Rewards For Opinions platforms.\"\n },\n {\n \"name\": \"Emergency Assistance Plus Travel Insurance Points\",\n \"category\": \"earning\",\n \"description\": \"Members who enroll in Emergency Assistance Plus travel medical insurance can earn 1,500 points at sign-up and during annual renewal, plus 500 points for each add-on.\"\n },\n {\n \"name\": \"Hotel & Rental Car Partner Point Transfers\",\n \"category\": \"earning\",\n \"description\": \"You can transfer points from partner rental car and hotel loyalty programs to Rapid Rewards. Exchange rates are generally poor, but it can be useful to top off your balance before a redemption.\"\n },\n {\n \"name\": \"Book Flights for Others With Your Points\",\n \"category\": \"redemption\",\n \"description\": \"You can use your Rapid Rewards points to book a flight for someone else — generally a better option than transferring points (which costs $5 per 500 points).\"\n },\n {\n \"name\": \"Icelandair Partner Bookings\",\n \"category\": \"partner\",\n \"description\": \"Southwest has partnered with Icelandair, allowing Rapid Rewards members to earn points on itineraries booked through Icelandair that include a Southwest-operated segment, opening up gateways to Europe.\"\n },\n {\n \"name\": \"Path to Companion Pass\",\n \"category\": \"elite-progression\",\n \"description\": \"Even as a general member, you can earn the famous Companion Pass by flying 100 qualifying one-way flights or earning 135,000 Companion Pass qualifying points in a calendar year. Once earned, one designated companion flies for free (just taxes/fees) for the rest of that year plus the entire following calendar year.\"\n },\n {\n \"name\": \"Buy Points to Top Off\",\n \"category\": \"redemption\",\n \"description\": \"Members can purchase Rapid Rewards points (typically 1.5–3 cents each) to top off an account for a needed redemption, though it's usually not the best value unless paired with the Companion Pass.\"\n },\n {\n \"name\": \"Add Number After Booking\",\n \"category\": \"flexibility\",\n \"description\": \"Forgot to add your Rapid Rewards number when booking? You can easily add it after booking via 'Manage Reservations' in the Southwest app or website, or by calling customer service.\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T03:39:22.129Z\",\n \"perksRefreshedAt\": \"2026-05-25T02:51:29.425Z\",\n \"notes\": \"Travel\"\n },\n {\n \"program\": \"United MileagePlus\",\n \"currentBalance\": 91291,\n \"currentTier\": null,\n \"tierProgress\": null,\n \"tierProgressSummary\": null,\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free Membership\",\n \"category\": \"membership\",\n \"description\": \"MileagePlus is free to join via United's website; sign up online and start earning and redeeming miles immediately.\"\n },\n {\n \"name\": \"Miles Never Expire\",\n \"category\": \"earning\",\n \"description\": \"United MileagePlus miles do not expire as long as your account remains open and in good standing — a frequently overlooked benefit since most US airlines have this policy but it's still valuable.\"\n },\n {\n \"name\": \"Base Earning on United Flights\",\n \"category\": \"earning\",\n \"description\": \"Earn a base of 5 miles per dollar spent on the base fare of United and United Express flights as a general member (note: some sources cite 3 miles/$ for general members without a United card post-2026 changes — earning rates have been reduced for general members without a co-branded card).\"\n },\n {\n \"name\": \"Earn on 40+ Partner Airlines\",\n \"category\": \"earning\",\n \"description\": \"Earn miles on flights with Star Alliance partners (Lufthansa, ANA, Singapore Airlines, Air Canada, etc.) plus non-alliance partners and JetBlue via the Blue Sky partnership. Earning on partners is based on fare class and flight distance.\"\n },\n {\n \"name\": \"Redeem on Star Alliance & Partners\",\n \"category\": \"redemption\",\n \"description\": \"Redeem miles for award flights on United and 40+ partner airlines worldwide. United does not pass on fuel surcharges on most partner awards, a commonly forgotten advantage that makes partner redemptions much cheaper than other programs.\"\n },\n {\n \"name\": \"No Award Change or Cancellation Fees\",\n \"category\": \"redemption\",\n \"description\": \"United charges no change or cancellation fees on award flights for all members. No-shows require a $125 redeposit fee. Applies to general members too.\"\n },\n {\n \"name\": \"MileagePlus Shopping Portal\",\n \"category\": \"earning\",\n \"description\": \"Earn miles for every dollar spent at 1,100+ online retailers (Apple, Kohl's, CVS, Home Depot, Macy's, etc.) through the MileagePlus Shopping mall, with bonuses ranging from 1 to 10 miles per dollar.\"\n },\n {\n \"name\": \"MileagePlus Dining\",\n \"category\": \"earning\",\n \"description\": \"Link a credit card and earn miles when dining at 11,000+ participating restaurants. Base members earn 0.5 miles per dollar, with higher tiers available for VIP members. Stackable with credit card category bonuses.\"\n },\n {\n \"name\": \"MileagePlus X App\",\n \"category\": \"earning\",\n \"description\": \"Mobile app that combines shopping and dining earning options with location-based filtering for nearby participating merchants.\"\n },\n {\n \"name\": \"Hotel & Car Rental Earning\",\n \"category\": \"earning\",\n \"description\": \"Earn miles at 30,000+ hotels (Marriott, etc.) and car rentals (Hertz, Avis, etc.) by selecting miles instead of hotel points or adding your MileagePlus number to bookings.\"\n },\n {\n \"name\": \"Cruise Earning\",\n \"category\": \"earning\",\n \"description\": \"Earn miles on qualifying cruise vacations booked through United Cruises and other cruise partners.\"\n },\n {\n \"name\": \"Financial Partners Earning\",\n \"category\": \"earning\",\n \"description\": \"Earn miles when doing business with lending, utilities, and other financial partners — an often-overlooked way to accumulate miles without spending on travel.\"\n },\n {\n \"name\": \"Marriott Vacation Club Conversions\",\n \"category\": \"earning\",\n \"description\": \"Marriott Vacation Club owners can exchange points for miles starting at 500 Vacation Club Points for 8,000 miles, up to 40,000 miles per member per year.\"\n },\n {\n \"name\": \"Miles Pooling\",\n \"category\": \"earning\",\n \"description\": \"Combine and share miles with up to 4 other MileagePlus members (including children) for free. Pooled miles can only be redeemed for United/United Express flights, not partners or upgrades.\"\n },\n {\n \"name\": \"Free Starlink Wi-Fi\",\n \"category\": \"in-flight\",\n \"description\": \"MileagePlus members get free Starlink Wi-Fi on United flights where available — a benefit commonly forgotten; you must be a member (free signup) to access it.\"\n },\n {\n \"name\": \"Family Seating Guarantee\",\n \"category\": \"seating\",\n \"description\": \"Children under 12 are seated next to their adult family members at no additional charge, even in basic economy. If adjacent seats aren't available, a free flight change without fare difference is allowed.\"\n },\n {\n \"name\": \"Discounted CLEAR Membership\",\n \"category\": \"airport\",\n \"description\": \"General MileagePlus members can sign up for CLEAR Plus at a discounted rate of $189/year (vs. the standard public price).\"\n },\n {\n \"name\": \"Redeem Miles for Non-Flight Awards\",\n \"category\": \"redemption\",\n \"description\": \"Use miles to book hotel stays, vacation homes, car rentals, cruises, gift cards, United Club day passes/memberships, Wi-Fi subscriptions, TSA PreCheck credits, and dining at select Newark and Houston airport restaurants. Note: these options typically offer lower value (<1.2 cents/mile) than flight redemptions.\"\n },\n {\n \"name\": \"Merchandise Awards Shopping\",\n \"category\": \"redemption\",\n \"description\": \"Spend miles through the Merchandise Awards shopping portal for physical goods and gifts.\"\n },\n {\n \"name\": \"Track PQF/PQP Toward Elite Status\",\n \"category\": \"membership\",\n \"description\": \"Every flight earns Premier Qualifying Points (PQP) and Premier Qualifying Flights (PQF) automatically, putting you on the path to Premier Silver, Gold, Platinum, or 1K status.\"\n },\n {\n \"name\": \"Status Match Challenge Eligibility\",\n \"category\": \"status\",\n \"description\": \"Even as a general member, you can request a United status match challenge based on your eligible status with another airline — typically matching to a Premier tier with a 120-day requirement to complete flight activity to retain status.\"\n },\n {\n \"name\": \"Buy & Gift Miles\",\n \"category\": \"earning\",\n \"description\": \"Purchase miles directly from MileagePlus to top off your account for a specific award (though typically not great value at higher than 1.2 cents/mile).\"\n },\n {\n \"name\": \"United MileagePlus Debit Rewards Card Eligibility\",\n \"category\": \"earning\",\n \"description\": \"Option to apply for the MileagePlus Debit Rewards Card — no credit check required — earning 1 mile per $1 on United purchases and 1 mile per $2 elsewhere, plus miles for maintaining account balances.\"\n },\n {\n \"name\": \"Transfer Partners (Chase & Bilt)\",\n \"category\": \"earning\",\n \"description\": \"United is a 1:1 transfer partner of Chase Ultimate Rewards and Bilt Rewards, allowing general members to rapidly boost their balances via flexible points transfers.\"\n },\n {\n \"name\": \"Saver Award Access\",\n \"category\": \"redemption\",\n \"description\": \"General members can book Saver-level awards (the lowest-priced redemption tier), though elite members and cardholders get expanded access to Saver inventory.\"\n },\n {\n \"name\": \"Exclusive Member Promotions\",\n \"category\": \"promotion\",\n \"description\": \"Access to MileagePlus-exclusive promotions, bonus mile offers, and discounted bookings sent via email and visible when logged in.\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T03:39:34.319Z\",\n \"perksRefreshedAt\": \"2026-05-25T02:52:16.125Z\",\n \"notes\": \"Travel\"\n },\n {\n \"program\": \"World of Hyatt\",\n \"currentBalance\": 13065,\n \"currentTier\": \"Member\",\n \"tierProgress\": {\n \"notes\": \"YTD activity per May 6, 2026 account summary: 0 base points and 0 qualifying nights. Discoverist requires 10 qualifying nights (or 25,000 base points) in a calendar year.\",\n \"metric\": \"qualifying nights\",\n \"target\": 10,\n \"current\": 0,\n \"nextTier\": \"Discoverist\",\n \"progressPct\": 0\n },\n \"tierProgressSummary\": \"0 of 10 qualifying nights (0%) toward Discoverist\",\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free to Join\",\n \"value\": 0,\n \"category\": \"Membership\",\n \"description\": \"World of Hyatt has no membership fee and no minimum stay or point requirements to enroll.\"\n },\n {\n \"name\": \"5 Base Points per Dollar\",\n \"category\": \"Earning\",\n \"description\": \"Earn 5 Base Points per eligible U.S. dollar spent at most Hyatt hotels and resorts (2.5 base points per eligible dollar at Hyatt Studios). Applies to room rates, dining, spa, and incidentals - excluding taxes and fees.\"\n },\n {\n \"name\": \"Member-Only Rates\",\n \"category\": \"Discount\",\n \"description\": \"Access to discounted member-exclusive room rates on Hyatt.com that are not available to non-members.\"\n },\n {\n \"name\": \"Waived Resort Fees on Award Stays\",\n \"category\": \"Fee Waiver\",\n \"description\": \"Resort fees are waived when redeeming points or using a Free Night Award - a perk many other hotel programs (like Marriott) do not offer even to elite members.\"\n },\n {\n \"name\": \"Free Night Award Redemptions\",\n \"category\": \"Redemption\",\n \"description\": \"Redeem points for free nights starting at just 3,000 points per night using Hyatt's fixed award chart, meaning award prices don't fluctuate dynamically. Points are valued around 1.65-1.8 cents each, among the highest in the hotel industry.\"\n },\n {\n \"name\": \"Brand Explorer Free Night Award\",\n \"category\": \"Bonus Award\",\n \"description\": \"Earn a Category 1-4 Free Night Award after completing eligible stays at 5 different Hyatt brands. This is a lifetime benefit (progress never resets) and you can earn up to 7 awards by staying at 35 unique brands. All stays count - paid, points, and Free Night Awards.\"\n },\n {\n \"name\": \"Milestone Rewards\",\n \"category\": \"Bonus Award\",\n \"description\": \"Separate from elite status, all members qualify for Milestone Rewards starting at 20 qualifying nights or 35,000 Base Points in a calendar year, continuing every 10 nights up to 150 nights. Rewards include bonus points, Club access, suite upgrades, free night awards, and wellbeing experiences (choice of 3 at most thresholds).\"\n },\n {\n \"name\": \"Airline Partner Mileage Conversion\",\n \"category\": \"Partner\",\n \"description\": \"Choose to earn airline miles instead of Hyatt points for each stay with more than 25 airline partners.\"\n },\n {\n \"name\": \"American Airlines AAdvantage Partnership\",\n \"category\": \"Partner\",\n \"description\": \"Reciprocal benefits partnership with American Airlines AAdvantage - link accounts to earn benefits across both programs.\"\n },\n {\n \"name\": \"Avis Car Rental Bonus\",\n \"category\": \"Partner\",\n \"description\": \"Earn 500 Bonus Points plus up to 25% off base rates for each qualifying rental at participating Avis locations worldwide.\"\n },\n {\n \"name\": \"FIND Experiences (10x Points)\",\n \"category\": \"Earning\",\n \"description\": \"Earn 10 Base Points per eligible $1 spent on FIND experiences - over 500 wellbeing and activity experiences in more than 80 destinations. Higher earning rate than hotel stays.\"\n },\n {\n \"name\": \"Peloton Bonus Points\",\n \"category\": \"Earning\",\n \"description\": \"Earn 100 Bonus Points for every qualifying Peloton ride or row at participating Hyatt hotels (up to 10 times per stay) when accounts are linked.\"\n },\n {\n \"name\": \"Headspace Access\",\n \"category\": \"Wellbeing\",\n \"description\": \"Members get access to exclusive Headspace mindfulness and meditation content through their World of Hyatt membership - an often-forgotten perk.\"\n },\n {\n \"name\": \"MGM/M life Rewards Partnership\",\n \"category\": \"Partner\",\n \"description\": \"Earn 5 Base Points per $1 on rooms, restaurants, bars and select retail at The Venetian or The Palazzo Las Vegas when booked through Hyatt. Stays also count toward tier status, Milestone Rewards, and Brand Explorer.\"\n },\n {\n \"name\": \"Mr & Mrs Smith Partnership\",\n \"category\": \"Partner\",\n \"description\": \"Earn 5 Base Points per eligible $1 spent on room rates at participating Mr & Mrs Smith hotels (over 1,000 boutique/luxury independent hotels), plus tier-qualifying credit and Brand Explorer credit.\"\n },\n {\n \"name\": \"Retroactive Stay Credit\",\n \"category\": \"Service\",\n \"description\": \"Members can request retroactive credit for missed stays up to one year after check-out via the online Past Stay Credit form.\"\n },\n {\n \"name\": \"Purchase Bonus Points\",\n \"category\": \"Option\",\n \"description\": \"Ability to purchase between 2,000 and 55,000 Bonus Points per calendar year (in 1,000-point increments) to top off an account for an award redemption.\"\n },\n {\n \"name\": \"Award Transfer to Other Members\",\n \"category\": \"Flexibility\",\n \"description\": \"Eligible Awards (such as Free Night Awards) can be transferred to another World of Hyatt member's account directly through Hyatt.com or the app.\"\n },\n {\n \"name\": \"Chase/Bilt Points Transfer Partner\",\n \"category\": \"Partner\",\n \"description\": \"Hyatt is a 1:1 transfer partner for Chase Ultimate Rewards and Bilt Rewards - one of the most valuable hotel transfer options available.\"\n },\n {\n \"name\": \"Promotional Bonus Offers\",\n \"category\": \"Promotion\",\n \"description\": \"Regular targeted promotions like bonus points per stay (e.g., 4,000 bonus points for every 2 qualifying nights) and 500 extra points per night at newly opened Hyatt hotels. Members can enroll in multiple simultaneously via the Offers page.\"\n },\n {\n \"name\": \"24-Month Point Expiration Policy\",\n \"category\": \"Account\",\n \"description\": \"Points are forfeited only after 24 consecutive months of account inactivity, but the account itself remains open and you can resume earning - more lenient than many competing programs.\"\n },\n {\n \"name\": \"Path to Discoverist Status\",\n \"category\": \"Status Progression\",\n \"description\": \"Earn first elite tier (Discoverist) by completing just 10 qualifying nights or 25,000 Base Points in a calendar year - or get it automatically by holding the World of Hyatt Credit Card or World of Hyatt Business Credit Card.\"\n },\n {\n \"name\": \"Lifetime Globalist Pathway\",\n \"category\": \"Status Progression\",\n \"description\": \"All members work toward Lifetime Globalist status, granted to those who earn 1,000,000 Base Points over the lifetime of their membership. Hyatt Gold Passport lifetime points carry over.\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T03:39:49.766Z\",\n \"perksRefreshedAt\": \"2026-05-25T02:53:01.720Z\",\n \"notes\": \"Travel\"\n }\n]",
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},
{
"name": "search_hotels",
"input": {
"notes": "Prefer Hyatt or Marriott, weekend stay, 2 nights",
"guests": 1,
"checkIn": "2025-07-19",
"checkOut": "2025-07-21",
"destination": "Chicago",
"preferredChains": [
"Hyatt",
"Marriott"
]
},
"result": "{\"destination\":\"Chicago\",\"checkIn\":\"2025-07-19\",\"checkOut\":\"2025-07-21\",\"guests\":1,\"hotels\":[{\"name\":\"Hyatt Regency Chicago\",\"chain\":\"Hyatt\",\"area\":\"Downtown / The Loop (Chicago Riverwalk)\",\"pricePerNightUsd\":240,\"totalUsd\":480,\"rating\":4,\"bookingUrl\":\"https://www.hyatt.com/hyatt-regency/en-US/chirc-hyatt-regency-chicago\",\"notes\":\"Large convention-style Hyatt adjacent to Chicago Riverwalk, ~5 min walk to Michigan Avenue Bridge. 2,032 rooms, 4 restaurants, 24-hr gym, free WiFi. Solid Hyatt-loyalty earn; ideal for Loop/river views. Buffet breakfast available for a fee.\"},{\"name\":\"Hyatt Centric Magnificent Mile Chicago\",\"chain\":\"Hyatt\",\"area\":\"Magnificent Mile / Streeterville\",\"pricePerNightUsd\":260,\"totalUsd\":520,\"rating\":4,\"bookingUrl\":\"https://www.hyatt.com/hyatt-centric/en-US/chict-hyatt-centric-magnificent-mile-chicago\",\"notes\":\"Walking distance to Millennium Park, Art Institute and Mag Mile shopping. Good lifestyle Hyatt brand for a weekend; books directly on hyatt.com for full World of Hyatt benefits.\"},{\"name\":\"Hyatt Place Chicago / River North\",\"chain\":\"Hyatt\",\"area\":\"River North\",\"pricePerNightUsd\":215,\"totalUsd\":430,\"rating\":4.2,\"bookingUrl\":\"https://www.hyatt.com/hyatt-place/en-US/chizn-hyatt-place-chicago-river-north\",\"notes\":\"3 blocks from Magnificent Mile, in the heart of River North nightlife/dining. Free hot breakfast (Hyatt Place standard), 24-hr fitness center, Ema restaurant adjacent. Couples rate location 8.9. $100 damage deposit on arrival.\"},{\"name\":\"Chicago Marriott Downtown Magnificent Mile\",\"chain\":\"Marriott\",\"area\":\"Magnificent Mile\",\"pricePerNightUsd\":280,\"totalUsd\":560,\"rating\":4,\"reviewCount\":4932,\"bookingUrl\":\"https://www.marriott.com/en-us/hotels/chidt-chicago-marriott-downtown-magnificent-mile/overview/\",\"notes\":\"On Mag Mile at 540 N Michigan Ave; ~1 mile walk to Navy Pier and Millennium Park, 5 min to Grand Red Line. 1,200 rooms with floor-to-ceiling lake/skyline views. Heads up: Club Lounge closed weekends, so Bonvoy Plat+ breakfast benefit won't apply Sat/Sun.\"},{\"name\":\"JW Marriott Chicago\",\"chain\":\"Marriott\",\"area\":\"The Loop (LaSalle & Adams / West Loop edge)\",\"pricePerNightUsd\":360,\"totalUsd\":720,\"rating\":4.5,\"bookingUrl\":\"https://www.marriott.com/en-us/hotels/chijw-jw-marriott-chicago/overview/\",\"notes\":\"AAA Four-Diamond luxury in Burnham-designed landmark, near Union Station, Art Institute, Millennium Park. Spa, indoor pool, 24-hr fitness center. Club Lounge open daily (incl. Sat-Sun morning) — good for Bonvoy Platinum+ breakfast benefit. Recent guest reviews are strongly positive. Note: daily destination/resort fee with F&B credit.\"}],\"summary\":\"Five Hyatt and Marriott options in downtown Chicago for July 19–21, 2025, all bookable directly on chain.com to preserve loyalty status and points; mix of value (Hyatt Place River North), large flagship (Hyatt Regency, Marriott Mag Mile), and luxury (JW Marriott).\",\"note\":\"Prices are estimates from web search. Always confirm on the booking URL before booking.\"}",
"isError": false
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] | |
| 5/25/2026, 8:36:11 PM | 2 | 4 / 2,214 | 80269ms | find me a hotel in chicago next weekend, 2 nights, prefer Hyatt or Marriott | 3 calls[
{
"name": "get_profile",
"input": {},
"result": "{\"name\":\"Scott Ingles\",\"homeAirport\":\"LGA\",\"homeCity\":\"New York, NY\",\"preferences\":{\"dietary\":null,\"homeAirports\":[\"LGA\",\"JFK\",\"EWR\"],\"specialNotes\":\"Prefers main cabin (not basic economy). Prefers direct flights when available.\\n\\nHas FoundersCard — a private membership club (NOT an airline loyalty program) that grants complimentary elite status and discounts across many providers:\\n- Airlines: American AAdvantage Business status + KLM/Flying Blue promo\\n- Car rentals: Hertz Gold status + Avis loyalty upgrade (~35% off) + SIXT Platinum (~15% off)\\n- Lounges: discounted Plaza Premium, No1 Lounges, Vino Volo\\n- Travel: TripIt Pro subscription, 24/7 concierge at vip@founderscard.com\\n- Hotels: various partner discounts\\n\\nWhen recommending bookings, factor in these FoundersCard-granted benefits on top of Scott's individual loyalty memberships.\",\"seatPreference\":\"aisle\",\"cabinPreference\":\"main\",\"flightPreference\":\"direct\",\"preferredAirlines\":[\"Delta\",\"Air Canada\",\"Air France / KLM\",\"American\",\"Emirates\",\"United\",\"Southwest\",\"JetBlue\",\"Lufthansa\"],\"preferredRentalCars\":[\"Enterprise\",\"Avis\",\"Hertz\"],\"preferredHotelChains\":[\"Hilton\",\"Accor\",\"Marriott\",\"IHG\",\"Hyatt\"]}}",
"isError": false
},
{
"name": "list_rewards_accounts",
"input": {},
"result": "[\n {\n \"program\": \"ALL - Accor Live Limitless\",\n \"currentBalance\": 0,\n \"currentTier\": \"Silver\",\n \"tierProgress\": null,\n \"tierProgressSummary\": null,\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free Membership\",\n \"value\": 0,\n \"category\": \"Membership\",\n \"description\": \"ALL Accor membership is completely free at the Classic and Silver tiers.\"\n },\n {\n \"name\": \"24% Bonus Reward Points\",\n \"value\": 0,\n \"category\": \"Earning\",\n \"description\": \"Silver members earn a 24% bonus on base reward points (up to 31 points per €10 spent at participating Accor hotels, versus the standard 25).\"\n },\n {\n \"name\": \"Welcome Drink\",\n \"category\": \"On-Property\",\n \"description\": \"Receive a complimentary welcome drink upon arrival at participating hotels.\"\n },\n {\n \"name\": \"Late Checkout (Subject to Availability)\",\n \"category\": \"On-Property\",\n \"description\": \"Silver members can request late checkout, granted based on availability.\"\n },\n {\n \"name\": \"Priority Check-In\",\n \"category\": \"On-Property\",\n \"description\": \"Access to a dedicated reception desk for priority check-in at participating hotels.\"\n },\n {\n \"name\": \"Free Loaner Workout Attire at Fairmont\",\n \"category\": \"Brand-Specific\",\n \"description\": \"Borrow workout clothes for free at Fairmont hotels upon request — an obscure brand-specific benefit.\"\n },\n {\n \"name\": \"Priority Waiting List at Swissôtel\",\n \"category\": \"Brand-Specific\",\n \"description\": \"Receive priority on the waiting list at Swissôtel properties when rooms are fully booked.\"\n },\n {\n \"name\": \"Free Wi-Fi\",\n \"category\": \"On-Property\",\n \"description\": \"Complimentary Wi-Fi at all participating Accor properties (a base/Classic perk Silver members keep).\"\n },\n {\n \"name\": \"Health Club & Sports Facilities Access\",\n \"category\": \"On-Property\",\n \"description\": \"Complimentary access to hotel health club and sports facilities (base benefit).\"\n },\n {\n \"name\": \"Online Check-In & Fast Checkout\",\n \"category\": \"Convenience\",\n \"description\": \"Access to online check-in and fast checkout for streamlined arrivals and departures (base Classic perk).\"\n },\n {\n \"name\": \"Members' Rate Discount\",\n \"category\": \"Discount\",\n \"description\": \"Special members' rate, typically around 5% off standard room rates at participating hotels.\"\n },\n {\n \"name\": \"Early Access to Private Sales\",\n \"category\": \"Discount\",\n \"description\": \"Early access to private sales and exclusive offers on the Accor website.\"\n },\n {\n \"name\": \"ALL Customer Care Line\",\n \"category\": \"Service\",\n \"description\": \"Access to the dedicated ALL customer support line for assistance and inquiries.\"\n },\n {\n \"name\": \"Soft Landing Status Protection\",\n \"category\": \"Status Protection\",\n \"description\": \"If you don't requalify for your current status tier at year-end, you only drop by one level rather than losing all elite status.\"\n },\n {\n \"name\": \"Status Validity Through Following Year\",\n \"category\": \"Status Protection\",\n \"description\": \"Once earned, Silver status is valid through the end of the qualifying year and the entirety of the next calendar year.\"\n },\n {\n \"name\": \"Earn Points at 90+ Partners\",\n \"category\": \"Partners\",\n \"description\": \"Earn and redeem points with over 90 ALL partners including frequent flyer programs, car rental companies, and more.\"\n },\n {\n \"name\": \"Qantas Points Earning (Asia Pacific)\",\n \"category\": \"Partners\",\n \"description\": \"Link your ALL and Qantas Frequent Flyer accounts to earn 3 Qantas Points per AU$1 spent at participating Asia Pacific hotels, in addition to your ALL points — a commonly forgotten double-dip perk.\"\n },\n {\n \"name\": \"Dining Reward Points\",\n \"category\": \"Earning\",\n \"description\": \"Earn reward points when dining at eligible Accor restaurants worldwide (show your ALL membership in the app to the restaurant team).\"\n },\n {\n \"name\": \"Limitless Shopping Redemptions\",\n \"category\": \"Redemption\",\n \"description\": \"Redeem reward points for shopping, products, show tickets, and 'Limitless Experiences' via the online store — not just hotel stays.\"\n },\n {\n \"name\": \"Point Expiration Extension\",\n \"category\": \"Earning\",\n \"description\": \"Reward points expire after 365 days of inactivity, but any eligible stay (earning or redeeming) extends expiration by another 365 days.\"\n },\n {\n \"name\": \"Status Points from Meetings & Events\",\n \"category\": \"Earning\",\n \"description\": \"Earn status points not just on stays but also by holding events through ALL Meeting Planner — an often-overlooked path to status.\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T02:36:38.543Z\",\n \"perksRefreshedAt\": \"2026-05-25T03:43:06.156Z\",\n \"notes\": null\n },\n {\n \"program\": \"Air Canada Aeroplan\",\n \"currentBalance\": 733,\n \"currentTier\": \"Member\",\n \"tierProgress\": null,\n \"tierProgressSummary\": null,\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free to Join\",\n \"category\": \"Membership\",\n \"description\": \"Air Canada Aeroplan is completely free to join. Sign up online via the Air Canada website or mobile app to start earning toward award flights and other member benefits.\"\n },\n {\n \"name\": \"Earn 1 Point per Dollar Spent on Air Canada Flights\",\n \"value\": 1,\n \"category\": \"Earning\",\n \"description\": \"Base members earn 1 Aeroplan point per dollar spent on eligible Air Canada flights, based on the base fare and carrier surcharges (excluding taxes, fees, and third-party charges). As of January 1, 2026, earning is revenue-based rather than distance-based.\"\n },\n {\n \"name\": \"Earn Points on Star Alliance & Partner Airlines\",\n \"category\": \"Earning\",\n \"description\": \"Earn points by flying any Star Alliance member airline as well as on eligible flights with Air Canada's other partner airlines, including Air Serbia, Azul, Cathay Pacific, Etihad, and Vistara. Partner flight earning is calculated as a percentage of miles flown.\"\n },\n {\n \"name\": \"Redeem on 45+ Partner Airlines with No Blackout Dates\",\n \"category\": \"Redemption\",\n \"description\": \"Earn and redeem points for flights on Air Canada and over 45 partner airlines with no blackout dates. Aeroplan offers more airline partners than any other travel loyalty program.\"\n },\n {\n \"name\": \"No Fuel Surcharges on Award Tickets\",\n \"category\": \"Redemption\",\n \"description\": \"Aeroplan does not add fuel surcharges to award tickets — you'll only pay minimal taxes plus a small partner booking fee (approximately CA$39 / ~US$28.70) when applicable. This is a major advantage over many other frequent flyer programs.\"\n },\n {\n \"name\": \"Member-Exclusive Hotel & Car Rental Rates\",\n \"category\": \"Travel Discounts\",\n \"description\": \"Members enjoy exclusive discounted rates on hotels and car rentals booked through Aeroplan's member-exclusive booking platform.\"\n },\n {\n \"name\": \"Free Texting Over Wi-Fi on Air Canada Flights\",\n \"category\": \"In-Flight\",\n \"description\": \"Aeroplan members get complimentary in-flight messaging via Wi-Fi to text family, friends, and colleagues over Wi-Fi while flying Air Canada (sponsored by Bell). Often-forgotten perk.\"\n },\n {\n \"name\": \"Free Beer, Wine & Premium Snacks in Economy\",\n \"category\": \"In-Flight\",\n \"description\": \"Air Canada serves complimentary beer, wine, and premium snacks in Economy Class on flights within Canada and to the U.S. — available to all passengers including base Aeroplan members.\"\n },\n {\n \"name\": \"Earn Points with 40+ Everyday & Travel Partners\",\n \"category\": \"Earning\",\n \"description\": \"Earn Aeroplan points with over 40 partners including Starbucks (link accounts to earn on eligible purchases), Uber and Uber Eats (rides and food orders in Canada), Avis and Budget car rentals, Marriott Bonvoy (earn or transfer), and the LCBO. Easy way to grow your balance through routine activities.\"\n },\n {\n \"name\": \"Credit Card Transfer Partner\",\n \"category\": \"Earning\",\n \"description\": \"Aeroplan is a 1:1 transfer partner with American Express Membership Rewards, Bilt Rewards, Chase Ultimate Rewards, and Capital One miles. Transfers are instant — excellent for topping up your account for an award flight.\"\n },\n {\n \"name\": \"Family Sharing (Free Points Pooling)\",\n \"category\": \"Membership\",\n \"description\": \"Aeroplan Family Sharing lets you pool points with family members at no cost. Designated members of the family sharing group have redemption privileges and can book awards using the shared balance. If the group includes an eligible Aeroplan credit cardholder, preferred (discounted) pricing applies to awards booked from the shared pool.\"\n },\n {\n \"name\": \"Buy Tickets for Others with Your Points\",\n \"category\": \"Redemption\",\n \"description\": \"You can use your Aeroplan points to buy a ticket for someone else — simply enter the person's name when booking and pay with your points just as you would for yourself. No transfer fees required.\"\n },\n {\n \"name\": \"Path to Elite Status via Everyday Status Qualification (EDQ)\",\n \"category\": \"Status\",\n \"description\": \"Reach Aeroplan 25K Elite Status without flying at all — earn 100,000 eligible Aeroplan points in a calendar year through everyday activities like shopping via the Aeroplan eStore, Uber Eats orders, or Journie Rewards fuel purchases. A unique perk among airline programs.\"\n },\n {\n \"name\": \"Earn Status Qualifying Credits (SQC) Without Flying\",\n \"category\": \"Status\",\n \"description\": \"Members can accumulate up to 25,000 SQC per calendar year through 40+ travel and everyday partners, helping work toward elite status without setting foot on a plane.\"\n },\n {\n \"name\": \"Aeroplan eStore Shopping Portal\",\n \"category\": \"Earning\",\n \"description\": \"Earn bonus Aeroplan points on online shopping through the Aeroplan eStore at hundreds of retailers — an often-overlooked perk that helps points add up fast.\"\n },\n {\n \"name\": \"Points Don't Expire (Through November 2026)\",\n \"category\": \"Account\",\n \"description\": \"Aeroplan suspended its point expiration policy during the pandemic and has extended this pause through November 2026. After this, the normal policy resumes (18 months of inactivity). You can keep points active indefinitely by holding an Aeroplan credit card or by earning/redeeming once every 18 months.\"\n },\n {\n \"name\": \"EPCOT Private Viewing Area for Luminous\",\n \"category\": \"Lifestyle\",\n \"description\": \"Obscure perk: Aeroplan members get access to a private viewing area for 'Luminous The Symphony of Us,' the nighttime water and light show at Walt Disney World's EPCOT — meaningful for finding a clear sightline of the lagoon during peak season.\"\n },\n {\n \"name\": \"La Poutinerie at EPCOT (Coming 2026)\",\n \"category\": \"Lifestyle\",\n \"description\": \"Air Canada is opening La Poutinerie, a quick-service kiosk with a Quebec-inspired poutine menu at the Canada Pavilion in EPCOT later in 2026 — a unique brand experience for Aeroplan members.\"\n },\n {\n \"name\": \"Air Canada for Business Discounts\",\n \"category\": \"Business\",\n \"description\": \"Businesses enrolled in Air Canada for Business earn additional Aeroplan points on every flight, get a 5% discount on Flex fares and higher, and earn 500 SQCs for every $5,000 spent — SQCs can be allocated to employees.\"\n },\n {\n \"name\": \"Bonus Points Promotions\",\n \"category\": \"Promotions\",\n \"description\": \"Aeroplan regularly runs bonus points promotions when flying Air Canada. Some promotions are now visible directly during flight searches, making it easy to take advantage of them.\"\n },\n {\n \"name\": \"Buy Back Expired Points\",\n \"category\": \"Account\",\n \"description\": \"If your points do expire, the program allows you to buy them back at a cost of 1 cent per point plus a $30 administration fee and applicable taxes.\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T03:34:01.920Z\",\n \"perksRefreshedAt\": \"2026-05-25T03:43:52.143Z\",\n \"notes\": \"Travel\"\n },\n {\n \"program\": \"American AAdvantage\",\n \"currentBalance\": 0,\n \"currentTier\": \"AAdvantage Member\",\n \"tierProgress\": null,\n \"tierProgressSummary\": null,\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free to Join\",\n \"value\": 0,\n \"category\": \"membership\",\n \"description\": \"The AAdvantage program is free to join through the American Airlines website or mobile app, giving access to multiple benefits with no annual fee.\"\n },\n {\n \"name\": \"Earn AAdvantage Miles on Flights\",\n \"category\": \"earning\",\n \"description\": \"Earn 5 award miles per dollar spent on flights in Main Cabin or above with American, American Eagle, and American-marketed/codeshare or oneworld partner flights. Basic Economy fares earn 2 Loyalty Points per dollar.\"\n },\n {\n \"name\": \"Earn 1 Loyalty Point per Base Mile\",\n \"category\": \"earning\",\n \"description\": \"Every eligible AAdvantage mile earned via flying, cobranded credit card spending, shopping, dining, and hotel platforms also earns 1 Loyalty Point toward elite status.\"\n },\n {\n \"name\": \"Free Inflight Wi-Fi (2026)\",\n \"category\": \"inflight\",\n \"description\": \"Complimentary onboard Wi-Fi is rolling out on 100% of mainline narrow-body and two-cabin regional jet fleet (and select wide-bodies). All you need to connect is an AAdvantage account — a major perk for all members regardless of status.\"\n },\n {\n \"name\": \"Mile Redemption for Flights\",\n \"category\": \"redemption\",\n \"description\": \"Redeem AAdvantage miles for flights on American, American Eagle, and partner airlines. One-way redemption is allowed starting at 7,500 miles. Partner award flights often use a fixed award chart for great value.\"\n },\n {\n \"name\": \"Mile Redemption for Upgrades, Lounges, Hotels & Cars\",\n \"category\": \"redemption\",\n \"description\": \"AAdvantage miles can be redeemed for seat upgrades, premium seat selection, Admirals Club lounge memberships, rental cars, hotels, cruises, and merchandise.\"\n },\n {\n \"name\": \"Instant Upgrades with Miles or Cash\",\n \"category\": \"upgrades\",\n \"description\": \"Buy an instant upgrade online or via the app using cash or miles (dynamically priced). Often-overlooked option for non-elites to access premium cabins.\"\n },\n {\n \"name\": \"AAdvantage eShopping\",\n \"category\": \"earning\",\n \"description\": \"Earn bonus AAdvantage miles and Loyalty Points by shopping online through the AAdvantage eShopping portal at hundreds of retailers.\"\n },\n {\n \"name\": \"AAdvantage Dining\",\n \"category\": \"earning\",\n \"description\": \"Earn AAdvantage miles when dining at participating local restaurants after registering a payment card.\"\n },\n {\n \"name\": \"SimplyMiles\",\n \"category\": \"earning\",\n \"description\": \"Link an eligible Mastercard to earn bonus AAdvantage miles on offers at participating merchants.\"\n },\n {\n \"name\": \"AAdvantage Hotels\",\n \"category\": \"earning\",\n \"description\": \"Earn AAdvantage miles and Loyalty Points by booking through the AAdvantage Hotels platform, or on qualifying stays with IHG, Marriott, or Hyatt.\"\n },\n {\n \"name\": \"AAdvantage Cruises & American Airlines Vacations\",\n \"category\": \"earning\",\n \"description\": \"Earn miles by booking cruises through AAdvantage Cruises or vacation packages through American Airlines Vacations.\"\n },\n {\n \"name\": \"Bask Bank Partnership\",\n \"category\": \"earning\",\n \"description\": \"Earn AAdvantage miles simply by maintaining a Bask Bank savings account — an often-forgotten way to accrue miles without flying.\"\n },\n {\n \"name\": \"World of Hyatt Reciprocal Partnership\",\n \"category\": \"partner\",\n \"description\": \"Link your AAdvantage and World of Hyatt accounts to earn miles on Hyatt stays and to redeem AAdvantage miles for World of Hyatt awards.\"\n },\n {\n \"name\": \"Car Rental Partner Earning\",\n \"category\": \"partner\",\n \"description\": \"Earn AAdvantage miles on rentals with major partners including Avis and Budget.\"\n },\n {\n \"name\": \"Buy/Gift/Transfer Miles\",\n \"category\": \"membership\",\n \"description\": \"Members can buy AAdvantage miles (often with promo bonuses/discounts), gift miles, or transfer miles between accounts.\"\n },\n {\n \"name\": \"Mile Expiration Activity Rule\",\n \"category\": \"membership\",\n \"description\": \"Miles remain in your account as long as you have qualifying activity; they expire only after 24 months of no account activity. Easy to keep alive with small earning activity (dining, shopping, etc.).\"\n },\n {\n \"name\": \"Loyalty Point Rewards — 15,000 LP Milestone\",\n \"category\": \"milestone\",\n \"description\": \"First milestone reward available to all members (no elite status required): Group 5 boarding for the remainder of the year, plus your choice of a personalized luggage tag, 1,000 Loyalty Points, five Preferred Seat coupons, or priority privileges and Group 4 boarding for one trip.\"\n },\n {\n \"name\": \"Loyalty Point Rewards — 60,000 LP Milestone\",\n \"category\": \"milestone\",\n \"description\": \"At 60,000 Loyalty Points, members receive Avis Preferred Plus status AND a 25% Loyalty Point bonus when spending with American Airlines Vacations, SimplyMiles, AAdvantage eShopping, AAdvantage Cruises, AAdvantage Dining, and AAdvantage Hotels within six months after qualifying.\"\n },\n {\n \"name\": \"Loyalty Point Rewards — Higher Milestones\",\n \"category\": \"milestone\",\n \"description\": \"Continuing to earn Loyalty Points unlocks rewards at 100,000 (Avis President's Club + World of Hyatt Discoverist), 175,000 (Hyatt Explorist, systemwide upgrades, bonus miles, trip credit), and beyond up to 5,000,000 LP — available to all members regardless of tier.\"\n },\n {\n \"name\": \"Same-Day Standby on Earlier Flights\",\n \"category\": \"flexibility\",\n \"description\": \"All AAdvantage members can stand by for an earlier flight on the same day at no charge (introduced March 2024).\"\n },\n {\n \"name\": \"Basic Economy Trip Credit Cancellation\",\n \"category\": \"flexibility\",\n \"description\": \"Members can cancel nonrefundable Basic Economy tickets for a fee and receive a partial Trip Credit (for domestic tickets booked directly through American, before travel begins).\"\n },\n {\n \"name\": \"Mile Redemptions for Sporting Events & Experiences\",\n \"category\": \"redemption\",\n \"description\": \"Redeem AAdvantage miles for sporting events (including US soccer/FIFA World Cup, PGA Championship) and, later in 2026, gift cards to retailers — beyond traditional flight redemptions.\"\n },\n {\n \"name\": \"Oneworld Alliance Earning & Redemption\",\n \"category\": \"partner\",\n \"description\": \"All AAdvantage members can earn and redeem miles on flights with oneworld alliance partners (British Airways, Qantas, Japan Airlines, Cathay Pacific, Iberia, Finnair, Fiji Airways, and more), plus non-alliance partners like GOL.\"\n },\n {\n \"name\": \"Million Miler Program\",\n \"category\": \"lifetime\",\n \"description\": \"Fly 1 million qualifying miles to earn lifetime Gold status plus 35,000 bonus miles; 2M = lifetime Platinum + 4 systemwide upgrades; 4M = lifetime Platinum Pro; 5M = lifetime Executive Platinum. Tracks lifetime flown miles separately from annual status.\"\n },\n {\n \"name\": \"AAdvantage Co-branded Credit Card Eligibility\",\n \"category\": \"credit-card\",\n \"description\": \"As a member, you're eligible for Citi/Barclays AAdvantage credit cards which provide accelerated mile earning, signup bonuses, and additional perks like preferred boarding and free checked bags on AA flights.\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T03:34:27.190Z\",\n \"perksRefreshedAt\": \"2026-05-25T03:44:41.674Z\",\n \"notes\": \"Travel\"\n },\n {\n \"program\": \"Amtrak Guest Rewards\",\n \"currentBalance\": 164,\n \"currentTier\": \"Member\",\n \"tierProgress\": {\n \"notes\": \"Base member with only 164 points (expiring). No evidence of any TQP earning toward Select status.\",\n \"metric\": \"Tier Qualifying Points (TQPs)\",\n \"target\": 5000,\n \"current\": 0,\n \"nextTier\": \"Select\",\n \"progressPct\": 0\n },\n \"tierProgressSummary\": \"0 of 5,000 Tier Qualifying Points (TQPs) (0%) toward Select\",\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free Membership\",\n \"category\": \"membership\",\n \"description\": \"Joining Amtrak Guest Rewards is free, and members can immediately start earning points toward Amtrak reward travel and other redemptions upon enrollment.\"\n },\n {\n \"name\": \"Base Points Earning\",\n \"value\": 2,\n \"category\": \"earning\",\n \"description\": \"Earn 2 points per dollar spent on Amtrak travel.\"\n },\n {\n \"name\": \"Business Class Bonus\",\n \"category\": \"earning\",\n \"description\": \"Earn a 25% point bonus for all Business Class travel, on top of the base 2 points per dollar.\"\n },\n {\n \"name\": \"Acela First Class Bonus\",\n \"category\": \"earning\",\n \"description\": \"Earn a 50% point bonus for Acela First Class travel, on top of the base 2 points per dollar.\"\n },\n {\n \"name\": \"Low Reward Travel Threshold\",\n \"category\": \"redemption\",\n \"description\": \"Reward travel starts at just 400 points for popular city pairs, making points highly redeemable even for casual riders.\"\n },\n {\n \"name\": \"Points & Cash Redemptions\",\n \"category\": \"redemption\",\n \"description\": \"Members can purchase Amtrak travel using a combination of points and cash (a relatively new program enhancement).\"\n },\n {\n \"name\": \"Gift Card & Non-Travel Redemptions\",\n \"category\": \"redemption\",\n \"description\": \"Points can be redeemed for rewards other than travel, including gift cards and other merchandise options.\"\n },\n {\n \"name\": \"Lounge Access via Points\",\n \"value\": 1500,\n \"category\": \"lounge\",\n \"description\": \"Members without status can purchase a single-visit station lounge pass with 1,500 points (same-day ticket also required for entry).\"\n },\n {\n \"name\": \"One-Class Upgrade via Points\",\n \"value\": 2500,\n \"category\": \"upgrade\",\n \"description\": \"Members can redeem 2,500 points for a one-class upgrade on Amtrak travel.\"\n },\n {\n \"name\": \"Points Do Not Expire with Activity\",\n \"category\": \"earning\",\n \"description\": \"Points do not expire as long as the account remains active; members must earn or redeem points within 24 months to maintain account activity.\"\n },\n {\n \"name\": \"Buy Points\",\n \"value\": 50000,\n \"category\": \"earning\",\n \"description\": \"General/base members may purchase up to 50,000 points per year to top off their account (higher tiers have unlimited purchasing).\"\n },\n {\n \"name\": \"Share/Transfer Points\",\n \"value\": 100000,\n \"category\": \"earning\",\n \"description\": \"Members can share/transfer points with other Amtrak Guest Rewards members, with a cap of 100,000 points for base tier members.\"\n },\n {\n \"name\": \"Retroactive Points for New Members\",\n \"category\": \"earning\",\n \"description\": \"New Amtrak Guest Rewards members can request points for Amtrak travel taken in the 21 days prior to enrollment — an often-forgotten perk.\"\n },\n {\n \"name\": \"Missing Points Request Window\",\n \"category\": \"earning\",\n \"description\": \"Members have up to 120 days following their travel date to submit a missing points request if points haven't posted within 7 days.\"\n },\n {\n \"name\": \"Partner Earning Opportunities\",\n \"category\": \"earning\",\n \"description\": \"Earn points through a variety of program partners including hotels, car rentals, dining, shopping portals, and other travel partners.\"\n },\n {\n \"name\": \"Stackable Discounts\",\n \"category\": \"discount\",\n \"description\": \"Guest Rewards members can stack other Amtrak discounts (Senior Discount, Military Discount, Shared Fares, etc.) with points to reduce ticket cost — commonly forgotten.\"\n },\n {\n \"name\": \"TQP Earning for Status\",\n \"category\": \"status\",\n \"description\": \"Every Amtrak trip also earns Tier Qualifying Points (TQPs) toward Select, Select Plus, and Select Executive elite status — at the same rate as redeemable points.\"\n },\n {\n \"name\": \"Co-Branded Credit Card Eligibility\",\n \"category\": \"credit-card\",\n \"description\": \"Members are eligible to apply for the Amtrak Guest Rewards Mastercard (no annual fee) or Preferred Mastercard ($99 fee) to accelerate earning, including 1,000 TQPs per $5,000 spent on the Preferred card.\"\n },\n {\n \"name\": \"Exclusive Member Promotions\",\n \"category\": \"promotions\",\n \"description\": \"Members receive access to exclusive limited-time bonus point offers and promotions throughout the year (e.g., recurring 40,000-point credit card welcome bonuses and seasonal promos).\"\n },\n {\n \"name\": \"Wide Route Network\",\n \"category\": \"redemption\",\n \"description\": \"Points can be redeemed for travel to more than 500 destinations across 46 states and parts of Canada.\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T03:34:47.382Z\",\n \"perksRefreshedAt\": \"2026-05-25T03:45:10.073Z\",\n \"notes\": \"Travel\"\n },\n {\n \"program\": \"Avis Preferred\",\n \"currentBalance\": 0,\n \"currentTier\": \"Avis Preferred\",\n \"tierProgress\": {\n \"notes\": \"Next tier requires 10 rentals OR $4,000 spend in a calendar year. No points/progress statement found in email; multiple rental confirmations exist but no official tracking statement.\",\n \"metric\": \"rentals\",\n \"target\": 10,\n \"current\": 0,\n \"nextTier\": \"Avis Preferred Plus\",\n \"progressPct\": 0\n },\n \"tierProgressSummary\": \"0 of 10 rentals (0%) toward Avis Preferred Plus\",\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free Membership\",\n \"category\": \"membership\",\n \"description\": \"Avis Preferred is the entry-level tier of the program, free to join with no minimum spend or rentals required to maintain status.\"\n },\n {\n \"name\": \"Skip the Counter / Expedited Pickup\",\n \"category\": \"service\",\n \"description\": \"Enjoy expedited service at most locations and go straight to your car, skipping the rental counter line.\"\n },\n {\n \"name\": \"Earn Avis Preferred Points\",\n \"category\": \"earning\",\n \"description\": \"Earn at least 1 point per qualifying dollar spent on car rentals and 2 points per dollar on accessories. Points can be redeemed for free rental days and accessories with no blackout dates.\"\n },\n {\n \"name\": \"100-Point Welcome Bonus\",\n \"category\": \"bonus\",\n \"description\": \"Earn 100 bonus Avis Preferred points after completing your first rental within the first three months of joining.\"\n },\n {\n \"name\": \"Saved Rental Preferences\",\n \"category\": \"service\",\n \"description\": \"Save your rental preferences and personal details on file for faster, more convenient pickup. Track activity and rewards anytime via your account.\"\n },\n {\n \"name\": \"Mobile App Car Selection\",\n \"category\": \"service\",\n \"description\": \"At some U.S. locations, Avis Preferred members can select their specific car directly from the mobile app before pickup.\"\n },\n {\n \"name\": \"Exclusive Monthly Email Offers\",\n \"category\": \"promotions\",\n \"description\": \"Receive exclusive monthly promotional email offers and member-only discounts.\"\n },\n {\n \"name\": \"Airline & Hotel Partner Earning\",\n \"category\": \"partners\",\n \"description\": \"Option to earn miles or points with over 50 airline partners and 9 hotel partners (e.g., Alaska Airlines, British Airways Avios, Wyndham, Eurostar) instead of Avis Preferred points. Note: a frequent flyer surcharge/excise tax (~$0.75–$1.50 per day) applies for rentals in the U.S., Puerto Rico, St. Thomas, St. Croix, and Canada.\"\n },\n {\n \"name\": \"Partner AWD Discount Rates\",\n \"category\": \"discount\",\n \"description\": \"Use your partner program's AWD (Avis Worldwide Discount) rate to get discounted rates regardless of whether you earn miles or Avis points on the rental. Be prepared to show proof of partner loyalty membership if asked.\"\n },\n {\n \"name\": \"Amazon Linking Benefit\",\n \"category\": \"discount\",\n \"description\": \"Link your Avis Preferred account to your Amazon account to save up to 30% off Avis base rates and receive 10% back as an Amazon gift card after the rental completes.\"\n },\n {\n \"name\": \"No Blackout Dates on Point Redemptions\",\n \"category\": \"redemption\",\n \"description\": \"Avis advertises that Preferred points can be redeemed for rentals with no blackout dates, useful during holidays, spring break, and major events (though not all locations participate).\"\n },\n {\n \"name\": \"Global Location Access\",\n \"category\": \"network\",\n \"description\": \"Access to over 5,500 Avis locations across 165 countries worldwide.\"\n },\n {\n \"name\": \"Path to Elite Status\",\n \"category\": \"status\",\n \"description\": \"Avis Preferred Plus status is automatically earned by completing 10 rentals or spending $4,000 in a calendar year. President's Club is earned with 20 rentals or $6,000 spent. Status can also be earned via 60,000 American Airlines Loyalty Points for Preferred Plus.\"\n },\n {\n \"name\": \"Status Match Opportunities\",\n \"category\": \"status\",\n \"description\": \"Avis periodically offers status match promotions that allow top-tier members from competing rental car programs to match directly to Preferred Plus or President's Club without qualifying through rental activity.\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T03:35:14.883Z\",\n \"perksRefreshedAt\": \"2026-05-25T03:45:35.197Z\",\n \"notes\": \"Travel\"\n },\n {\n \"program\": \"Delta SkyMiles\",\n \"currentBalance\": 23576,\n \"currentTier\": \"SkyMiles Member\",\n \"tierProgress\": null,\n \"tierProgressSummary\": null,\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free Membership\",\n \"value\": 0,\n \"category\": \"membership\",\n \"description\": \"Delta SkyMiles is free to join with no annual membership fee.\"\n },\n {\n \"name\": \"Miles That Don't Expire\",\n \"category\": \"earning\",\n \"description\": \"SkyMiles never expire, so you can accumulate them over time and redeem when ready.\"\n },\n {\n \"name\": \"5 Miles Per Dollar on Delta Flights\",\n \"value\": 5,\n \"category\": \"earning\",\n \"description\": \"General SkyMiles Members earn 5 miles per dollar spent on the base fare and carrier-imposed surcharges (excludes taxes/fees). Basic Economy fares are not eligible.\"\n },\n {\n \"name\": \"Free Delta Sync Wi-Fi\",\n \"category\": \"onboard\",\n \"description\": \"Enjoy fast, free Delta Sync Wi-Fi presented by T-Mobile on most Delta flights — available the moment you join SkyMiles.\"\n },\n {\n \"name\": \"Preferred Pricing on CLEAR+ Membership\",\n \"category\": \"airport\",\n \"description\": \"Member-only discounted rate off the standard $209 annual CLEAR+ biometric service membership.\"\n },\n {\n \"name\": \"Mileage Redemption for Award Travel\",\n \"category\": \"redemption\",\n \"description\": \"Use miles to book award travel to 1,000+ destinations on Delta and partner airlines, with no blackout dates.\"\n },\n {\n \"name\": \"Pay with Miles\",\n \"category\": \"redemption\",\n \"description\": \"Eligible cardmembers can use SkyMiles to pay for all or part of a ticket on Delta-operated flights.\"\n },\n {\n \"name\": \"Mileage Redemption for Upgrades & Extras\",\n \"category\": \"redemption\",\n \"description\": \"Redeem miles toward day-of-travel perks like seat upgrades, checked bags, and onboard purchases.\"\n },\n {\n \"name\": \"Delta Vacations Redemption\",\n \"category\": \"redemption\",\n \"description\": \"Use miles toward a Delta Vacations package (flight + hotel + more).\"\n },\n {\n \"name\": \"Earn Miles on SkyTeam & Partner Airlines\",\n \"category\": \"partner\",\n \"description\": \"Earn SkyMiles when flying any SkyTeam alliance airline (Air France, KLM, Korean Air, etc.) and select non-alliance partners by adding your SkyMiles number.\"\n },\n {\n \"name\": \"Earn Miles on Everyday Purchases\",\n \"category\": \"partner\",\n \"description\": \"Earn miles through partnerships including Hertz car rentals, Starbucks Rewards linking, Lyft rides, hotel stays, dining program, and SkyMiles Shopping portal.\"\n },\n {\n \"name\": \"Starbucks Rewards Link\",\n \"category\": \"partner\",\n \"description\": \"Link your Starbucks Rewards account to your SkyMiles account to earn 1 mile per $1 at Starbucks plus double Stars on eligible days.\"\n },\n {\n \"name\": \"Lyft Partnership\",\n \"category\": \"partner\",\n \"description\": \"Earn SkyMiles on eligible Lyft rides by linking your SkyMiles and Lyft accounts.\"\n },\n {\n \"name\": \"Hertz Car Rental Earning\",\n \"category\": \"partner\",\n \"description\": \"Earn SkyMiles on qualifying Hertz rentals when you add your SkyMiles number to your reservation.\"\n },\n {\n \"name\": \"Path to Medallion Status\",\n \"category\": \"status\",\n \"description\": \"Every qualifying Delta flight earns Medallion Qualification Dollars (MQDs) toward Silver, Gold, Platinum, and Diamond Medallion elite status.\"\n },\n {\n \"name\": \"Reclaim My Status Eligibility\",\n \"category\": \"status\",\n \"description\": \"Current and former Medallion Members can apply for Reclaim My Status if life events disrupt travel — though as a base member, this becomes valuable once you earn status.\"\n },\n {\n \"name\": \"Fly Delta App & Digital Wallet\",\n \"category\": \"digital\",\n \"description\": \"Access your digital SkyMiles membership card, boarding passes, real-time flight info, bag tracking, and seat selection in the Fly Delta app.\"\n },\n {\n \"name\": \"SkyMiles Member Exclusive Fares & Promotions\",\n \"category\": \"promotion\",\n \"description\": \"Access to SkyMiles Member-only flash sales, bonus mile promotions, and special fare offers via email.\"\n },\n {\n \"name\": \"Companion Mileage Pooling Eligibility (via partners)\",\n \"category\": \"promotion\",\n \"description\": \"Eligibility to participate in promotions, sweepstakes, and bonus offers reserved for SkyMiles Members only.\"\n },\n {\n \"name\": \"First Checked Bag Free with Delta Amex Card\",\n \"category\": \"baggage\",\n \"description\": \"Although not free for base members on its own, opening an eligible Delta SkyMiles American Express Card gives you and up to 8 companions on the same reservation a free first checked bag — a commonly overlooked benefit tied to the program.\"\n },\n {\n \"name\": \"MQD Headstart via Co-Branded Amex\",\n \"category\": \"status\",\n \"description\": \"Eligible Delta SkyMiles Platinum/Reserve Amex cardholders receive a $2,500 MQD Headstart each year toward Medallion Status — even as a base SkyMiles Member.\"\n },\n {\n \"name\": \"Award Ticket Booking for Family/Friends\",\n \"category\": \"redemption\",\n \"description\": \"Members can redeem miles to book award tickets for anyone — no requirement that the traveler be the account holder.\"\n },\n {\n \"name\": \"24/7 SkyMiles Customer Service\",\n \"category\": \"service\",\n \"description\": \"Access to SkyMiles representatives via 1-800-323-2323 anytime for account questions, redemptions, and travel assistance.\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T03:35:42.270Z\",\n \"perksRefreshedAt\": \"2026-05-25T03:46:19.857Z\",\n \"notes\": \"Travel\"\n },\n {\n \"program\": \"Emirates Skywards\",\n \"currentBalance\": 0,\n \"currentTier\": \"Blue\",\n \"tierProgress\": null,\n \"tierProgressSummary\": null,\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free membership enrollment\",\n \"category\": \"membership\",\n \"description\": \"Blue tier is the entry-level tier and is immediately available to anyone who signs up for the programme, with no annual fee.\"\n },\n {\n \"name\": \"Earn Skywards Miles\",\n \"category\": \"earning\",\n \"description\": \"Earn Skywards Miles on every Emirates and flydubai flight, redeemable for reward flights, hotel stays, experiences, shopping, and upgrades.\"\n },\n {\n \"name\": \"Earn Tier Miles\",\n \"category\": \"earning\",\n \"description\": \"Earn Tier Miles on Emirates, flydubai, and codeshare flights marketed by Emirates but operated by another airline, used to qualify for higher elite tiers.\"\n },\n {\n \"name\": \"Partner earning\",\n \"category\": \"earning\",\n \"description\": \"Earn Miles with airline partners worldwide, retail partners, hotels, and co-branded credit cards.\"\n },\n {\n \"name\": \"Instant upgrades with Miles\",\n \"value\": 0,\n \"category\": \"upgrades\",\n \"description\": \"Use Skywards Miles for instant upgrades at check-in or even on board the aircraft (subject to availability).\"\n },\n {\n \"name\": \"Cash + Miles bookings\",\n \"category\": \"redemption\",\n \"description\": \"Book flights using a combination of cash and Miles — choose how many Miles you want to use and pay the rest in cash.\"\n },\n {\n \"name\": \"Classic Rewards from 5,000 Miles\",\n \"category\": \"redemption\",\n \"description\": \"Redeem flight awards starting from just 5,000 Skywards Miles for the cheapest routes.\"\n },\n {\n \"name\": \"Waitlist priority\",\n \"category\": \"booking\",\n \"description\": \"Skywards members receive waitlist priority over non-members for full flights.\"\n },\n {\n \"name\": \"Free unlimited messaging onboard\",\n \"value\": 5.99,\n \"category\": \"inflight\",\n \"description\": \"Complimentary unlimited chat and app messaging via Emirates onboard Wi-Fi in all classes (Economy, Premium Economy, and Business). Worth up to USD $5.99 per flight.\"\n },\n {\n \"name\": \"Free Wi-Fi in First Class\",\n \"value\": 19.99,\n \"category\": \"inflight\",\n \"description\": \"Complimentary unlimited Wi-Fi access throughout the flight when travelling in First Class. Worth up to USD $19.99 depending on flight length.\"\n },\n {\n \"name\": \"Discounted paid lounge access\",\n \"value\": 25,\n \"category\": \"lounge\",\n \"description\": \"Blue members can pay to access Emirates Business and First Class lounges in Dubai and worldwide at a discounted rate (e.g., USD $150 vs. standard USD $175 at DXB Business Class lounge), regardless of class flown.\"\n },\n {\n \"name\": \"Spend Miles on Skywards exclusive events\",\n \"category\": \"redemption\",\n \"description\": \"Use Miles to bid on or buy access to exclusive Skywards events, experiences, concerts, sports, and entertainment.\"\n },\n {\n \"name\": \"Miles validity 3 years\",\n \"category\": \"earning\",\n \"description\": \"Skywards Miles are valid for a minimum of 3 years from the time earned; they expire at the end of your birthday month in the third year.\"\n },\n {\n \"name\": \"My Family account (Miles pooling)\",\n \"category\": \"family\",\n \"description\": \"Set up a My Family account to pool Skywards Miles among up to 8 immediate family members in a single pot, making it faster to redeem rewards and upgrades.\"\n },\n {\n \"name\": \"Retroactive mile claims\",\n \"category\": \"earning\",\n \"description\": \"New members can claim Miles for Emirates and flydubai flights taken up to two months before registering with Emirates Skywards.\"\n },\n {\n \"name\": \"Emirates-Qantas joint network benefits\",\n \"category\": \"partner\",\n \"description\": \"When flying on the joint Emirates-Qantas network (on EK-coded flights), you continue to receive your Emirates Skywards tier privileges and earn Tier Miles.\"\n },\n {\n \"name\": \"Cobranded credit card tier progression (US only)\",\n \"category\": \"credit-card\",\n \"description\": \"In the USA, you can earn Tier Miles toward elite status by paying for everyday purchases with an Emirates Skywards cobranded credit card — no flying required.\"\n },\n {\n \"name\": \"14-month tier protection upon upgrade\",\n \"category\": \"status\",\n \"description\": \"Once you achieve a new tier, you enjoy those membership privileges for 14 months, even if you don't earn enough Tier Miles to retain status in the annual review.\"\n },\n {\n \"name\": \"Monthly tier review opportunity\",\n \"category\": \"status\",\n \"description\": \"Emirates offers a tier review opportunity every month for 12 to 13 months, giving you the chance to regain or maintain your status.\"\n },\n {\n \"name\": \"Double Tier Miles promotions\",\n \"category\": \"promotions\",\n \"description\": \"Members can register for periodic promotions (such as Double Tier Miles offers) to accelerate progression toward higher tiers.\"\n },\n {\n \"name\": \"Bonus miles for premium cabins\",\n \"category\": \"earning\",\n \"description\": \"Earn up to 175% bonus Miles (Skywards Miles and Tier Miles) when flying in Emirates Business or First Class, even as a Blue member.\"\n },\n {\n \"name\": \"Online upgrades with Miles\",\n \"category\": \"upgrades\",\n \"description\": \"Upgrade your flight online from around 7,020 Skywards Miles, depending on route and cabin (Economy to Business, or Business to First).\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T03:35:59.392Z\",\n \"perksRefreshedAt\": \"2026-05-25T03:46:53.746Z\",\n \"notes\": \"Travel\"\n },\n {\n \"program\": \"Enterprise Plus\",\n \"currentBalance\": 0,\n \"currentTier\": \"Platinum\",\n \"tierProgress\": {\n \"notes\": \"Platinum is the top Enterprise Plus tier. Statement shows 0 rentals and 0 rental days of qualifying activity as of 4/30/2026.\",\n \"metric\": \"rentals\",\n \"target\": 15,\n \"current\": 0,\n \"nextTier\": \"Platinum (maintain)\",\n \"progressPct\": 0\n },\n \"tierProgressSummary\": \"0 of 15 rentals (0%) toward Platinum (maintain)\",\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free Membership\",\n \"category\": \"base\",\n \"description\": \"Enterprise Plus is free to join and easy to enroll in, taking only a few minutes.\"\n },\n {\n \"name\": \"1 Point per $1 Spent\",\n \"category\": \"earning\",\n \"description\": \"Earn 1 point per qualifying USD spent on base rental rates, paid upgrades, and qualifying equipment add-ons like GPS, car racks, and ski racks. Taxes, fees, and insurance do not earn points.\"\n },\n {\n \"name\": \"20% Bonus Points (Platinum)\",\n \"value\": 20,\n \"category\": \"earning\",\n \"description\": \"Platinum members earn a 20% bonus on points earned from qualifying rentals — the highest earning rate available in the program.\"\n },\n {\n \"name\": \"4 Free Car Upgrades per Program Year\",\n \"value\": 4,\n \"category\": \"upgrade\",\n \"description\": \"Platinum members receive four complimentary one-car-class upgrade certificates each program year, redeemable at the rental counter.\"\n },\n {\n \"name\": \"Free Rental Days (No Blackout Dates)\",\n \"category\": \"redemption\",\n \"description\": \"Redeem points for free rental days on any available car on any day with no blackout dates. Free rental days start at 400 points and cover base rate (time and mileage) only. Average redemption value is 8-12 cents per point.\"\n },\n {\n \"name\": \"Members-Only Check-In\",\n \"category\": \"service\",\n \"description\": \"Access to special members-only check-in counters at participating Enterprise locations, primarily at major airports — an often-overlooked perk that speeds up the rental process.\"\n },\n {\n \"name\": \"Earn Airline Miles or Hotel Points Instead\",\n \"category\": \"earning\",\n \"description\": \"Members can choose to forgo Enterprise points and instead earn airline miles or hotel points with partner programs (e.g., Virgin Atlantic Flying Club up to 1,200 points per rental, Air France/KLM Flying Blue 4 miles per Euro) on qualifying rentals.\"\n },\n {\n \"name\": \"Point Transfers Between Members\",\n \"category\": \"flexibility\",\n \"description\": \"Transfer between 500 and 7,500 points per year to another Enterprise Plus member's account in 500-point increments — an obscure but useful benefit.\"\n },\n {\n \"name\": \"Generous Point Expiration Policy\",\n \"category\": \"flexibility\",\n \"description\": \"Points only expire after 36 consecutive months of inactivity. Any qualifying rental resets the clock (though redemptions alone do not).\"\n },\n {\n \"name\": \"Missing Rental Activity Claims (6 months)\",\n \"category\": \"service\",\n \"description\": \"If points go missing after a rental, members have up to six months from the rental return date to file a claim online via 'My Rewards & Benefits'.\"\n },\n {\n \"name\": \"National Car Rental Cross-Earning\",\n \"category\": \"partner\",\n \"description\": \"Earn Enterprise Plus points and qualifying rentals/days toward elite status when renting from National Car Rental in the U.S. and Canada, provided your Enterprise Plus number is set as the frequent travel program preference in your Emerald Club profile.\"\n },\n {\n \"name\": \"Status Match Program\",\n \"category\": \"partner\",\n \"description\": \"Enterprise offers status matches from 40+ travel loyalty programs (airlines, hotels, car rentals). Matched Platinum status is valid through February 28 of the second calendar year following approval. Avis President's Club and United Club's President's Circle match to Enterprise Plus Platinum.\"\n },\n {\n \"name\": \"Fast Track Partner Promotions\",\n \"category\": \"partner\",\n \"description\": \"Frequent Fast Track offers with partners like Marriott Bonvoy (Gold Elite+ can reach Platinum in 5 rentals within 60 days), Hilton Honors (Gold+ can reach Platinum in 7 rental days), Delta SkyMiles (Silver/Gold reach Platinum in 4 rentals/60 days), and United MileagePlus.\"\n },\n {\n \"name\": \"Extended Status Validity\",\n \"category\": \"status\",\n \"description\": \"Upon qualifying for Platinum (24 qualifying rentals OR 85 rental days in a calendar year), benefits are valid through February of the following year PLUS an additional 12 months — effectively up to two years of Platinum benefits from one qualifying year.\"\n },\n {\n \"name\": \"Worldwide Eligibility\",\n \"category\": \"coverage\",\n \"description\": \"Qualifying rentals include participating Enterprise locations in the U.S., Canada, Puerto Rico, the European Union, Latin America, the Caribbean, and Asia Pacific (Africa and the Middle East locations do not participate).\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T03:36:13.693Z\",\n \"perksRefreshedAt\": \"2026-05-25T03:47:23.433Z\",\n \"notes\": \"Travel\"\n },\n {\n \"program\": \"Flying Blue (AF/KLM)\",\n \"currentBalance\": 0,\n \"currentTier\": \"Explorer\",\n \"tierProgress\": null,\n \"tierProgressSummary\": null,\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free Membership\",\n \"value\": 0,\n \"category\": \"membership\",\n \"description\": \"Joining Flying Blue is completely free. Upon registration, you automatically receive Explorer status, the entry-level tier of the program.\"\n },\n {\n \"name\": \"Earn 4 Miles per Euro Spent\",\n \"value\": 0,\n \"category\": \"earning\",\n \"description\": \"As a Flying Blue Explorer member, you earn 4 Miles per euro spent on Air France, KLM, Transavia, and Aircalin flights (revenue-based earning, excluding taxes/fees).\"\n },\n {\n \"name\": \"Earn XP Toward Elite Status\",\n \"category\": \"status\",\n \"description\": \"Earn Experience Points (XP) on eligible flights with Air France, KLM, SkyTeam members, and some partner airlines. 100 XP unlocks Silver, 180 XP for Gold, 300 XP for Platinum. XP can also be earned by purchasing Sustainable Aviation Fuel (SAF).\"\n },\n {\n \"name\": \"Earn Miles on SkyTeam & Partner Airlines\",\n \"category\": \"earning\",\n \"description\": \"Earn Flying Blue miles when flying on most SkyTeam alliance airlines (Delta, KLM, Air France, Korean Air, Virgin Atlantic, etc.) plus non-alliance partners like GOL, Kenya Airways, and Aircalin. Earning on partner flights is distance and fare-class based.\"\n },\n {\n \"name\": \"1:1 Credit Card Point Transfers\",\n \"category\": \"earning\",\n \"description\": \"Transfer points at a 1:1 ratio from Amex Membership Rewards, Chase Ultimate Rewards, Citi ThankYou, Capital One, Bilt, and Wells Fargo Rewards. Marriott Bonvoy transfers at 3:1 with a 5,000 mile bonus per 60,000 points transferred.\"\n },\n {\n \"name\": \"Monthly Promo Rewards\",\n \"category\": \"redemption\",\n \"description\": \"Access to monthly Promo Rewards offering discounts of up to 50% off award tickets on select routes. Can drop transatlantic Business Class to around 36,000 miles one-way. Available to all members including Explorer.\"\n },\n {\n \"name\": \"Free Stopover in Paris or Amsterdam\",\n \"category\": \"redemption\",\n \"description\": \"Add a free stopover in Paris (CDG) or Amsterdam (AMS) on award tickets at no additional mileage cost — a commonly forgotten perk.\"\n },\n {\n \"name\": \"24-Month Mile Validity (with activity)\",\n \"category\": \"miles\",\n \"description\": \"As of May 4, 2026, all miles share a single 24-month expiration window. Any qualifying earning activity (flight, partner purchase, credit card transfer, hotel/car rental) extends the entire balance by 24 months. Easy to keep miles alive with a single small transfer every two years.\"\n },\n {\n \"name\": \"Flying Blue Family Pooling\",\n \"category\": \"family\",\n \"description\": \"Enroll family members (up to 1 additional adult and 6 children) in Flying Blue Family to pool and share miles between accounts, helping you earn award tickets and upgrades faster.\"\n },\n {\n \"name\": \"Award Redemptions with No Expiry on Awards\",\n \"category\": \"redemption\",\n \"description\": \"Redeem miles for flights on Air France, KLM, Transavia, and all SkyTeam/partner airlines. Flying Blue is one of the few major programs not fully revenue-based for redemptions, still offering saver-level award seats.\"\n },\n {\n \"name\": \"Free Stopover & Open-Jaw on Awards\",\n \"category\": \"redemption\",\n \"description\": \"Flying Blue allows open-jaw and free stopover routings on award tickets through its hubs — useful for multi-city European trips.\"\n },\n {\n \"name\": \"Status Match Eligibility\",\n \"category\": \"status\",\n \"description\": \"Flying Blue periodically runs status match campaigns where members with elite status on other airline programs can be matched into Flying Blue elite tiers (quota-based and time-limited).\"\n },\n {\n \"name\": \"Earn Miles with Hotel, Car Rental & Shopping Partners\",\n \"category\": \"earning\",\n \"description\": \"Earn Flying Blue miles via hotel partners, rental car partners (Hertz, Avis, etc.), the Flying Blue shopping portal, and 'experience' partners — and any such earning now resets the 24-month expiration clock on your entire balance.\"\n },\n {\n \"name\": \"Pay for Lounge Access\",\n \"category\": \"lounge\",\n \"description\": \"Explorer members do not receive complimentary lounge access, but may purchase access to Air France and KLM lounges at standard rates (the 25% discount on lounge purchases is a Silver+ benefit).\"\n },\n {\n \"name\": \"Access to Flying Blue Extra Subscription\",\n \"category\": \"membership\",\n \"description\": \"Option to subscribe to Flying Blue Extra (from €379/year) for benefits including miles that never expire, early access to Promo Rewards, additional award ticket discounts, and bonus XP.\"\n },\n {\n \"name\": \"Co-Branded Credit Card Eligibility\",\n \"category\": \"membership\",\n \"description\": \"Eligible to apply for Flying Blue co-branded credit cards (e.g., Air France KLM World Elite Mastercard) which provide non-expiring miles and accelerated earning.\"\n },\n {\n \"name\": \"Parental Leave Status Protection\",\n \"category\": \"status\",\n \"description\": \"Flying Blue Family program offers status extension during parental leave (maternity, paternity, adoption) — an often overlooked benefit.\"\n },\n {\n \"name\": \"Soft Landing on Status Downgrade\",\n \"category\": \"status\",\n \"description\": \"Once you earn elite status, Flying Blue uses a soft-landing model — you only drop one tier at a time if you fail to requalify, rather than falling all the way back to Explorer immediately.\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T03:36:42.353Z\",\n \"perksRefreshedAt\": \"2026-05-25T03:48:06.866Z\",\n \"notes\": null\n },\n {\n \"program\": \"FoundersCard\",\n \"currentBalance\": 0,\n \"currentTier\": \"FoundersCard Elite\",\n \"tierProgress\": null,\n \"tierProgressSummary\": null,\n \"annualFee\": null,\n \"perks\": [\n {\n \"name\": \"Hilton Honors Gold status\",\n \"category\": \"hotel status\",\n \"description\": \"Complimentary Hilton Honors Gold elite status upgrade as a benefit of FoundersCard Elite membership\"\n },\n {\n \"name\": \"Hilton stay discount\",\n \"category\": \"hotel discount\",\n \"description\": \"Up to 10% off stays at all Hilton properties plus fixed rates at select hotels\"\n },\n {\n \"name\": \"Marriott Bonvoy Platinum Elite Status Challenge\",\n \"category\": \"hotel status\",\n \"description\": \"Access to fast-track Marriott Bonvoy Platinum Elite status challenge\"\n },\n {\n \"name\": \"American Airlines AAdvantage Business Program\",\n \"category\": \"airline partner\",\n \"description\": \"Partner promo (code FC2026) to enroll/earn through AA AAdvantage Business\"\n },\n {\n \"name\": \"KLM Royal Dutch Airlines discount\",\n \"category\": \"airline discount\",\n \"description\": \"FoundersCard x KLM promo code (KL10FC2025) for fare discounts\"\n },\n {\n \"name\": \"No1 Airport Lounges access\",\n \"category\": \"lounge\",\n \"description\": \"Discounted lounge access via promo code N115FOUND25US\"\n },\n {\n \"name\": \"Plaza Premium Airport Lounges + Vino Volo\",\n \"category\": \"lounge\",\n \"description\": \"Discounted access to Plaza Premium lounges and Vino Volo\"\n },\n {\n \"name\": \"Avis Rent A Car\",\n \"category\": \"car rental\",\n \"description\": \"Complimentary loyalty status upgrade plus up to 35% off rentals\"\n },\n {\n \"name\": \"Hertz Rental Car\",\n \"category\": \"car rental\",\n \"description\": \"Complimentary loyalty status upgrade plus up to 20% off rentals\"\n },\n {\n \"name\": \"SIXT Rent A Car\",\n \"category\": \"car rental\",\n \"description\": \"Complimentary Platinum status plus up to 15% off\"\n },\n {\n \"name\": \"TripIt Pro\",\n \"category\": \"travel tools\",\n \"description\": \"Complimentary/discounted TripIt Pro subscription via promo code\"\n },\n {\n \"name\": \"Founders Concierge\",\n \"category\": \"concierge\",\n \"description\": \"Concierge service available via vip@founderscard.com for travel/membership requests\"\n },\n {\n \"name\": \"Additional cardholder access\",\n \"category\": \"membership\",\n \"description\": \"Membership can be extended to additional users (e.g., Anastasiia added under Scott's account)\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T04:27:25.460Z\",\n \"perksRefreshedAt\": \"2026-05-25T04:27:25.460Z\",\n \"notes\": null\n },\n {\n \"program\": \"Hertz Gold Plus Rewards\",\n \"currentBalance\": 0,\n \"currentTier\": \"President's Circle\",\n \"tierProgress\": null,\n \"tierProgressSummary\": null,\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free Membership\",\n \"value\": 0,\n \"category\": \"Base\",\n \"description\": \"Hertz Gold Plus Rewards (Gold+) membership is free to join, with no annual fee. Open to anyone 21 years and older.\"\n },\n {\n \"name\": \"Skip the Counter\",\n \"category\": \"Base\",\n \"description\": \"Bypass the rental counter at most airport locations — proceed directly to the Gold Member directory/board where your name and assigned vehicle are listed, then drive off.\"\n },\n {\n \"name\": \"Free Additional Driver (Spouse/Domestic Partner)\",\n \"value\": 50,\n \"category\": \"Base\",\n \"description\": \"Add your spouse or domestic partner as an additional driver at no extra charge in the U.S. — saves roughly $50+ per rental compared to standard additional driver fees.\"\n },\n {\n \"name\": \"Guaranteed One-Class Car Upgrade\",\n \"category\": \"Upgrade\",\n \"description\": \"President's Circle members receive a guaranteed one-class upgrade on every booking (subject to local inventory). Applies worldwide, unlike many competitor programs.\"\n },\n {\n \"name\": \"Ultimate Choice — President's Circle Aisle\",\n \"category\": \"Upgrade\",\n \"description\": \"At Hertz Ultimate Choice airport locations, when booking an intermediate/midsize or higher class, you may walk the dedicated President's Circle aisle and choose ANY car in it (including Infinitis, Mercedes-Benz, Mustangs, Camaros, luxury SUVs) at no extra cost. Widest vehicle selection of any tier.\"\n },\n {\n \"name\": \"1.5 Points per Dollar (50% Bonus Earning)\",\n \"category\": \"Earning\",\n \"description\": \"Earn 1.5 Gold Plus Rewards points per qualifying dollar spent — a 50% bonus over the base Gold rate of 1 point per dollar. Points accrue on base rate and most extras (not taxes/tolls).\"\n },\n {\n \"name\": \"Discounted Free Rental Day Threshold\",\n \"category\": \"Earning\",\n \"description\": \"Because of the 1.5x earning rate, you need only spend roughly $500 with Hertz to earn enough points for a free standard rental day, versus $750 for a base Gold member.\"\n },\n {\n \"name\": \"Standard & AnyDay Reward Redemptions\",\n \"category\": \"Redemption\",\n \"description\": \"Redeem points for free rental days starting around 750–950 points/day for Standard Rewards (blackout dates apply) or roughly double that for AnyDay Rewards (no blackout dates).\"\n },\n {\n \"name\": \"Dedicated President's Circle Phone Line\",\n \"category\": \"Service\",\n \"description\": \"Access an exclusive customer service phone line (1-888-444-8600) reserved for President's Circle members for faster reservation and support assistance.\"\n },\n {\n \"name\": \"Expedited Vehicle Pick-Up\",\n \"category\": \"Service\",\n \"description\": \"Expedited vehicle pick-up at over 1,000 locations worldwide (carried over from Five Star and enhanced at President's Circle level).\"\n },\n {\n \"name\": \"Hertz Valet Terminal Drive-Back (Obscure)\",\n \"category\": \"Service\",\n \"description\": \"A frequently-forgotten perk: after your 15th, 20th, and 40th rental of the year, you receive a one-rental Hertz Valet terminal drive-back at select airport locations — Hertz drives your rental car right to the terminal curb for you.\"\n },\n {\n \"name\": \"Worldwide Upgrade Coverage\",\n \"category\": \"Upgrade\",\n \"description\": \"Unlike National Emerald Club Executive Elite (which limits free upgrades to U.S., Canada, and Europe), Hertz President's Circle upgrades apply worldwide.\"\n },\n {\n \"name\": \"Status Match — Delta SkyMiles\",\n \"category\": \"Partner\",\n \"description\": \"Delta Platinum and Diamond Medallion members can register their Hertz Gold number under 'Other Loyalty Programs' in SkyMiles to receive complimentary President's Circle status. Silver/Gold Medallions get Five Star.\"\n },\n {\n \"name\": \"Earn Delta SkyMiles on Rentals\",\n \"category\": \"Partner\",\n \"description\": \"Delta Medallion members earn SkyMiles for every dollar spent on Hertz rentals in addition to Gold Plus Rewards points.\"\n },\n {\n \"name\": \"Earn Accor Live Limitless Points\",\n \"category\": \"Partner\",\n \"description\": \"Partnership with Accor Live Limitless: earn 3 ALL Rewards points per euro spent with Hertz (often forgotten by U.S.-focused members).\"\n },\n {\n \"name\": \"Marriott Bonvoy Status Match\",\n \"category\": \"Partner\",\n \"description\": \"Marriott Bonvoy Platinum Elite members are eligible for a Hertz elite status match via Hertz's registration page (takes up to 5 days to become effective).\"\n },\n {\n \"name\": \"Complimentary Status via Credit Cards\",\n \"category\": \"Partner\",\n \"description\": \"President's Circle is available complimentary to holders of the Amex Platinum, Amex Business Platinum, Amex Centurion, Capital One Venture X, and Venture X Business cards (must enroll via the card issuer, not Hertz.com directly).\"\n },\n {\n \"name\": \"Amex Corporate Discount Code (CDP #211762)\",\n \"category\": \"Discount\",\n \"description\": \"Often-forgotten perk for Amex Platinum cardholders who get President's Circle: use CDP code 211762 at booking to receive up to 15–20% off published Hertz rates in addition to elite benefits.\"\n },\n {\n \"name\": \"AAA Discount Stacking\",\n \"category\": \"Discount\",\n \"description\": \"AAA members can stack a corporate code with Gold+ benefits for up to 20% off, waived young-renter fee (ages 20–24), complimentary car seat, and prepaid fuel discount.\"\n },\n {\n \"name\": \"Free Rental Booking Earns Points on Fees\",\n \"category\": \"Earning\",\n \"description\": \"Even on free reward redemptions, you earn points on extras and qualifying fees charged to the card — and Amex Platinum benefits still apply when paying taxes/fees on a free rental.\"\n },\n {\n \"name\": \"Status Recognition Requires Direct Booking\",\n \"category\": \"Caveat\",\n \"description\": \"Important obscure detail: to receive elite recognition and earn points, you generally must book directly with Hertz (or via certain partner portals like Capital One Travel). Third-party bookings (Expedia, Orbitz, etc.) may forfeit status benefits and point earning.\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T03:37:04.016Z\",\n \"perksRefreshedAt\": \"2026-05-25T03:48:47.407Z\",\n \"notes\": \"Travel\"\n },\n {\n \"program\": \"Hilton Honors\",\n \"currentBalance\": 0,\n \"currentTier\": \"Gold\",\n \"tierProgress\": null,\n \"tierProgressSummary\": null,\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free Membership Enrollment\",\n \"category\": \"membership\",\n \"description\": \"Hilton Honors membership is 100% free to sign up and maintain — no annual fee for the base Member tier.\"\n },\n {\n \"name\": \"Hilton Honors Member Discount\",\n \"description\": \"Members always get the lowest price on all Hilton hotels when booking directly on Hilton.com or the Hilton Honors app — a discounted member-only rate not available to non-members.\"\n },\n {\n \"name\": \"Base Points Earning (10 pts/$1)\",\n \"value\": 10,\n \"category\": \"earning\",\n \"description\": \"Earn 10 Base Points per $1 spent on your stay at most Hilton brands (room rate and incidentals charged to room).\"\n },\n {\n \"name\": \"Reduced Earning at Extended-Stay Brands\",\n \"category\": \"earning\",\n \"description\": \"Earn 5 Base Points per $1 at Home2 Suites, Homewood Suites, Spark, Tru, and Apartment Collection; 3 Base Points per $1 at LivSmart Studios.\"\n },\n {\n \"name\": \"Free Standard WiFi\",\n \"description\": \"Complimentary basic WiFi throughout the hotel during your stay at all Hilton brands.\"\n },\n {\n \"name\": \"Digital Check-In\",\n \"description\": \"Use the Hilton Honors app to check in to your hotel digitally, up to 24 hours in advance.\"\n },\n {\n \"name\": \"Choose Your Room (Mobile)\",\n \"description\": \"Select your specific room from the hotel floor plan via the Hilton Honors app prior to arrival.\"\n },\n {\n \"name\": \"Digital Key\",\n \"description\": \"Unlock your hotel room door directly with your smartphone using the Hilton Honors app — no need to stop at the front desk for a physical key.\"\n },\n {\n \"name\": \"Digital Check-Out\",\n \"description\": \"Complete check-out contactlessly through the Hilton Honors app.\"\n },\n {\n \"name\": \"Late Check-Out on Request\",\n \"description\": \"Call the front desk to request a late check-out (subject to availability — not guaranteed at base Member tier).\"\n },\n {\n \"name\": \"Points Pooling\",\n \"description\": \"Pool points with up to 10 other Hilton Honors members (up to 2 million points, six times per year) to combine balances for reward stays — great for group/family trips.\"\n },\n {\n \"name\": \"Points Transfer to Other Members\",\n \"description\": \"Send up to 500,000 points per year to another Hilton Honors member, across up to six transactions.\"\n },\n {\n \"name\": \"Member-Only Offers & Promotions\",\n \"description\": \"Access to exclusive promotional rates, bonus point promotions, and special offers reserved only for Hilton Honors members.\"\n },\n {\n \"name\": \"Resort Fees Waived on Award Stays\",\n \"description\": \"When you redeem points for a reward stay, resort fees are waived — a frequently overlooked perk that can save $30–$50/night at resort properties.\"\n },\n {\n \"name\": \"Points Redemption Flexibility (Points & Money)\",\n \"description\": \"Redeem points for free nights starting as low as 5,000 points/night, or combine points and cash on any award stay with the Points & Money slider.\"\n },\n {\n \"name\": \"Hilton Honors Experiences Platform\",\n \"description\": \"Use points to bid on or redeem once-in-a-lifetime experiences — private concerts, music festivals, sporting events, celebrity access, and culinary experiences.\"\n },\n {\n \"name\": \"Small Luxury Hotels of the World Partnership\",\n \"description\": \"Earn and redeem Hilton Honors points at participating Small Luxury Hotels of the World properties via Hilton's exclusive partnership.\"\n },\n {\n \"name\": \"AutoCamp Partnership\",\n \"description\": \"Book, earn, and redeem Hilton Honors points at AutoCamp outdoor/glamping properties through Hilton's partnership.\"\n },\n {\n \"name\": \"Status Match Program\",\n \"description\": \"Hilton offers a status match — match comparable elite status from another hotel program to Hilton Gold or Diamond, then complete 6 nights (Gold) or 12 nights (Diamond) within a 90-day trial to retain it.\"\n },\n {\n \"name\": \"Account Maintained with Minimal Activity\",\n \"description\": \"Keep your account (and points balance) active by completing one qualifying activity every 24 months — a stay, credit card use, point donation to charity, or point purchase.\"\n },\n {\n \"name\": \"Purchase Bonus Points\",\n \"description\": \"Members may purchase up to 160,000 Hilton Honors Bonus Points per calendar year to top off an account for a redemption.\"\n },\n {\n \"name\": \"Branded Credit Card Status Boost\",\n \"description\": \"Hold a Hilton Honors American Express card to instantly upgrade tier: no-fee card = Silver; Surpass ($150) = Gold; Aspire ($550) = Diamond. AmEx Platinum also grants complimentary Gold status.\"\n },\n {\n \"name\": \"Points Never Expire with Activity\",\n \"description\": \"Points do not expire as long as you have any account activity within a 24-month rolling window.\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T03:37:22.286Z\",\n \"perksRefreshedAt\": \"2026-05-25T02:48:42.728Z\",\n \"notes\": \"Travel\"\n },\n {\n \"program\": \"IHG One Rewards\",\n \"currentBalance\": 0,\n \"currentTier\": \"Club\",\n \"tierProgress\": null,\n \"tierProgressSummary\": null,\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free to Join\",\n \"value\": 0,\n \"category\": \"membership\",\n \"description\": \"IHG One Rewards is free to join. Upon enrollment, all members start at the base Club level with no nights or points required.\"\n },\n {\n \"name\": \"Base Points Earning (10x)\",\n \"value\": 0,\n \"category\": \"earning\",\n \"description\": \"Earn 10 base points per US dollar on qualifying stays at most IHG branded hotels.\"\n },\n {\n \"name\": \"Base Points Earning at Extended-Stay Brands (5x)\",\n \"value\": 0,\n \"category\": \"earning\",\n \"description\": \"Earn 5 base points per US dollar at Staybridge Suites and Candlewood Suites properties.\"\n },\n {\n \"name\": \"Member-Only Rates\",\n \"category\": \"discount\",\n \"description\": \"Access to exclusive lowest rates when booking direct through IHG channels (website, app, customer care, WeChat mini program).\"\n },\n {\n \"name\": \"Member Promotions\",\n \"category\": \"promotions\",\n \"description\": \"Eligible to take advantage of member promotions to earn bonus points on stays.\"\n },\n {\n \"name\": \"Complimentary Wi-Fi\",\n \"category\": \"amenity\",\n \"description\": \"Free internet/Wi-Fi access throughout IHG hotels for all members.\"\n },\n {\n \"name\": \"2 PM Late Check-Out\",\n \"category\": \"checkout\",\n \"description\": \"Late check-out up to 2pm upon member request, subject to availability. Available at all IHG brands for all IHG One Rewards members (including base Club tier).\"\n },\n {\n \"name\": \"No Blackout Dates on Reward Nights\",\n \"category\": \"redemption\",\n \"description\": \"Members can redeem points for free nights with no blackout dates.\"\n },\n {\n \"name\": \"Dynamic Award Pricing Redemptions\",\n \"category\": \"redemption\",\n \"description\": \"Redeem points for free nights ranging from approximately 5,000 to 250,000 points per night at IHG hotels and resorts.\"\n },\n {\n \"name\": \"Earn Points with Partners\",\n \"category\": \"partners\",\n \"description\": \"Earn IHG points through partners including Hertz car rentals, OpenTable reservations, and Viator experiences (these earn Elite Qualifying Points). Also earn Non-Elite Qualifying Points via IHG Dine & Earn.\"\n },\n {\n \"name\": \"Point Transfers Between Members\",\n \"category\": \"redemption\",\n \"description\": \"Transfer IHG points to another member in 1,000-point increments for a fee of $5 per 1,000 points (0.5 cents per point).\"\n },\n {\n \"name\": \"Free Breakfast at Atwell Suites (Greater China)\",\n \"category\": \"dining\",\n \"description\": \"Obscure perk: Free breakfast for all IHG One Rewards members and one registered guest at Atwell Suites in Greater China (Mainland China, Hong Kong, Macau, Taiwan) on qualifying rates.\"\n },\n {\n \"name\": \"On-Property Tier Benefits on Group Bookings\",\n \"category\": \"stay\",\n \"description\": \"Members staying as part of a group booking are still entitled to receive their on-property tier member benefits (e.g., late check-out).\"\n },\n {\n \"name\": \"Eligibility for Bonus Point Promotions\",\n \"category\": \"promotions\",\n \"description\": \"IHG frequently runs promotions allowing members to earn extra bonus points on stays. Bonus points are Non-Elite Qualifying.\"\n },\n {\n \"name\": \"Eligibility to Purchase Points at Discount\",\n \"category\": \"earning\",\n \"description\": \"IHG periodically offers sales to buy points at a discount or with a bonus — useful for topping off accounts for redemptions.\"\n },\n {\n \"name\": \"Path to InterContinental Ambassador (Paid Upgrade)\",\n \"category\": \"status\",\n \"description\": \"Option to purchase InterContinental Ambassador status for $225 or 45,000 points annually, which includes automatic Platinum Elite status, a complimentary weekend night certificate, guaranteed room upgrade, 4pm late checkout, and other InterContinental perks.\"\n },\n {\n \"name\": \"Co-Branded Credit Card Status Shortcuts\",\n \"category\": \"status\",\n \"description\": \"Club members can obtain elite status via credit cards: IHG One Rewards Traveler Card gives automatic Silver Elite; IHG One Rewards Premier Card and Premier Business Card give automatic Platinum Elite. Chase Sapphire Reserve and United Club Card holders can also register for complimentary IHG Platinum Elite.\"\n },\n {\n \"name\": \"Points Expiration Policy\",\n \"category\": \"earning\",\n \"description\": \"Important caveat for Club members: points expire after 12 months without any earning or redemption activity. Any earn or redeem activity resets the counter. (Elite members' points do not expire.)\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T03:37:39.046Z\",\n \"perksRefreshedAt\": \"2026-05-25T02:49:13.251Z\",\n \"notes\": \"Travel\"\n },\n {\n \"program\": \"JetBlue TrueBlue\",\n \"currentBalance\": 4798,\n \"currentTier\": null,\n \"tierProgress\": null,\n \"tierProgressSummary\": null,\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free enrollment\",\n \"category\": \"membership\",\n \"description\": \"Free to join JetBlue TrueBlue with no membership fee. When you enroll, you start off as a basic member.\"\n },\n {\n \"name\": \"Points never expire\",\n \"category\": \"earning\",\n \"description\": \"TrueBlue points never expire as long as you have an account, removing the pressure to use them quickly.\"\n },\n {\n \"name\": \"Base earning on JetBlue flights\",\n \"category\": \"earning\",\n \"description\": \"Earn 3 base TrueBlue points per dollar spent on JetBlue-operated flights booked directly with JetBlue.\"\n },\n {\n \"name\": \"Bonus for booking on JetBlue.com or app\",\n \"category\": \"earning\",\n \"description\": \"Earn additional points (up to 11 points per dollar total) when booking through the JetBlue website or mobile app.\"\n },\n {\n \"name\": \"JetBlue Vacations earning\",\n \"category\": \"earning\",\n \"description\": \"Earn at least 6 points per dollar spent on JetBlue Vacations packages (airfare) and 1 point per dollar on hotels, car rentals, cruises, and transfers.\"\n },\n {\n \"name\": \"Partner airline earning\",\n \"category\": \"earning\",\n \"description\": \"Earn points on JetBlue's partner airlines including United (5 pts/$ via Blue Sky), Icelandair, Etihad, Qatar, Singapore, China Airlines, and South African Airways. Most partner earning is based on distance flown.\"\n },\n {\n \"name\": \"Avis & Budget car rental earning\",\n \"category\": \"partner\",\n \"description\": \"Earn 100 TrueBlue points per day on qualifying Avis and Budget rentals, plus access to special TrueBlue member rates.\"\n },\n {\n \"name\": \"IHG One Rewards point conversion\",\n \"category\": \"partner\",\n \"description\": \"Choose to earn TrueBlue points instead of IHG One Rewards points on IHG hotel stays - most properties earn 2 points per dollar (Candlewood Suites and Staybridge Suites earn 1 point per dollar). Bookings at The Venetian Resort Las Vegas earn 500 points per qualifying stay.\"\n },\n {\n \"name\": \"TrueBlue Shopping portal\",\n \"category\": \"earning\",\n \"description\": \"Earn bonus TrueBlue points when clicking through JetBlue's TrueBlue Shopping portal before making purchases at retail partners like Apple and Old Navy.\"\n },\n {\n \"name\": \"TrueBlue Dining\",\n \"category\": \"earning\",\n \"description\": \"Earn up to 3 points per dollar when dining in or ordering takeout at participating restaurants. Must enroll separately and link a payment card.\"\n },\n {\n \"name\": \"Jet Opinions survey program\",\n \"category\": \"earning\",\n \"description\": \"Earn 400 TrueBlue points for taking your first survey through JetBlue's Jet Opinions panel, plus additional points for subsequent surveys.\"\n },\n {\n \"name\": \"Paisly by JetBlue earning\",\n \"category\": \"earning\",\n \"description\": \"Earn points on hotel stays, car rentals, and activities booked through Paisly, JetBlue's travel booking service.\"\n },\n {\n \"name\": \"Points Pooling\",\n \"category\": \"earning\",\n \"description\": \"Combine TrueBlue points with up to 7 friends and family members at no cost. Pool Leader can manage members and redeem points. Great for families - you can open accounts for kids and pool everyone's points.\"\n },\n {\n \"name\": \"No blackout dates\",\n \"category\": \"redemption\",\n \"description\": \"No blackout dates on JetBlue-operated flights - use points for any seat at any time. No award charts and no fuel surcharges to worry about.\"\n },\n {\n \"name\": \"Cash + Points redemption\",\n \"category\": \"redemption\",\n \"description\": \"If you don't have enough points to cover full fare, you can pay with a combination of cash and TrueBlue points on any non-Blue Basic fare.\"\n },\n {\n \"name\": \"Award price drop refunds\",\n \"category\": \"redemption\",\n \"description\": \"If award flight price drops after booking, you can cancel and rebook or change your ticket and get the points difference refunded (not available on Blue Basic fares).\"\n },\n {\n \"name\": \"Partner award redemptions\",\n \"category\": \"redemption\",\n \"description\": \"Redeem TrueBlue points for flights on Etihad Airways, Hawaiian Airlines, and Qatar Airways (must call JetBlue for some partner awards).\"\n },\n {\n \"name\": \"Buy points option\",\n \"category\": \"earning\",\n \"description\": \"Option to purchase TrueBlue points through the website to top off your account if just short of an award (generally poor value at ~$37.63 per 1,000 points).\"\n },\n {\n \"name\": \"Transfer partner programs\",\n \"category\": \"earning\",\n \"description\": \"Transfer points 1:1 to JetBlue from Chase Ultimate Rewards, Citi ThankYou Rewards, and Wells Fargo Rewards. Amex Membership Rewards transfers at 250:200 ratio with an excise tax (occasional transfer bonuses available).\"\n },\n {\n \"name\": \"Perks You Pick (Tile milestones)\",\n \"category\": \"elite-progression\",\n \"description\": \"Even as a basic (non-Mosaic) member, at 10, 20, 30, and 40 tiles earned you can select one benefit each from: Priority security access for rest of the year, Group B early boarding for rest of year (excludes Blue Basic), one-time 5,000 TrueBlue points, or one complimentary alcoholic drink per flight for rest of year.\"\n },\n {\n \"name\": \"In-flight base amenities\",\n \"category\": \"in-flight\",\n \"description\": \"All TrueBlue members enjoy JetBlue's standard in-flight amenities: most legroom in coach (standard), free Wi-Fi (Fly-Fi), free live TV and movies, and complimentary snacks and non-alcoholic beverages.\"\n },\n {\n \"name\": \"Tile progress toward Mosaic\",\n \"category\": \"elite-progression\",\n \"description\": \"Earn 1 tile per $100 spent on JetBlue travel (flights, JetBlue Vacations, TrueBlue Travel) and 1 tile per $1,000 spent on JetBlue co-branded credit cards. 50 tiles earns Mosaic 1 status.\"\n },\n {\n \"name\": \"Award flights starting low\",\n \"category\": \"redemption\",\n \"description\": \"TrueBlue points can be redeemed for any seat on JetBlue, with redemptions valued around 1.3 cents per point on average.\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T03:38:02.771Z\",\n \"perksRefreshedAt\": \"2026-05-25T02:49:50.064Z\",\n \"notes\": \"Travel\"\n },\n {\n \"program\": \"Marriott Bonvoy\",\n \"currentBalance\": 0,\n \"currentTier\": \"Silver Elite\",\n \"tierProgress\": null,\n \"tierProgressSummary\": null,\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free Membership Enrollment\",\n \"category\": \"membership\",\n \"description\": \"Joining Marriott Bonvoy is free with sign-up, with no annual membership fee.\"\n },\n {\n \"name\": \"Base Points Earning\",\n \"category\": \"earning\",\n \"description\": \"Earn points for nights spent at Marriott properties, which can be redeemed for free nights, experiences, and more.\"\n },\n {\n \"name\": \"Exclusive Member Rates\",\n \"category\": \"discounts\",\n \"description\": \"Access exclusive discounted room rates when booking directly through Marriott websites or the mobile app — typically lower than rates offered to non-members.\"\n },\n {\n \"name\": \"Complimentary In-Room Wi-Fi\",\n \"category\": \"amenities\",\n \"description\": \"Members enjoy complimentary in-room Internet access when booking through Marriott websites or the app — a perk non-members don't get.\"\n },\n {\n \"name\": \"Mobile Check-in & Mobile Key\",\n \"category\": \"convenience\",\n \"description\": \"Use the Marriott Bonvoy mobile app to check into your room and use your phone as your room key at participating properties.\"\n },\n {\n \"name\": \"Mobile Chat / Mobile Requests\",\n \"category\": \"convenience\",\n \"description\": \"Use the Marriott Bonvoy app to chat with the hotel, request items, and get service before, during, and after your stay.\"\n },\n {\n \"name\": \"Ultimate Reservation Guarantee\",\n \"category\": \"guarantee\",\n \"description\": \"Often-forgotten perk: If Marriott can't honor your reservation for any reason, they guarantee they'll pay for you to stay at a nearby hotel and compensate you for the inconvenience.\"\n },\n {\n \"name\": \"Best Rate Guarantee\",\n \"category\": \"guarantee\",\n \"description\": \"If you find a lower publicly available rate on another website within 24 hours of booking, Marriott will match the rate and give you an additional discount (commonly forgotten perk).\"\n },\n {\n \"name\": \"Mobile Dining / Charge to Room Redemptions\",\n \"category\": \"redemption\",\n \"description\": \"During your stay at participating hotels, you can instantly redeem points for cocktails, meals, spa experiences and more — anything you can charge to your hotel room.\"\n },\n {\n \"name\": \"Cash + Points Bookings\",\n \"category\": \"redemption\",\n \"description\": \"Book and pay for your room by combining cash and points — stays start as low as $55 and 3,500 points, a flexible redemption option often overlooked.\"\n },\n {\n \"name\": \"PointSavers Discounted Redemptions\",\n \"category\": \"redemption\",\n \"description\": \"Save points on award redemptions at select top destinations around the world through the PointSavers program.\"\n },\n {\n \"name\": \"Marriott Bonvoy Moments\",\n \"category\": \"redemption\",\n \"description\": \"Often-forgotten perk: use points to bid on or purchase access to exclusive events, concerts, sports, culinary classes, and once-in-a-lifetime experiences.\"\n },\n {\n \"name\": \"Earn Points on Everyday Activities\",\n \"category\": \"earning\",\n \"description\": \"Earn Marriott Bonvoy points on dining (Marriott Bonvoy Eat Around Town program), golf, shopping, ride-share partners, and co-branded credit card spending — not just hotel stays.\"\n },\n {\n \"name\": \"Points for Gift Cards & Shopping\",\n \"category\": \"redemption\",\n \"description\": \"Convert Marriott Bonvoy points to spend at retailers, or use them for gift cards and shopping with partners (an often-forgotten redemption option).\"\n },\n {\n \"name\": \"Points Transfer to Airline Partners\",\n \"category\": \"partners\",\n \"description\": \"Transfer Marriott Bonvoy points to dozens of airline frequent flyer partners (typically at 3:1) for flight redemptions — a frequently forgotten perk for general members.\"\n },\n {\n \"name\": \"Points Validity (24 months of activity)\",\n \"category\": \"earning\",\n \"description\": \"Marriott Bonvoy points remain valid as long as your account has any qualifying activity (earning or redemption) within a 24-month period.\"\n },\n {\n \"name\": \"Path to Elite Status\",\n \"category\": \"status\",\n \"description\": \"Stays as a general member count toward Elite Night Credits — just 10 nights unlocks Silver Elite status.\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T03:38:29.780Z\",\n \"perksRefreshedAt\": \"2026-05-25T02:50:16.361Z\",\n \"notes\": \"Travel\"\n },\n {\n \"program\": \"Miles & More (Lufthansa)\",\n \"currentBalance\": 0,\n \"currentTier\": null,\n \"tierProgress\": null,\n \"tierProgressSummary\": null,\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free Membership\",\n \"value\": 0,\n \"category\": \"membership\",\n \"description\": \"Miles & More is completely free to join with no annual fee.\"\n },\n {\n \"name\": \"Earn Award Miles on Flights\",\n \"category\": \"earning\",\n \"description\": \"Earn award miles on Lufthansa, Lufthansa Group airlines (SWISS, Austrian, Brussels Airlines, Eurowings), LOT Polish, Luxair, and all Star Alliance partners. Miles are calculated based on distance flown and booking class.\"\n },\n {\n \"name\": \"Earn Miles with ~40 Partner Airlines\",\n \"category\": \"earning\",\n \"description\": \"Collect miles when flying with almost 40 partner airlines including Star Alliance members and other Miles & More partners.\"\n },\n {\n \"name\": \"Earn Miles on Everyday Purchases\",\n \"category\": \"earning\",\n \"description\": \"Earn miles on everyday non-flight activities: hotel stays, car rentals, Deutsche Bahn trains, shopping at LH Worldshop and partner shops, investing in certain funds, opening accounts with certain banks, and more.\"\n },\n {\n \"name\": \"500 Welcome Miles for App Download\",\n \"category\": \"bonus\",\n \"description\": \"Receive 500 miles immediately when you download the Miles & More app after registration.\"\n },\n {\n \"name\": \"Redeem Miles for Award Flights\",\n \"category\": \"redemption\",\n \"description\": \"Use miles for award flights on Lufthansa Group airlines and all Star Alliance carriers. Requires minimum 7,000 miles in account to search award flights.\"\n },\n {\n \"name\": \"Mileage Bargains\",\n \"category\": \"redemption\",\n \"description\": \"Access monthly Mileage Bargains where specific routes are discounted up to 50% off the standard award price. A round-trip to Europe can cost as little as 30,000 miles in economy.\"\n },\n {\n \"name\": \"Early Bird Reward Tickets\",\n \"category\": \"redemption\",\n \"description\": \"Up to 65% discount on miles required for Economy Class Reward tickets when booked more than 30 days in advance on Lufthansa, Austrian, or SWISS flights departing from FRA, GVA, MUC, VIE, or ZRH.\"\n },\n {\n \"name\": \"Promo & Fly Smart Reward Tickets\",\n \"category\": \"redemption\",\n \"description\": \"Access to Promo Reward tickets at reduced mileage rates and Fly Smart Award Flights bookable within 14 days of departure.\"\n },\n {\n \"name\": \"Redeem Miles for Upgrades\",\n \"category\": \"redemption\",\n \"description\": \"Use miles to upgrade flights on fully integrated Miles & More carriers and select Star Alliance partners (ANA, Asiana, Singapore Airlines, TAP Air Portugal, Thai Airways).\"\n },\n {\n \"name\": \"Lufthansa WorldShop Redemptions\",\n \"category\": \"redemption\",\n \"description\": \"Redeem miles for merchandise, products, and experiences in the Lufthansa WorldShop.\"\n },\n {\n \"name\": \"Hotel & Car Rental Redemptions\",\n \"category\": \"redemption\",\n \"description\": \"Exchange miles for stays at partner hotels (Hyatt, Marriott, etc.) and car rentals with partners like National.\"\n },\n {\n \"name\": \"Green Fares Bonus (20% Extra Miles)\",\n \"category\": \"earning\",\n \"description\": \"Often-forgotten perk: booking 'Green Fares' (Economy Green and Business Green) earns 20% more status and award miles on European routes, plus contributes to sustainable aviation fuel.\"\n },\n {\n \"name\": \"Earn Miles Based on Ticket Price (Direct Bookings)\",\n \"category\": \"earning\",\n \"description\": \"When booking directly through Lufthansa's website, miles are earned based on amount paid for the ticket. Third-party bookings earn based on flight distance and class.\"\n },\n {\n \"name\": \"36-Month Mile Validity\",\n \"category\": \"earning\",\n \"description\": \"Award miles for general members are valid for 36 months from the end of the quarter they were earned (can be extended through certain activity).\"\n },\n {\n \"name\": \"Marriott Bonvoy Status Acceleration\",\n \"category\": \"partner\",\n \"description\": \"Obscure perk: Link Miles & More with Marriott Bonvoy to earn 40 points toward Marriott elite status for each 2-night paid stay (capped at 120 per year).\"\n },\n {\n \"name\": \"Timeshifter App Free Access\",\n \"category\": \"lifestyle\",\n \"description\": \"Often-forgotten perk: Miles & More members get access to the Timeshifter jetlag app and can earn extra miles through it.\"\n },\n {\n \"name\": \"JetFriends Program (Under 18)\",\n \"category\": \"membership\",\n \"description\": \"Members under 18 enrolled in JetFriends keep their award miles valid as long as they remain members (no 36-month expiration).\"\n },\n {\n \"name\": \"Miles & More Credit Card Eligibility\",\n \"category\": \"credit-card\",\n \"description\": \"Eligible to apply for the Miles & More Credit Card (Visa/Mastercard/Amex depending on country), available in 20+ countries, to accelerate mileage earning on everyday purchases.\"\n },\n {\n \"name\": \"Miles & More Selections (Select Promotions)\",\n \"category\": \"promotions\",\n \"description\": \"Access to special promotions, bonus mile offers, and Miles & More Selections promotional campaigns throughout the year.\"\n },\n {\n \"name\": \"Status Match Eligibility\",\n \"category\": \"status\",\n \"description\": \"Even as a general member, you're eligible to apply via StatusMatch.com for a status match from competing programs (e.g., ITA Volare) to receive Frequent Traveller or Senator status.\"\n },\n {\n \"name\": \"Path to Elite Status\",\n \"category\": \"status\",\n \"description\": \"Begin earning Points and Qualifying Points toward Frequent Traveller (650 Points + 325 QP) and higher tiers. All elite status, once earned, lasts approximately two years.\"\n },\n {\n \"name\": \"Online Account Management\",\n \"category\": \"service\",\n \"description\": \"Free access to online account management, mileage calculator, and the Miles & More mobile app.\"\n }\n ],\n \"lastSyncedAt\": null,\n \"perksRefreshedAt\": \"2026-05-25T02:50:54.066Z\",\n \"notes\": \"Business\"\n },\n {\n \"program\": \"Southwest Rapid Rewards\",\n \"currentBalance\": 9631,\n \"currentTier\": null,\n \"tierProgress\": null,\n \"tierProgressSummary\": null,\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free Program Enrollment\",\n \"category\": \"membership\",\n \"description\": \"Southwest Rapid Rewards has no membership fee. By enrolling in the free Rapid Rewards program, you automatically begin earning points on Southwest flights, and there's no reason to ever close your account since points don't expire as long as your account remains open.\"\n },\n {\n \"name\": \"Points Earning on Flights\",\n \"category\": \"earning\",\n \"description\": \"Earn 14 points per dollar on Business Select fares, 10 points per dollar on Anytime fares, 6 points per dollar on Wanna Get Away Plus fares, and 2 points per dollar on Basic fares.\"\n },\n {\n \"name\": \"Points Never Expire\",\n \"category\": \"earning\",\n \"description\": \"As long as your Rapid Rewards loyalty account remains open, your points are safe and do not expire.\"\n },\n {\n \"name\": \"Complimentary In-Flight Wi-Fi for Members\",\n \"value\": 8,\n \"category\": \"in-flight\",\n \"description\": \"Rapid Rewards members enjoy free Wi-Fi on their devices when connected to the aircraft's internet service (non-members pay a fee). Note: only roughly 30% of the fleet is currently equipped with Wi-Fi as of early 2026.\"\n },\n {\n \"name\": \"Free Snacks and Soft Drinks\",\n \"category\": \"in-flight\",\n \"description\": \"Southwest offers complimentary snacks and non-alcoholic beverages to all passengers on board.\"\n },\n {\n \"name\": \"Same-Day Standby\",\n \"category\": \"flexibility\",\n \"description\": \"All passengers, including general members, can list for standby on an earlier flight at no additional cost, subject to availability. You can add yourself via the Southwest app, mobile web, or with a gate agent.\"\n },\n {\n \"name\": \"No Change or Cancellation Fees\",\n \"category\": \"flexibility\",\n \"description\": \"You can cancel or change your flight without fees on most fare types. Note that Basic fares do not allow same-day confirmed changes but can still fly standby.\"\n },\n {\n \"name\": \"No Blackout Dates on Award Travel\",\n \"category\": \"redemption\",\n \"description\": \"No blackout dates means your choices and possibilities for reward travel are wide open — every seat for sale is available as a reward seat.\"\n },\n {\n \"name\": \"Cash + Points Bookings\",\n \"category\": \"redemption\",\n \"description\": \"Rapid Rewards Members can combine points and other eligible forms of payment to purchase flights. Cash + Points bookings still earn Rapid Rewards points, tier qualifying points, and Companion Pass qualifying points on the cash portion.\"\n },\n {\n \"name\": \"Redeem Points for More Than Flights\",\n \"category\": \"redemption\",\n \"description\": \"Members can redeem points for flights through Southwest and for gift cards, merchandise, hotel stays, rental cars, and exclusive Cardmember experiences through the Southwest More Rewards program.\"\n },\n {\n \"name\": \"Rapid Rewards Shopping Portal\",\n \"category\": \"earning\",\n \"description\": \"Earn points at over 1,100 online stores when you shop through the Southwest Rapid Rewards Shopping portal — an often-forgotten way to rack up points on everyday purchases.\"\n },\n {\n \"name\": \"Rapid Rewards Dining Program\",\n \"category\": \"earning\",\n \"description\": \"Earn up to 3 points per $1 spent at participating restaurants, plus bonus points for submitting restaurant reviews after dining.\"\n },\n {\n \"name\": \"Bilt Rewards Transfer Partner\",\n \"category\": \"earning\",\n \"description\": \"Members who join Bilt, set up rent payments, and link their Southwest Rapid Rewards account in the Bilt app can convert Bilt points to Rapid Rewards points (minimum 1,000 Bilt points at a time; Blue Status Bilt members must convert at least 2,000).\"\n },\n {\n \"name\": \"Electricity Provider Bonuses\",\n \"category\": \"earning\",\n \"description\": \"An obscure perk: members in some states can earn a sign-up bonus and ongoing bonuses when they switch their power service to NRG Home or Reliant.\"\n },\n {\n \"name\": \"Survey Points via e-Rewards & Rewards For Opinions\",\n \"category\": \"earning\",\n \"description\": \"Participate in market research and earn Rapid Rewards points when you share your opinion via the e-Rewards and Rewards For Opinions platforms.\"\n },\n {\n \"name\": \"Emergency Assistance Plus Travel Insurance Points\",\n \"category\": \"earning\",\n \"description\": \"Members who enroll in Emergency Assistance Plus travel medical insurance can earn 1,500 points at sign-up and during annual renewal, plus 500 points for each add-on.\"\n },\n {\n \"name\": \"Hotel & Rental Car Partner Point Transfers\",\n \"category\": \"earning\",\n \"description\": \"You can transfer points from partner rental car and hotel loyalty programs to Rapid Rewards. Exchange rates are generally poor, but it can be useful to top off your balance before a redemption.\"\n },\n {\n \"name\": \"Book Flights for Others With Your Points\",\n \"category\": \"redemption\",\n \"description\": \"You can use your Rapid Rewards points to book a flight for someone else — generally a better option than transferring points (which costs $5 per 500 points).\"\n },\n {\n \"name\": \"Icelandair Partner Bookings\",\n \"category\": \"partner\",\n \"description\": \"Southwest has partnered with Icelandair, allowing Rapid Rewards members to earn points on itineraries booked through Icelandair that include a Southwest-operated segment, opening up gateways to Europe.\"\n },\n {\n \"name\": \"Path to Companion Pass\",\n \"category\": \"elite-progression\",\n \"description\": \"Even as a general member, you can earn the famous Companion Pass by flying 100 qualifying one-way flights or earning 135,000 Companion Pass qualifying points in a calendar year. Once earned, one designated companion flies for free (just taxes/fees) for the rest of that year plus the entire following calendar year.\"\n },\n {\n \"name\": \"Buy Points to Top Off\",\n \"category\": \"redemption\",\n \"description\": \"Members can purchase Rapid Rewards points (typically 1.5–3 cents each) to top off an account for a needed redemption, though it's usually not the best value unless paired with the Companion Pass.\"\n },\n {\n \"name\": \"Add Number After Booking\",\n \"category\": \"flexibility\",\n \"description\": \"Forgot to add your Rapid Rewards number when booking? You can easily add it after booking via 'Manage Reservations' in the Southwest app or website, or by calling customer service.\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T03:39:22.129Z\",\n \"perksRefreshedAt\": \"2026-05-25T02:51:29.425Z\",\n \"notes\": \"Travel\"\n },\n {\n \"program\": \"United MileagePlus\",\n \"currentBalance\": 91291,\n \"currentTier\": null,\n \"tierProgress\": null,\n \"tierProgressSummary\": null,\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free Membership\",\n \"category\": \"membership\",\n \"description\": \"MileagePlus is free to join via United's website; sign up online and start earning and redeeming miles immediately.\"\n },\n {\n \"name\": \"Miles Never Expire\",\n \"category\": \"earning\",\n \"description\": \"United MileagePlus miles do not expire as long as your account remains open and in good standing — a frequently overlooked benefit since most US airlines have this policy but it's still valuable.\"\n },\n {\n \"name\": \"Base Earning on United Flights\",\n \"category\": \"earning\",\n \"description\": \"Earn a base of 5 miles per dollar spent on the base fare of United and United Express flights as a general member (note: some sources cite 3 miles/$ for general members without a United card post-2026 changes — earning rates have been reduced for general members without a co-branded card).\"\n },\n {\n \"name\": \"Earn on 40+ Partner Airlines\",\n \"category\": \"earning\",\n \"description\": \"Earn miles on flights with Star Alliance partners (Lufthansa, ANA, Singapore Airlines, Air Canada, etc.) plus non-alliance partners and JetBlue via the Blue Sky partnership. Earning on partners is based on fare class and flight distance.\"\n },\n {\n \"name\": \"Redeem on Star Alliance & Partners\",\n \"category\": \"redemption\",\n \"description\": \"Redeem miles for award flights on United and 40+ partner airlines worldwide. United does not pass on fuel surcharges on most partner awards, a commonly forgotten advantage that makes partner redemptions much cheaper than other programs.\"\n },\n {\n \"name\": \"No Award Change or Cancellation Fees\",\n \"category\": \"redemption\",\n \"description\": \"United charges no change or cancellation fees on award flights for all members. No-shows require a $125 redeposit fee. Applies to general members too.\"\n },\n {\n \"name\": \"MileagePlus Shopping Portal\",\n \"category\": \"earning\",\n \"description\": \"Earn miles for every dollar spent at 1,100+ online retailers (Apple, Kohl's, CVS, Home Depot, Macy's, etc.) through the MileagePlus Shopping mall, with bonuses ranging from 1 to 10 miles per dollar.\"\n },\n {\n \"name\": \"MileagePlus Dining\",\n \"category\": \"earning\",\n \"description\": \"Link a credit card and earn miles when dining at 11,000+ participating restaurants. Base members earn 0.5 miles per dollar, with higher tiers available for VIP members. Stackable with credit card category bonuses.\"\n },\n {\n \"name\": \"MileagePlus X App\",\n \"category\": \"earning\",\n \"description\": \"Mobile app that combines shopping and dining earning options with location-based filtering for nearby participating merchants.\"\n },\n {\n \"name\": \"Hotel & Car Rental Earning\",\n \"category\": \"earning\",\n \"description\": \"Earn miles at 30,000+ hotels (Marriott, etc.) and car rentals (Hertz, Avis, etc.) by selecting miles instead of hotel points or adding your MileagePlus number to bookings.\"\n },\n {\n \"name\": \"Cruise Earning\",\n \"category\": \"earning\",\n \"description\": \"Earn miles on qualifying cruise vacations booked through United Cruises and other cruise partners.\"\n },\n {\n \"name\": \"Financial Partners Earning\",\n \"category\": \"earning\",\n \"description\": \"Earn miles when doing business with lending, utilities, and other financial partners — an often-overlooked way to accumulate miles without spending on travel.\"\n },\n {\n \"name\": \"Marriott Vacation Club Conversions\",\n \"category\": \"earning\",\n \"description\": \"Marriott Vacation Club owners can exchange points for miles starting at 500 Vacation Club Points for 8,000 miles, up to 40,000 miles per member per year.\"\n },\n {\n \"name\": \"Miles Pooling\",\n \"category\": \"earning\",\n \"description\": \"Combine and share miles with up to 4 other MileagePlus members (including children) for free. Pooled miles can only be redeemed for United/United Express flights, not partners or upgrades.\"\n },\n {\n \"name\": \"Free Starlink Wi-Fi\",\n \"category\": \"in-flight\",\n \"description\": \"MileagePlus members get free Starlink Wi-Fi on United flights where available — a benefit commonly forgotten; you must be a member (free signup) to access it.\"\n },\n {\n \"name\": \"Family Seating Guarantee\",\n \"category\": \"seating\",\n \"description\": \"Children under 12 are seated next to their adult family members at no additional charge, even in basic economy. If adjacent seats aren't available, a free flight change without fare difference is allowed.\"\n },\n {\n \"name\": \"Discounted CLEAR Membership\",\n \"category\": \"airport\",\n \"description\": \"General MileagePlus members can sign up for CLEAR Plus at a discounted rate of $189/year (vs. the standard public price).\"\n },\n {\n \"name\": \"Redeem Miles for Non-Flight Awards\",\n \"category\": \"redemption\",\n \"description\": \"Use miles to book hotel stays, vacation homes, car rentals, cruises, gift cards, United Club day passes/memberships, Wi-Fi subscriptions, TSA PreCheck credits, and dining at select Newark and Houston airport restaurants. Note: these options typically offer lower value (<1.2 cents/mile) than flight redemptions.\"\n },\n {\n \"name\": \"Merchandise Awards Shopping\",\n \"category\": \"redemption\",\n \"description\": \"Spend miles through the Merchandise Awards shopping portal for physical goods and gifts.\"\n },\n {\n \"name\": \"Track PQF/PQP Toward Elite Status\",\n \"category\": \"membership\",\n \"description\": \"Every flight earns Premier Qualifying Points (PQP) and Premier Qualifying Flights (PQF) automatically, putting you on the path to Premier Silver, Gold, Platinum, or 1K status.\"\n },\n {\n \"name\": \"Status Match Challenge Eligibility\",\n \"category\": \"status\",\n \"description\": \"Even as a general member, you can request a United status match challenge based on your eligible status with another airline — typically matching to a Premier tier with a 120-day requirement to complete flight activity to retain status.\"\n },\n {\n \"name\": \"Buy & Gift Miles\",\n \"category\": \"earning\",\n \"description\": \"Purchase miles directly from MileagePlus to top off your account for a specific award (though typically not great value at higher than 1.2 cents/mile).\"\n },\n {\n \"name\": \"United MileagePlus Debit Rewards Card Eligibility\",\n \"category\": \"earning\",\n \"description\": \"Option to apply for the MileagePlus Debit Rewards Card — no credit check required — earning 1 mile per $1 on United purchases and 1 mile per $2 elsewhere, plus miles for maintaining account balances.\"\n },\n {\n \"name\": \"Transfer Partners (Chase & Bilt)\",\n \"category\": \"earning\",\n \"description\": \"United is a 1:1 transfer partner of Chase Ultimate Rewards and Bilt Rewards, allowing general members to rapidly boost their balances via flexible points transfers.\"\n },\n {\n \"name\": \"Saver Award Access\",\n \"category\": \"redemption\",\n \"description\": \"General members can book Saver-level awards (the lowest-priced redemption tier), though elite members and cardholders get expanded access to Saver inventory.\"\n },\n {\n \"name\": \"Exclusive Member Promotions\",\n \"category\": \"promotion\",\n \"description\": \"Access to MileagePlus-exclusive promotions, bonus mile offers, and discounted bookings sent via email and visible when logged in.\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T03:39:34.319Z\",\n \"perksRefreshedAt\": \"2026-05-25T02:52:16.125Z\",\n \"notes\": \"Travel\"\n },\n {\n \"program\": \"World of Hyatt\",\n \"currentBalance\": 13065,\n \"currentTier\": \"Member\",\n \"tierProgress\": {\n \"notes\": \"YTD activity per May 6, 2026 account summary: 0 base points and 0 qualifying nights. Discoverist requires 10 qualifying nights (or 25,000 base points) in a calendar year.\",\n \"metric\": \"qualifying nights\",\n \"target\": 10,\n \"current\": 0,\n \"nextTier\": \"Discoverist\",\n \"progressPct\": 0\n },\n \"tierProgressSummary\": \"0 of 10 qualifying nights (0%) toward Discoverist\",\n \"annualFee\": 0,\n \"perks\": [\n {\n \"name\": \"Free to Join\",\n \"value\": 0,\n \"category\": \"Membership\",\n \"description\": \"World of Hyatt has no membership fee and no minimum stay or point requirements to enroll.\"\n },\n {\n \"name\": \"5 Base Points per Dollar\",\n \"category\": \"Earning\",\n \"description\": \"Earn 5 Base Points per eligible U.S. dollar spent at most Hyatt hotels and resorts (2.5 base points per eligible dollar at Hyatt Studios). Applies to room rates, dining, spa, and incidentals - excluding taxes and fees.\"\n },\n {\n \"name\": \"Member-Only Rates\",\n \"category\": \"Discount\",\n \"description\": \"Access to discounted member-exclusive room rates on Hyatt.com that are not available to non-members.\"\n },\n {\n \"name\": \"Waived Resort Fees on Award Stays\",\n \"category\": \"Fee Waiver\",\n \"description\": \"Resort fees are waived when redeeming points or using a Free Night Award - a perk many other hotel programs (like Marriott) do not offer even to elite members.\"\n },\n {\n \"name\": \"Free Night Award Redemptions\",\n \"category\": \"Redemption\",\n \"description\": \"Redeem points for free nights starting at just 3,000 points per night using Hyatt's fixed award chart, meaning award prices don't fluctuate dynamically. Points are valued around 1.65-1.8 cents each, among the highest in the hotel industry.\"\n },\n {\n \"name\": \"Brand Explorer Free Night Award\",\n \"category\": \"Bonus Award\",\n \"description\": \"Earn a Category 1-4 Free Night Award after completing eligible stays at 5 different Hyatt brands. This is a lifetime benefit (progress never resets) and you can earn up to 7 awards by staying at 35 unique brands. All stays count - paid, points, and Free Night Awards.\"\n },\n {\n \"name\": \"Milestone Rewards\",\n \"category\": \"Bonus Award\",\n \"description\": \"Separate from elite status, all members qualify for Milestone Rewards starting at 20 qualifying nights or 35,000 Base Points in a calendar year, continuing every 10 nights up to 150 nights. Rewards include bonus points, Club access, suite upgrades, free night awards, and wellbeing experiences (choice of 3 at most thresholds).\"\n },\n {\n \"name\": \"Airline Partner Mileage Conversion\",\n \"category\": \"Partner\",\n \"description\": \"Choose to earn airline miles instead of Hyatt points for each stay with more than 25 airline partners.\"\n },\n {\n \"name\": \"American Airlines AAdvantage Partnership\",\n \"category\": \"Partner\",\n \"description\": \"Reciprocal benefits partnership with American Airlines AAdvantage - link accounts to earn benefits across both programs.\"\n },\n {\n \"name\": \"Avis Car Rental Bonus\",\n \"category\": \"Partner\",\n \"description\": \"Earn 500 Bonus Points plus up to 25% off base rates for each qualifying rental at participating Avis locations worldwide.\"\n },\n {\n \"name\": \"FIND Experiences (10x Points)\",\n \"category\": \"Earning\",\n \"description\": \"Earn 10 Base Points per eligible $1 spent on FIND experiences - over 500 wellbeing and activity experiences in more than 80 destinations. Higher earning rate than hotel stays.\"\n },\n {\n \"name\": \"Peloton Bonus Points\",\n \"category\": \"Earning\",\n \"description\": \"Earn 100 Bonus Points for every qualifying Peloton ride or row at participating Hyatt hotels (up to 10 times per stay) when accounts are linked.\"\n },\n {\n \"name\": \"Headspace Access\",\n \"category\": \"Wellbeing\",\n \"description\": \"Members get access to exclusive Headspace mindfulness and meditation content through their World of Hyatt membership - an often-forgotten perk.\"\n },\n {\n \"name\": \"MGM/M life Rewards Partnership\",\n \"category\": \"Partner\",\n \"description\": \"Earn 5 Base Points per $1 on rooms, restaurants, bars and select retail at The Venetian or The Palazzo Las Vegas when booked through Hyatt. Stays also count toward tier status, Milestone Rewards, and Brand Explorer.\"\n },\n {\n \"name\": \"Mr & Mrs Smith Partnership\",\n \"category\": \"Partner\",\n \"description\": \"Earn 5 Base Points per eligible $1 spent on room rates at participating Mr & Mrs Smith hotels (over 1,000 boutique/luxury independent hotels), plus tier-qualifying credit and Brand Explorer credit.\"\n },\n {\n \"name\": \"Retroactive Stay Credit\",\n \"category\": \"Service\",\n \"description\": \"Members can request retroactive credit for missed stays up to one year after check-out via the online Past Stay Credit form.\"\n },\n {\n \"name\": \"Purchase Bonus Points\",\n \"category\": \"Option\",\n \"description\": \"Ability to purchase between 2,000 and 55,000 Bonus Points per calendar year (in 1,000-point increments) to top off an account for an award redemption.\"\n },\n {\n \"name\": \"Award Transfer to Other Members\",\n \"category\": \"Flexibility\",\n \"description\": \"Eligible Awards (such as Free Night Awards) can be transferred to another World of Hyatt member's account directly through Hyatt.com or the app.\"\n },\n {\n \"name\": \"Chase/Bilt Points Transfer Partner\",\n \"category\": \"Partner\",\n \"description\": \"Hyatt is a 1:1 transfer partner for Chase Ultimate Rewards and Bilt Rewards - one of the most valuable hotel transfer options available.\"\n },\n {\n \"name\": \"Promotional Bonus Offers\",\n \"category\": \"Promotion\",\n \"description\": \"Regular targeted promotions like bonus points per stay (e.g., 4,000 bonus points for every 2 qualifying nights) and 500 extra points per night at newly opened Hyatt hotels. Members can enroll in multiple simultaneously via the Offers page.\"\n },\n {\n \"name\": \"24-Month Point Expiration Policy\",\n \"category\": \"Account\",\n \"description\": \"Points are forfeited only after 24 consecutive months of account inactivity, but the account itself remains open and you can resume earning - more lenient than many competing programs.\"\n },\n {\n \"name\": \"Path to Discoverist Status\",\n \"category\": \"Status Progression\",\n \"description\": \"Earn first elite tier (Discoverist) by completing just 10 qualifying nights or 25,000 Base Points in a calendar year - or get it automatically by holding the World of Hyatt Credit Card or World of Hyatt Business Credit Card.\"\n },\n {\n \"name\": \"Lifetime Globalist Pathway\",\n \"category\": \"Status Progression\",\n \"description\": \"All members work toward Lifetime Globalist status, granted to those who earn 1,000,000 Base Points over the lifetime of their membership. Hyatt Gold Passport lifetime points carry over.\"\n }\n ],\n \"lastSyncedAt\": \"2026-05-25T03:39:49.766Z\",\n \"perksRefreshedAt\": \"2026-05-25T02:53:01.720Z\",\n \"notes\": \"Travel\"\n }\n]",
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},
{
"name": "search_hotels",
"input": {
"notes": "Prefer Hyatt or Marriott. Aisle seat preference for flights. Elite status relevant.",
"guests": 1,
"checkIn": "2025-07-18",
"checkOut": "2025-07-20",
"destination": "Chicago",
"preferredChains": [
"Hyatt",
"Marriott"
]
},
"result": "{\"destination\":\"Chicago\",\"checkIn\":\"2025-07-18\",\"checkOut\":\"2025-07-20\",\"guests\":1,\"hotels\":[{\"name\":\"Hyatt Regency Chicago\",\"chain\":\"Hyatt\",\"area\":\"Downtown / Chicago Riverwalk (near The Loop)\",\"pricePerNightUsd\":245,\"totalUsd\":490,\"rating\":4.3,\"reviewCount\":5000,\"bookingUrl\":\"https://www.hyatt.com/hyatt-regency/en-US/chirc-hyatt-regency-chicago\",\"notes\":\"Largest hotel in downtown Chicago with 2,000+ rooms on the Chicago River; <cite index=\\\"2-3\\\">walkable to Navy Pier, Millennium Park, Riverwalk, and the Magnificent Mile</cite>. <cite index=\\\"10-1\\\">Rated 8.7 by recent Booking.com guests</cite>. Note: <cite index=\\\"2-14\\\">a $30/night destination fee applies</cite>. Booking on hyatt.com earns World of Hyatt points and honors elite status.\"},{\"name\":\"Park Hyatt Chicago\",\"chain\":\"Hyatt\",\"area\":\"Gold Coast / Magnificent Mile\",\"pricePerNightUsd\":595,\"totalUsd\":1190,\"rating\":4.7,\"bookingUrl\":\"https://www.hyatt.com/park-hyatt/en-US/chiph-park-hyatt-chicago\",\"notes\":\"Luxury 5-star flagship — <cite index=\\\"1-1\\\">voted #1 Chicago Hotel by Travel + Leisure World's Best Awards 2025</cite>. <cite index=\\\"1-5\\\">Steps from the historic Water Tower and Michigan Avenue</cite>. Best for using Globalist suite upgrades / maximizing elite benefits; pricier but punchy redemption value.\"},{\"name\":\"Hyatt Place Chicago/Downtown - The Loop\",\"chain\":\"Hyatt\",\"area\":\"The Loop\",\"pricePerNightUsd\":195,\"totalUsd\":390,\"rating\":4.2,\"bookingUrl\":\"https://www.hyatt.com/hyatt-place/en-US/chizp-hyatt-place-chicago-downtown-the-loop\",\"notes\":\"Solid mid-tier Hyatt with free breakfast (a nice perk for any World of Hyatt member). <cite index=\\\"5-2\\\">18-story Silver LEED-certified hotel with heated indoor pool, 24-hour fitness center, and free Wi-Fi</cite>. <cite index=\\\"3-11\\\">Less than a mile from Millennium Park and right next to Willis Tower</cite>. Good points-earning value.\"},{\"name\":\"JW Marriott Chicago\",\"chain\":\"Marriott\",\"area\":\"The Loop (LaSalle & Adams)\",\"pricePerNightUsd\":379,\"totalUsd\":758,\"rating\":4.5,\"bookingUrl\":\"https://www.marriott.com/en-us/hotels/chijw-jw-marriott-chicago/overview/\",\"notes\":\"AAA Four-Diamond luxury property in a Daniel Burnham landmark; <cite index=\\\"15-30\\\">recently completed a $396 million restoration</cite>. Strong elite recognition — <cite index=\\\"14-35\\\">Platinum/Titanium/Ambassador members plus one guest get complimentary breakfast, hors d'oeuvres, desserts, and non-alcoholic beverages in the Club Lounge</cite>. Recent guest reports confirm <cite index=\\\"15-2,15-3\\\">Lifetime Titanium upgrade to a suite with top-notch service</cite>.\"},{\"name\":\"Chicago Marriott Downtown Magnificent Mile\",\"chain\":\"Marriott\",\"area\":\"Magnificent Mile\",\"pricePerNightUsd\":289,\"totalUsd\":578,\"rating\":4,\"reviewCount\":4932,\"bookingUrl\":\"https://www.marriott.com/en-us/hotels/chidt-chicago-marriott-downtown-magnificent-mile/overview/\",\"notes\":\"Classic large Marriott on Michigan Ave with on-site Starbucks and Harvest restaurant. <cite index=\\\"13-27\\\">Marriott Bonvoy Platinum members and above get Concierge Lounge access with enhanced continental breakfast and afternoon hors d'oeuvres</cite>. Caveat: <cite index=\\\"12-19,12-20\\\">Club Lounge is open Sunday evening through Friday morning and closed weekends</cite> — Scott's Fri-Sun stay means lounge will be closed. <cite index=\\\"12-11\\\">Navy Pier and Millennium Park are both ~1 mile away</cite>.\"},{\"name\":\"Residence Inn by Marriott Chicago Downtown/River North\",\"chain\":\"Marriott\",\"area\":\"River North\",\"pricePerNightUsd\":219,\"totalUsd\":438,\"rating\":4.3,\"bookingUrl\":\"https://www.marriott.com/en-us/hotels/chirn-residence-inn-chicago-downtown-river-north/overview/\",\"notes\":\"All-suite property with free hot breakfast for all guests — strong value for a solo Bonvoy member. <cite index=\\\"11-7\\\">Navy Pier, Willis Tower, and the Magnificent Mile are just steps away</cite>. <cite index=\\\"11-8,11-9,11-10\\\">Spacious suites with separate living/sleeping/dining areas, fully equipped kitchen, and complimentary hot breakfast</cite>. <cite index=\\\"11-6\\\">2025 Tripadvisor Travelers' Choice Award winner</cite>.\"}],\"summary\":\"Six chain.com bookable options weighted toward Scott's preferred Hyatt and Marriott brands across downtown Chicago, ranging from mid-tier points earners (Hyatt Place, Residence Inn) to luxury elite-upgrade plays (Park Hyatt, JW Marriott).\",\"note\":\"Prices are estimates from web search. Always confirm on the booking URL before booking.\"}",
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] | |
| 5/25/2026, 8:34:38 PM | 2 | 4 / 451 | 39318ms | what lounges can i access at JFK Terminal 4 | 1 calls[
{
"name": "lookup_lounge_access",
"input": {
"terminal": "4",
"airport_iata": "JFK"
},
"result": "{\"airport\":\"JFK\",\"terminal\":\"4\",\"accessible\":[{\"name\":\"Chase Sapphire Lounge by The Club with Etihad Airways\",\"terminal\":\"T4, after security - turn left and continue on the same level (~3 min walk)\",\"grantedBy\":\"Chase Sapphire Lounge by The Club Access (via Chase Reserve)\",\"notes\":\"Open daily 5:00 AM - 11:00 PM. Complimentary access for Chase Sapphire Reserve cardmembers with up to 2 guests; additional guests at $75. Restricted access for non-Chase members between 10:30 AM - 2:00 PM daily. During peak periods, Chase cardmembers get priority and others may be waitlisted. Also accessible via Priority Pass (but Chase Sapphire benefit is the better entry method).\"},{\"name\":\"HelloSky Lounge (formerly Primeclass)\",\"terminal\":\"T4, near Gate A2\",\"grantedBy\":\"Priority Pass Select Membership (via Chase Reserve)\",\"notes\":\"Open 24 hours daily. Maximum 3-hour stay. Access permitted 3 hours before scheduled flight departure. Must show outbound JFK boarding pass with confirmed same-day travel. Buffet dining, brown leather seating, small dining area, modern aesthetic.\"},{\"name\":\"Virgin Atlantic Clubhouse\",\"terminal\":\"T4, airside above Boarding Gates A4 and A5\",\"grantedBy\":\"Priority Pass Select Membership (via Chase Reserve)\",\"notes\":\"Hours approximately 5:00 AM - 1:30 PM (limited window). Must show JFK outbound boarding pass with confirmed same-day travel. Highly rated premium lounge.\"},{\"name\":\"Air India Maharajah Lounge\",\"terminal\":\"T4, after security on Level 4, near Gate A5\",\"grantedBy\":\"Priority Pass Select Membership (via Chase Reserve)\",\"notes\":\"Daily approximately 7:15 AM - 9:45 PM. Maximum 3-hour stay, subject to space availability. Small buffet, refreshments, free Wi-Fi, airplane views. Open to Priority Pass members space-permitting.\"},{\"name\":\"Minute Suites\",\"terminal\":\"T4, airside near Gate B39\",\"grantedBy\":\"Priority Pass Select Membership (via Chase Reserve)\",\"notes\":\"Open 24 hours. Priority Pass entitles cardholder to 1-hour stay in a private suite (counts as one lounge visit). Each additional hour $40 (15-min increments). Up to 3 guests in same suite at no extra charge. Daybed sofa, workstation, Wi-Fi, Smart TV. Rest/nap product rather than traditional lounge.\"},{\"name\":\"Xwell (formerly XpresSpa)\",\"terminal\":\"T4\",\"grantedBy\":\"Priority Pass Select Membership (via Chase Reserve)\",\"notes\":\"Priority Pass entitlement covers 25 minutes in a Zero-Gravity Massage Chair, Hydromassage Lounger, Full Body Massage Lounger, Ceragem or Chakra Bed (options vary). Counts as one lounge visit. Must present card and boarding pass with same-day travel. Subject to availability.\"}],\"summary\":\"Scott has access to 6 lounges/experiences at JFK Terminal 4. His Chase Sapphire Reserve is the workhorse benefit, granting both direct Chase Sapphire Lounge access (the best option - the Chase Sapphire Lounge by The Club with Etihad Airways) and Priority Pass Select, which unlocks 5 more T4 options: HelloSky Lounge (24-hour, near A2), Virgin Atlantic Clubhouse (above A4/A5, limited morning hours), Air India Maharajah Lounge (near A5, 3-hour max), Minute Suites (private rest suites near B39), and Xwell spa (massage chair sessions). Lounges Scott CANNOT access at T4: The Centurion Lounge (requires Amex Platinum/Centurion), Delta Sky Club (requires Delta premium ticket or Amex), Delta One Lounge (requires Delta One/360 status), and Capital One Lounge (requires Capital One Venture X). Note JFK has no airside connections between terminals, so Scott should only use lounges in his actual departure terminal.\"}",
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] | |
| 5/25/2026, 8:33:43 PM | 2 | 4 / 265 | 8834ms | doesn't reserve give me 3x at restaurants too? | 1 calls[
{
"name": "list_cards",
"input": {},
"result": "[\n {\n \"nickname\": \"Chase Reserve\",\n \"network\": \"Unknown\",\n \"last4\": \"1078\",\n \"annualFee\": 795,\n \"rewardsCategories\": [\n {\n \"note\": \"Earned on all Chase Travel bookings\",\n \"category\": \"Chase Travel bookings (hotels, flights, car rentals, cruises)\",\n \"multiplier\": 8\n },\n {\n \"category\": \"Flights and hotels booked directly\",\n \"multiplier\": 4\n },\n {\n \"note\": \"Through September 30, 2027\",\n \"category\": \"Lyft rides\",\n \"multiplier\": 5\n },\n {\n \"note\": \"Through December 31, 2027\",\n \"category\": \"Peloton equipment and accessory purchases over $150\",\n \"multiplier\": 10\n },\n {\n \"category\": \"All other purchases\",\n \"multiplier\": 1\n }\n ],\n \"perks\": [\n {\n \"name\": \"$300 Annual Travel Credit\",\n \"value\": 300,\n \"category\": \"Statement Credit\",\n \"description\": \"Automatic statement credit applied to any travel purchases (flights, hotels, parking, tolls, rideshares, trains, etc.). Resets each cardmember anniversary year.\"\n },\n {\n \"name\": \"The Edit by Chase Travel Hotel Credit\",\n \"value\": 500,\n \"category\": \"Hotel Credit\",\n \"description\": \"Up to $500 annually ($250 x 2) in statement credits for prepaid bookings of 2+ nights at The Edit properties. Starting Jan 1, 2026, both credits are usable anytime during the calendar year. Includes a $100 property credit, daily breakfast for two, room upgrade if available.\"\n },\n {\n \"name\": \"2026-Only Select Hotel Credit\",\n \"value\": 250,\n \"category\": \"Hotel Credit\",\n \"description\": \"Up to $250 in statement credits through 12/31/26 on prepaid Chase Travel hotel bookings with IHG, Montage, Pendry, Omni, Virgin Hotels, Minor Hotels, and Pan Pacific (2-night minimum). Can stack with The Edit credit at qualifying properties.\"\n },\n {\n \"name\": \"$300 Annual Dining Credit (Sapphire Reserve Exclusive Tables)\",\n \"value\": 300,\n \"category\": \"Dining Credit\",\n \"description\": \"Up to $150 from January through June and up to $150 from July through December for dining at restaurants in the Sapphire Reserve Exclusive Tables collection on OpenTable. No activation required.\"\n },\n {\n \"name\": \"$300 Annual StubHub/Viagogo Credit\",\n \"value\": 300,\n \"category\": \"Entertainment Credit\",\n \"description\": \"Up to $150 in statement credits from January through June and again from July through December for tickets purchased on StubHub.com and viagogo.com through 12/31/2027. Activation required.\"\n },\n {\n \"name\": \"DoorDash Credits & DashPass\",\n \"value\": 420,\n \"category\": \"Dining/Delivery Credit\",\n \"description\": \"Complimentary DashPass membership plus up to $25 each month: a $5 monthly restaurant promo and two $10 monthly non-restaurant (grocery/retail) promos. Total ~$300/yr in promos + ~$120 DashPass value. Through 12/31/2027.\"\n },\n {\n \"name\": \"Lyft Credit\",\n \"value\": 120,\n \"category\": \"Rideshare Credit\",\n \"description\": \"$10 per month in-app credit for Lyft rides through 9/30/2027 ($120 annual value).\"\n },\n {\n \"name\": \"Peloton Membership Credit\",\n \"value\": 120,\n \"category\": \"Fitness Credit\",\n \"description\": \"Up to $10 per month in statement credits on eligible Peloton memberships through 12/31/2027 ($120 annual max). Activation required.\"\n },\n {\n \"name\": \"Apple TV+ and Apple Music Subscriptions\",\n \"value\": 250,\n \"category\": \"Subscription Credit\",\n \"description\": \"Complimentary subscriptions to Apple TV+ and Apple Music through June 22, 2027 (valued around $250-$288 per year). Link Apple ID and activate via Ultimate Rewards portal.\"\n },\n {\n \"name\": \"Global Entry/TSA PreCheck/NEXUS Credit\",\n \"value\": 120,\n \"category\": \"Travel Credit\",\n \"description\": \"Statement credit of up to $120 every four years as reimbursement for application fee.\"\n },\n {\n \"name\": \"Chase Sapphire Lounge by The Club Access\",\n \"category\": \"Lounge Access\",\n \"description\": \"Complimentary access to every Chase Sapphire Lounge by The Club with up to two complimentary guests. Locations include New York LaGuardia, Boston Logan, Phoenix, San Diego, Las Vegas; DFW and LAX coming in 2026.\"\n },\n {\n \"name\": \"Priority Pass Select Membership\",\n \"category\": \"Lounge Access\",\n \"description\": \"Complimentary access to over 1,300 Priority Pass lounges worldwide.\"\n },\n {\n \"name\": \"Air Canada Maple Leaf Lounge Access\",\n \"category\": \"Lounge Access\",\n \"description\": \"Access to select Air Canada Maple Leaf Lounges and Air Canada Cafés in the U.S., Canada and Europe with an eligible boarding pass.\"\n },\n {\n \"name\": \"IHG One Rewards Platinum Elite Status\",\n \"category\": \"Hotel Elite Status\",\n \"description\": \"Complimentary IHG One Rewards Platinum Elite status through December 31, 2027. Activate by linking IHG One Rewards membership.\"\n },\n {\n \"name\": \"Primary Auto Rental Collision Damage Waiver\",\n \"category\": \"Travel Insurance\",\n \"description\": \"Primary coverage. Decline the rental company's collision insurance and receive reimbursement up to $75,000 for theft and collision damage for most rental vehicles in the U.S. and abroad.\"\n },\n {\n \"name\": \"Trip Cancellation/Trip Interruption Insurance\",\n \"category\": \"Travel Insurance\",\n \"description\": \"Reimbursement up to $10,000 per covered traveler and $20,000 per trip for pre-paid, non-refundable travel expenses if your trip is canceled or cut short by sickness, severe weather, or other covered situations.\"\n },\n {\n \"name\": \"Trip Delay Reimbursement\",\n \"category\": \"Travel Insurance\",\n \"description\": \"If your common carrier travel is delayed more than 6 hours or requires an overnight stay, you are covered for unreimbursed expenses such as meals and lodging up to $500 per covered traveler.\"\n },\n {\n \"name\": \"Lost Luggage Reimbursement\",\n \"category\": \"Travel Insurance\",\n \"description\": \"Coverage for lost, damaged, or stolen checked or carry-on luggage.\"\n },\n {\n \"name\": \"Baggage Delay Insurance\",\n \"category\": \"Travel Insurance\",\n \"description\": \"Reimbursement for essential purchases when baggage is delayed.\"\n },\n {\n \"name\": \"Emergency Evacuation and Transportation\",\n \"category\": \"Travel Insurance\",\n \"description\": \"Coverage for emergency medical evacuation.\"\n },\n {\n \"name\": \"Purchase Protection\",\n \"category\": \"Shopping Protection\",\n \"description\": \"Covers new purchases against damage or theft for 120 days, up to $10,000 per claim ($50,000 per account). NY residents: 90-day coverage period.\"\n },\n {\n \"name\": \"Extended Warranty Protection\",\n \"category\": \"Shopping Protection\",\n \"description\": \"Extends manufacturer warranties of 3 years or less by an additional year.\"\n },\n {\n \"name\": \"Reserve Travel Designer Service\",\n \"value\": 300,\n \"category\": \"Travel Concierge\",\n \"description\": \"Personalized itinerary-building service with a Reserve Travel Designer, valued at up to $300 per trip.\"\n },\n {\n \"name\": \"Points Boost\",\n \"category\": \"Redemption\",\n \"description\": \"Points are worth up to 2x on top booked hotels (including The Edit) and flights with select airlines through Chase Travel.\"\n },\n {\n \"name\": \"1:1 Transfer Partners\",\n \"category\": \"Redemption\",\n \"description\": \"Transfer Ultimate Rewards points at 1:1 to 14 leading airline and hotel loyalty programs (including United, JetBlue, Air Canada Aeroplan, Hyatt, Marriott Bonvoy, IHG, Southwest, etc.).\"\n },\n {\n \"name\": \"No Foreign Transaction Fees\",\n \"category\": \"Fee Waiver\",\n \"description\": \"No foreign transaction fees on purchases made outside the U.S.\"\n },\n {\n \"name\": \"Dedicated Customer Service\",\n \"category\": \"Concierge\",\n \"description\": \"Exclusive access to a dedicated Sapphire Reserve customer service team available 7 days a week.\"\n },\n {\n \"name\": \"Apple/Sapphire Exclusive Tickets & Experiences\",\n \"category\": \"Entertainment\",\n \"description\": \"Exclusive access to tickets for experiences with Apple TV and Apple Music, plus reservations at top restaurants via Sapphire Exclusive Tables collection on OpenTable.\"\n },\n {\n \"name\": \"$75K Spend Bonus: World of Hyatt Explorist Status\",\n \"category\": \"Spending Threshold Perk\",\n \"description\": \"Unlocked after spending $75,000 in a calendar year (starting mid-2026). Valid through the end of the following program year.\"\n },\n {\n \"name\": \"$75K Spend Bonus: IHG One Rewards Diamond Elite Status\",\n \"category\": \"Spending Threshold Perk\",\n \"description\": \"Unlocked after spending $75,000 in a calendar year. Valid through the end of the following program year.\"\n },\n {\n \"name\": \"$75K Spend Bonus: Southwest Airlines A-List Status\",\n \"category\": \"Spending Threshold Perk\",\n \"description\": \"Unlocked after spending $75,000 in a calendar year. Valid through end of following year.\"\n },\n {\n \"name\": \"$75K Spend Bonus: $500 Southwest Airlines Credit\",\n \"value\": 500,\n \"category\": \"Spending Threshold Perk\",\n \"description\": \"$500 credit on Southwest Airlines flights booked through Chase Travel, unlocked after spending $75,000 in a calendar year.\"\n },\n {\n \"name\": \"$75K Spend Bonus: $250 The Shops at Chase Credit\",\n \"value\": 250,\n \"category\": \"Spending Threshold Perk\",\n \"description\": \"$250 credit to The Shops at Chase (online shopping experience with brands like Dyson, Sony, Therabody, Tumi), unlocked after spending $75,000 in a calendar year.\"\n },\n {\n \"name\": \"Sapphire Reserve Trips\",\n \"category\": \"Experiences\",\n \"description\": \"Access to book curated, exclusive Sapphire Reserve Trips designed by Chase Travel, with once-in-a-lifetime experiences such as Formula E events, World Surf League events, and more.\"\n },\n {\n \"name\": \"Points Never Expire\",\n \"category\": \"Rewards\",\n \"description\": \"Ultimate Rewards points do not expire as long as the account is open.\"\n }\n ],\n \"creditTracking\": [],\n \"loyaltyProgram\": null,\n \"notes\": null,\n \"perksRefreshedAt\": \"2026-05-25T02:29:41.154Z\"\n },\n {\n \"nickname\": \"Costco\",\n \"network\": \"Visa\",\n \"last4\": \"8770\",\n \"annualFee\": 0,\n \"rewardsCategories\": [\n {\n \"note\": \"5% cash back on gas purchases at Costco worldwide, for the first $7,000 per year in combined gas/EV charging spend, then 1% thereafter\",\n \"category\": \"Gas at Costco\",\n \"multiplier\": 5\n },\n {\n \"note\": \"4% cash back on other eligible gas and EV charging purchases worldwide, for the first $7,000 per year in combined gas/EV charging spend, then 1% thereafter\",\n \"category\": \"Gas and EV charging (non-Costco)\",\n \"multiplier\": 4\n },\n {\n \"note\": \"Unlimited 3% cash back on restaurants/dining\",\n \"category\": \"Restaurants\",\n \"multiplier\": 3\n },\n {\n \"note\": \"Unlimited 3% cash back on eligible travel including airfare, hotels, car rentals, cruises, travel agencies and Costco Travel. Excludes train fares, timeshares, B&Bs, campgrounds, rideshare\",\n \"category\": \"Travel\",\n \"multiplier\": 3\n },\n {\n \"note\": \"Unlimited 2% cash back on all other purchases from Costco and Costco.com\",\n \"category\": \"Costco and Costco.com purchases\",\n \"multiplier\": 2\n },\n {\n \"note\": \"1% cash back on everything else\",\n \"category\": \"All other purchases\",\n \"multiplier\": 1\n }\n ],\n \"perks\": [\n {\n \"name\": \"No Annual Fee\",\n \"value\": 0,\n \"category\": \"fees\",\n \"description\": \"No annual fee on the card itself, though an active Costco membership is required (Gold Star starts at $65/year, Executive $130/year)\"\n },\n {\n \"name\": \"No Foreign Transaction Fees\",\n \"category\": \"fees\",\n \"description\": \"No foreign transaction fees on purchases made abroad\"\n },\n {\n \"name\": \"Annual Cash Back Reward Certificate\",\n \"category\": \"rewards\",\n \"description\": \"Rewards are issued once per year as a credit card reward certificate in the February billing statement, redeemable for cash or merchandise in a single transaction at U.S. Costco warehouses (including Puerto Rico) through Dec 31. If you earn at least $300 (some sources say $500), you can also redeem via ACH/direct deposit\"\n },\n {\n \"name\": \"Acts as Costco Membership ID\",\n \"category\": \"convenience\",\n \"description\": \"The card doubles as your Costco membership card, scannable at warehouse entry — an often-forgotten convenience perk\"\n },\n {\n \"name\": \"Damage & Theft Purchase Protection\",\n \"category\": \"shopping protection\",\n \"description\": \"Covers eligible purchases against damage or theft within 120 days of purchase/delivery (90 days for New York residents). Up to $1,000 per item and $50,000 per year. Excludes cash, pets, plants, jewelry, etc.\"\n },\n {\n \"name\": \"Worldwide Car Rental Insurance (CDW)\",\n \"category\": \"travel insurance\",\n \"description\": \"Secondary in the U.S. (primary abroad); covers theft and collision damage to a rental car up to $50,000 toward repairs or cash value, whichever is less, when you pay the full rental with the card and decline the rental company's CDW. Covers first 31 days of rental\"\n },\n {\n \"name\": \"Worldwide Travel Accident Insurance\",\n \"category\": \"travel insurance\",\n \"description\": \"Up to $250,000 in coverage for accidental death or dismemberment (loss of limb, sight, speech or hearing) when traveling on a common carrier (airline, train, bus, ferry) and the full fare was paid with the card. Does not cover taxis, rideshare or rental cars\"\n },\n {\n \"name\": \"Travel & Emergency Assistance Services\",\n \"category\": \"travel\",\n \"description\": \"24/7 assistance hotline for emergency travel arrangements, medical referrals, legal referrals, and other travel issues. Referral/coordination is free but you pay for any third-party services used\"\n },\n {\n \"name\": \"Roadside Assistance Dispatch Service\",\n \"category\": \"travel\",\n \"description\": \"Pay-per-use dispatch for towing, flat tire changes, jump starts, lockout service, and fuel delivery in the U.S., Puerto Rico, and U.S. Virgin Islands. Services are billed to you at pre-negotiated rates (not free) — an often-overlooked perk\"\n },\n {\n \"name\": \"Citi Entertainment\",\n \"category\": \"entertainment\",\n \"description\": \"Access to presale tickets and exclusive experiences for concerts, sporting events, theater, and dining\"\n },\n {\n \"name\": \"Citi Quick Lock\",\n \"category\": \"security\",\n \"description\": \"Instantly lock/unlock your card via the Citi Mobile App if misplaced\"\n },\n {\n \"name\": \"Fraud Early Warning\",\n \"category\": \"security\",\n \"description\": \"Citi monitors your account 24/7 for suspicious activity and alerts you\"\n },\n {\n \"name\": \"$0 Liability on Unauthorized Charges\",\n \"category\": \"security\",\n \"description\": \"You are not held responsible for unauthorized charges on your card\"\n },\n {\n \"name\": \"Citi Identity Theft Solutions\",\n \"category\": \"security\",\n \"description\": \"Expert assistance if you become a victim of identity theft, including help fixing the issue, credit monitoring, and placing fraud alerts\"\n },\n {\n \"name\": \"Virtual Account Numbers\",\n \"category\": \"security\",\n \"description\": \"Generate temporary virtual card numbers for online purchases to protect your real account number\"\n },\n {\n \"name\": \"FICO Score Access\",\n \"category\": \"credit tools\",\n \"description\": \"View your FICO Score online anytime free of charge, without impacting your score, plus key factors affecting it\"\n },\n {\n \"name\": \"EMV Chip Technology\",\n \"category\": \"security\",\n \"description\": \"Chip-and-signature technology helps protect against counterfeiting at chip-enabled terminals\"\n }\n ],\n \"creditTracking\": [],\n \"loyaltyProgram\": \"Costco\",\n \"notes\": null,\n \"perksRefreshedAt\": \"2026-05-25T02:30:21.189Z\"\n },\n {\n \"nickname\": \"United Explorer\",\n \"network\": \"Visa\",\n \"last4\": \"3422\",\n \"annualFee\": 150,\n \"rewardsCategories\": [\n {\n \"note\": \"3x miles on eligible United purchases with the card; primary cardmembers earn up to 9x total on United flights (3x card + 6x as MileagePlus member). Basic Economy earns differ.\",\n \"category\": \"United Airlines purchases (airfare)\",\n \"multiplier\": 3\n },\n {\n \"note\": \"5 miles per $1 on hotel stays purchased through United Hotels\",\n \"category\": \"United Hotels (booked via United Hotels portal)\",\n \"multiplier\": 5\n },\n {\n \"category\": \"Dining (including eligible delivery services)\",\n \"multiplier\": 2\n },\n {\n \"category\": \"Hotel stays booked directly with the hotel\",\n \"multiplier\": 2\n },\n {\n \"category\": \"All other purchases\",\n \"multiplier\": 1\n }\n ],\n \"perks\": [\n {\n \"name\": \"Free first checked bag\",\n \"value\": 200,\n \"category\": \"Airline\",\n \"description\": \"Primary cardmember and one companion on the same reservation each get their first standard checked bag free on United-operated flights (up to $50 each way/person, save up to $200 per roundtrip). Must pay for airfare with the card and include MileagePlus number; waived for flights within 90 days of account opening.\"\n },\n {\n \"name\": \"Priority boarding\",\n \"category\": \"Airline\",\n \"description\": \"Primary cardmember and companions on the same United reservation board prior to general boarding (after Premier members and Premier Access).\"\n },\n {\n \"name\": \"2 United Club one-time passes annually\",\n \"value\": 118,\n \"category\": \"Lounge\",\n \"description\": \"Two United Club one-day passes each year after account opening and on each anniversary (each pass typically valued at $59). Passes cannot be shared — primary cardholder or authorized user must be present with any guest.\"\n },\n {\n \"name\": \"Global Entry / TSA PreCheck / NEXUS application fee credit\",\n \"value\": 120,\n \"category\": \"Travel Credit\",\n \"description\": \"Up to $120 statement credit once every 4 years for the application fee charged to your card for Global Entry, TSA PreCheck, or NEXUS.\"\n },\n {\n \"name\": \"25% back on United inflight & Club premium drinks\",\n \"category\": \"Statement Credit\",\n \"description\": \"25% statement credit on purchases of food, beverages, and Wi-Fi on board United-operated flights and on Club premium drinks when paid with the card.\"\n },\n {\n \"name\": \"$100 United travel credit (spend threshold)\",\n \"value\": 100,\n \"category\": \"Statement Credit\",\n \"description\": \"Earn $100 in United TravelBank cash after spending $10,000 on purchases in a calendar year. Limit one per cardmember per year.\"\n },\n {\n \"name\": \"10,000-mile award flight discount (spend threshold)\",\n \"category\": \"Airline\",\n \"description\": \"Earn a 10,000-mile award flight discount after spending $20,000 on purchases each calendar year, usable toward an eligible award flight. Expires 12 months after issue.\"\n },\n {\n \"name\": \"Up to $100 United Hotels prepaid credit\",\n \"value\": 100,\n \"category\": \"Statement Credit\",\n \"description\": \"Up to $50 statement credit each on your first and second prepaid hotel bookings made directly through United Hotels with your card, up to $100 per anniversary year.\"\n },\n {\n \"name\": \"Up to $60 rideshare credit\",\n \"value\": 60,\n \"category\": \"Statement Credit\",\n \"description\": \"Up to $5 back as a monthly statement credit on rideshare purchases when paid with the card, up to $60 per calendar year. Annual opt-in required.\"\n },\n {\n \"name\": \"Up to $50 Avis/Budget car rental credit\",\n \"value\": 50,\n \"category\": \"Statement Credit\",\n \"description\": \"$25 in United TravelBank cash for each of your first and second Avis or Budget car rentals booked directly, up to $50 per anniversary year.\"\n },\n {\n \"name\": \"Up to $100 JSX statement credit\",\n \"value\": 100,\n \"category\": \"Statement Credit\",\n \"description\": \"Up to $100 back as a statement credit each anniversary year when you book flights directly with JSX (hop-on semi-private jet service) using your card.\"\n },\n {\n \"name\": \"Instacart+ membership + monthly credit\",\n \"value\": 120,\n \"category\": \"Statement Credit\",\n \"description\": \"Complimentary Instacart+ membership for 3 months, then automatically enrolled at 25% off annual rate. Plus up to $10 monthly Instacart credit (up to $120/year) when purchasing through Instacart with the card. Benefit ends 12/31/2027; enrollment required.\"\n },\n {\n \"name\": \"Premier Qualifying Points (PQP) earning\",\n \"category\": \"Elite Status\",\n \"description\": \"Earn 1 PQP for every $20 spent on purchases, up to 1,000 PQP per calendar year, applicable toward MileagePlus Premier status qualification through Premier 1K.\"\n },\n {\n \"name\": \"Cardmember preferred award pricing\",\n \"category\": \"Airline\",\n \"description\": \"Access to discounted award pricing on select United flights (cardmember preferred award rates), available only to United cardholders.\"\n },\n {\n \"name\": \"10%+ savings on award flights\",\n \"category\": \"Airline\",\n \"description\": \"Save 10% or more on miles when booking United award flights; Premier members save 15% or more.\"\n },\n {\n \"name\": \"No foreign transaction fees\",\n \"category\": \"Fees\",\n \"description\": \"No foreign transaction fees on purchases made outside the U.S. (Visa).\"\n },\n {\n \"name\": \"Pay Yourself Back with miles for annual fee\",\n \"category\": \"MileagePlus\",\n \"description\": \"Redeem 10,000 MileagePlus miles for a $150 statement credit to cover the annual fee.\"\n },\n {\n \"name\": \"Trip Cancellation/Interruption Insurance\",\n \"value\": 1500,\n \"category\": \"Travel Insurance\",\n \"description\": \"Reimburses up to $1,500 per covered traveler and $6,000 per trip for prepaid, non-refundable common carrier fares if your trip is canceled or cut short due to covered reasons (illness, severe weather, terrorism, strike, etc.). Pre-existing conditions excluded.\"\n },\n {\n \"name\": \"Trip Delay Reimbursement\",\n \"value\": 500,\n \"category\": \"Travel Insurance\",\n \"description\": \"Up to $500 per ticket for unreimbursed expenses (meals, lodging) when common carrier travel is delayed more than 12 hours or requires an overnight stay.\"\n },\n {\n \"name\": \"Baggage Delay Insurance\",\n \"value\": 300,\n \"category\": \"Travel Insurance\",\n \"description\": \"Up to $100/day for up to 3 days for essential purchases (toiletries, clothing) when baggage is delayed more than 6 hours.\"\n },\n {\n \"name\": \"Lost Luggage Reimbursement\",\n \"value\": 3000,\n \"category\": \"Travel Insurance\",\n \"description\": \"Up to $3,000 per covered traveler to repair/replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip. $500 sub-limit for jewelry/watches and $500 sub-limit for cameras/electronics.\"\n },\n {\n \"name\": \"Travel Accident Insurance\",\n \"value\": 500000,\n \"category\": \"Travel Insurance\",\n \"description\": \"Up to $500,000 in accidental death or dismemberment coverage when you pay for air, bus, train, or cruise transportation with your card.\"\n },\n {\n \"name\": \"Primary Auto Rental Collision Damage Waiver\",\n \"value\": 60000,\n \"category\": \"Travel Insurance\",\n \"description\": \"Primary coverage (not secondary) when you decline the rental company's collision insurance and pay the full rental with your card. Reimburses up to $60,000 for theft and collision damage on most rentals with MSRP up to $125,000. Coverage applies for rentals up to 31 consecutive days in the U.S. and most foreign countries.\"\n },\n {\n \"name\": \"Purchase Protection\",\n \"value\": 10000,\n \"category\": \"Shopping Protection\",\n \"description\": \"Covers eligible purchases against damage or theft for 120 days from date of purchase, up to $10,000 per claim and $50,000 per account per year. Coverage is excess (secondary).\"\n },\n {\n \"name\": \"Extended Warranty Protection\",\n \"category\": \"Shopping Protection\",\n \"description\": \"Extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of three years or less.\"\n },\n {\n \"name\": \"Roadside Dispatch\",\n \"category\": \"Travel\",\n \"description\": \"Pay-per-use roadside assistance (towing, jump-starts, tire changes, fuel delivery up to 2 gallons, lockout service) at a per-incident flat rate.\"\n },\n {\n \"name\": \"Visa Signature Concierge\",\n \"category\": \"Concierge\",\n \"description\": \"24/7 complimentary personal assistance for reservations, referrals, travel planning, dining, entertainment, and recommendations. Call 1-800-888-8756.\"\n },\n {\n \"name\": \"Visa Signature Luxury Hotel Collection\",\n \"category\": \"Travel\",\n \"description\": \"Access to a curated portfolio of luxury hotels with benefits like best-available rate, complimentary in-room Wi-Fi, automatic room upgrade upon arrival when available, complimentary continental breakfast, $25 food/beverage credit, late check-out, and VIP guest status.\"\n },\n {\n \"name\": \"Zero Liability Fraud Protection\",\n \"category\": \"Security\",\n \"description\": \"Not held responsible for unauthorized charges; 24/7 fraud monitoring with text/email/call alerts on unusual purchases.\"\n },\n {\n \"name\": \"Chase Cardmember Exclusive Experiences\",\n \"category\": \"Luxury Experiences\",\n \"description\": \"Access to private, curated experiences including culinary events at top restaurants, sports/music meet-and-greets, and family outings.\"\n }\n ],\n \"creditTracking\": [],\n \"loyaltyProgram\": \"United Explorer\",\n \"notes\": null,\n \"perksRefreshedAt\": \"2026-05-25T02:31:19.619Z\"\n }\n]",
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| 5/25/2026, 8:33:03 PM | 2 | 4 / 907 | 19291ms | what cards do i have and which one's best for dinner tonight | 1 calls[
{
"name": "list_cards",
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"result": "[\n {\n \"nickname\": \"Chase Reserve\",\n \"network\": \"Unknown\",\n \"last4\": \"1078\",\n \"annualFee\": 795,\n \"rewardsCategories\": [\n {\n \"note\": \"Earned on all Chase Travel bookings\",\n \"category\": \"Chase Travel bookings (hotels, flights, car rentals, cruises)\",\n \"multiplier\": 8\n },\n {\n \"category\": \"Flights and hotels booked directly\",\n \"multiplier\": 4\n },\n {\n \"note\": \"Through September 30, 2027\",\n \"category\": \"Lyft rides\",\n \"multiplier\": 5\n },\n {\n \"note\": \"Through December 31, 2027\",\n \"category\": \"Peloton equipment and accessory purchases over $150\",\n \"multiplier\": 10\n },\n {\n \"category\": \"All other purchases\",\n \"multiplier\": 1\n }\n ],\n \"perks\": [\n {\n \"name\": \"$300 Annual Travel Credit\",\n \"value\": 300,\n \"category\": \"Statement Credit\",\n \"description\": \"Automatic statement credit applied to any travel purchases (flights, hotels, parking, tolls, rideshares, trains, etc.). Resets each cardmember anniversary year.\"\n },\n {\n \"name\": \"The Edit by Chase Travel Hotel Credit\",\n \"value\": 500,\n \"category\": \"Hotel Credit\",\n \"description\": \"Up to $500 annually ($250 x 2) in statement credits for prepaid bookings of 2+ nights at The Edit properties. Starting Jan 1, 2026, both credits are usable anytime during the calendar year. Includes a $100 property credit, daily breakfast for two, room upgrade if available.\"\n },\n {\n \"name\": \"2026-Only Select Hotel Credit\",\n \"value\": 250,\n \"category\": \"Hotel Credit\",\n \"description\": \"Up to $250 in statement credits through 12/31/26 on prepaid Chase Travel hotel bookings with IHG, Montage, Pendry, Omni, Virgin Hotels, Minor Hotels, and Pan Pacific (2-night minimum). Can stack with The Edit credit at qualifying properties.\"\n },\n {\n \"name\": \"$300 Annual Dining Credit (Sapphire Reserve Exclusive Tables)\",\n \"value\": 300,\n \"category\": \"Dining Credit\",\n \"description\": \"Up to $150 from January through June and up to $150 from July through December for dining at restaurants in the Sapphire Reserve Exclusive Tables collection on OpenTable. No activation required.\"\n },\n {\n \"name\": \"$300 Annual StubHub/Viagogo Credit\",\n \"value\": 300,\n \"category\": \"Entertainment Credit\",\n \"description\": \"Up to $150 in statement credits from January through June and again from July through December for tickets purchased on StubHub.com and viagogo.com through 12/31/2027. Activation required.\"\n },\n {\n \"name\": \"DoorDash Credits & DashPass\",\n \"value\": 420,\n \"category\": \"Dining/Delivery Credit\",\n \"description\": \"Complimentary DashPass membership plus up to $25 each month: a $5 monthly restaurant promo and two $10 monthly non-restaurant (grocery/retail) promos. Total ~$300/yr in promos + ~$120 DashPass value. Through 12/31/2027.\"\n },\n {\n \"name\": \"Lyft Credit\",\n \"value\": 120,\n \"category\": \"Rideshare Credit\",\n \"description\": \"$10 per month in-app credit for Lyft rides through 9/30/2027 ($120 annual value).\"\n },\n {\n \"name\": \"Peloton Membership Credit\",\n \"value\": 120,\n \"category\": \"Fitness Credit\",\n \"description\": \"Up to $10 per month in statement credits on eligible Peloton memberships through 12/31/2027 ($120 annual max). Activation required.\"\n },\n {\n \"name\": \"Apple TV+ and Apple Music Subscriptions\",\n \"value\": 250,\n \"category\": \"Subscription Credit\",\n \"description\": \"Complimentary subscriptions to Apple TV+ and Apple Music through June 22, 2027 (valued around $250-$288 per year). Link Apple ID and activate via Ultimate Rewards portal.\"\n },\n {\n \"name\": \"Global Entry/TSA PreCheck/NEXUS Credit\",\n \"value\": 120,\n \"category\": \"Travel Credit\",\n \"description\": \"Statement credit of up to $120 every four years as reimbursement for application fee.\"\n },\n {\n \"name\": \"Chase Sapphire Lounge by The Club Access\",\n \"category\": \"Lounge Access\",\n \"description\": \"Complimentary access to every Chase Sapphire Lounge by The Club with up to two complimentary guests. Locations include New York LaGuardia, Boston Logan, Phoenix, San Diego, Las Vegas; DFW and LAX coming in 2026.\"\n },\n {\n \"name\": \"Priority Pass Select Membership\",\n \"category\": \"Lounge Access\",\n \"description\": \"Complimentary access to over 1,300 Priority Pass lounges worldwide.\"\n },\n {\n \"name\": \"Air Canada Maple Leaf Lounge Access\",\n \"category\": \"Lounge Access\",\n \"description\": \"Access to select Air Canada Maple Leaf Lounges and Air Canada Cafés in the U.S., Canada and Europe with an eligible boarding pass.\"\n },\n {\n \"name\": \"IHG One Rewards Platinum Elite Status\",\n \"category\": \"Hotel Elite Status\",\n \"description\": \"Complimentary IHG One Rewards Platinum Elite status through December 31, 2027. Activate by linking IHG One Rewards membership.\"\n },\n {\n \"name\": \"Primary Auto Rental Collision Damage Waiver\",\n \"category\": \"Travel Insurance\",\n \"description\": \"Primary coverage. Decline the rental company's collision insurance and receive reimbursement up to $75,000 for theft and collision damage for most rental vehicles in the U.S. and abroad.\"\n },\n {\n \"name\": \"Trip Cancellation/Trip Interruption Insurance\",\n \"category\": \"Travel Insurance\",\n \"description\": \"Reimbursement up to $10,000 per covered traveler and $20,000 per trip for pre-paid, non-refundable travel expenses if your trip is canceled or cut short by sickness, severe weather, or other covered situations.\"\n },\n {\n \"name\": \"Trip Delay Reimbursement\",\n \"category\": \"Travel Insurance\",\n \"description\": \"If your common carrier travel is delayed more than 6 hours or requires an overnight stay, you are covered for unreimbursed expenses such as meals and lodging up to $500 per covered traveler.\"\n },\n {\n \"name\": \"Lost Luggage Reimbursement\",\n \"category\": \"Travel Insurance\",\n \"description\": \"Coverage for lost, damaged, or stolen checked or carry-on luggage.\"\n },\n {\n \"name\": \"Baggage Delay Insurance\",\n \"category\": \"Travel Insurance\",\n \"description\": \"Reimbursement for essential purchases when baggage is delayed.\"\n },\n {\n \"name\": \"Emergency Evacuation and Transportation\",\n \"category\": \"Travel Insurance\",\n \"description\": \"Coverage for emergency medical evacuation.\"\n },\n {\n \"name\": \"Purchase Protection\",\n \"category\": \"Shopping Protection\",\n \"description\": \"Covers new purchases against damage or theft for 120 days, up to $10,000 per claim ($50,000 per account). NY residents: 90-day coverage period.\"\n },\n {\n \"name\": \"Extended Warranty Protection\",\n \"category\": \"Shopping Protection\",\n \"description\": \"Extends manufacturer warranties of 3 years or less by an additional year.\"\n },\n {\n \"name\": \"Reserve Travel Designer Service\",\n \"value\": 300,\n \"category\": \"Travel Concierge\",\n \"description\": \"Personalized itinerary-building service with a Reserve Travel Designer, valued at up to $300 per trip.\"\n },\n {\n \"name\": \"Points Boost\",\n \"category\": \"Redemption\",\n \"description\": \"Points are worth up to 2x on top booked hotels (including The Edit) and flights with select airlines through Chase Travel.\"\n },\n {\n \"name\": \"1:1 Transfer Partners\",\n \"category\": \"Redemption\",\n \"description\": \"Transfer Ultimate Rewards points at 1:1 to 14 leading airline and hotel loyalty programs (including United, JetBlue, Air Canada Aeroplan, Hyatt, Marriott Bonvoy, IHG, Southwest, etc.).\"\n },\n {\n \"name\": \"No Foreign Transaction Fees\",\n \"category\": \"Fee Waiver\",\n \"description\": \"No foreign transaction fees on purchases made outside the U.S.\"\n },\n {\n \"name\": \"Dedicated Customer Service\",\n \"category\": \"Concierge\",\n \"description\": \"Exclusive access to a dedicated Sapphire Reserve customer service team available 7 days a week.\"\n },\n {\n \"name\": \"Apple/Sapphire Exclusive Tickets & Experiences\",\n \"category\": \"Entertainment\",\n \"description\": \"Exclusive access to tickets for experiences with Apple TV and Apple Music, plus reservations at top restaurants via Sapphire Exclusive Tables collection on OpenTable.\"\n },\n {\n \"name\": \"$75K Spend Bonus: World of Hyatt Explorist Status\",\n \"category\": \"Spending Threshold Perk\",\n \"description\": \"Unlocked after spending $75,000 in a calendar year (starting mid-2026). Valid through the end of the following program year.\"\n },\n {\n \"name\": \"$75K Spend Bonus: IHG One Rewards Diamond Elite Status\",\n \"category\": \"Spending Threshold Perk\",\n \"description\": \"Unlocked after spending $75,000 in a calendar year. Valid through the end of the following program year.\"\n },\n {\n \"name\": \"$75K Spend Bonus: Southwest Airlines A-List Status\",\n \"category\": \"Spending Threshold Perk\",\n \"description\": \"Unlocked after spending $75,000 in a calendar year. Valid through end of following year.\"\n },\n {\n \"name\": \"$75K Spend Bonus: $500 Southwest Airlines Credit\",\n \"value\": 500,\n \"category\": \"Spending Threshold Perk\",\n \"description\": \"$500 credit on Southwest Airlines flights booked through Chase Travel, unlocked after spending $75,000 in a calendar year.\"\n },\n {\n \"name\": \"$75K Spend Bonus: $250 The Shops at Chase Credit\",\n \"value\": 250,\n \"category\": \"Spending Threshold Perk\",\n \"description\": \"$250 credit to The Shops at Chase (online shopping experience with brands like Dyson, Sony, Therabody, Tumi), unlocked after spending $75,000 in a calendar year.\"\n },\n {\n \"name\": \"Sapphire Reserve Trips\",\n \"category\": \"Experiences\",\n \"description\": \"Access to book curated, exclusive Sapphire Reserve Trips designed by Chase Travel, with once-in-a-lifetime experiences such as Formula E events, World Surf League events, and more.\"\n },\n {\n \"name\": \"Points Never Expire\",\n \"category\": \"Rewards\",\n \"description\": \"Ultimate Rewards points do not expire as long as the account is open.\"\n }\n ],\n \"creditTracking\": [],\n \"loyaltyProgram\": null,\n \"notes\": null,\n \"perksRefreshedAt\": \"2026-05-25T02:29:41.154Z\"\n },\n {\n \"nickname\": \"Costco\",\n \"network\": \"Visa\",\n \"last4\": \"8770\",\n \"annualFee\": 0,\n \"rewardsCategories\": [\n {\n \"note\": \"5% cash back on gas purchases at Costco worldwide, for the first $7,000 per year in combined gas/EV charging spend, then 1% thereafter\",\n \"category\": \"Gas at Costco\",\n \"multiplier\": 5\n },\n {\n \"note\": \"4% cash back on other eligible gas and EV charging purchases worldwide, for the first $7,000 per year in combined gas/EV charging spend, then 1% thereafter\",\n \"category\": \"Gas and EV charging (non-Costco)\",\n \"multiplier\": 4\n },\n {\n \"note\": \"Unlimited 3% cash back on restaurants/dining\",\n \"category\": \"Restaurants\",\n \"multiplier\": 3\n },\n {\n \"note\": \"Unlimited 3% cash back on eligible travel including airfare, hotels, car rentals, cruises, travel agencies and Costco Travel. Excludes train fares, timeshares, B&Bs, campgrounds, rideshare\",\n \"category\": \"Travel\",\n \"multiplier\": 3\n },\n {\n \"note\": \"Unlimited 2% cash back on all other purchases from Costco and Costco.com\",\n \"category\": \"Costco and Costco.com purchases\",\n \"multiplier\": 2\n },\n {\n \"note\": \"1% cash back on everything else\",\n \"category\": \"All other purchases\",\n \"multiplier\": 1\n }\n ],\n \"perks\": [\n {\n \"name\": \"No Annual Fee\",\n \"value\": 0,\n \"category\": \"fees\",\n \"description\": \"No annual fee on the card itself, though an active Costco membership is required (Gold Star starts at $65/year, Executive $130/year)\"\n },\n {\n \"name\": \"No Foreign Transaction Fees\",\n \"category\": \"fees\",\n \"description\": \"No foreign transaction fees on purchases made abroad\"\n },\n {\n \"name\": \"Annual Cash Back Reward Certificate\",\n \"category\": \"rewards\",\n \"description\": \"Rewards are issued once per year as a credit card reward certificate in the February billing statement, redeemable for cash or merchandise in a single transaction at U.S. Costco warehouses (including Puerto Rico) through Dec 31. If you earn at least $300 (some sources say $500), you can also redeem via ACH/direct deposit\"\n },\n {\n \"name\": \"Acts as Costco Membership ID\",\n \"category\": \"convenience\",\n \"description\": \"The card doubles as your Costco membership card, scannable at warehouse entry — an often-forgotten convenience perk\"\n },\n {\n \"name\": \"Damage & Theft Purchase Protection\",\n \"category\": \"shopping protection\",\n \"description\": \"Covers eligible purchases against damage or theft within 120 days of purchase/delivery (90 days for New York residents). Up to $1,000 per item and $50,000 per year. Excludes cash, pets, plants, jewelry, etc.\"\n },\n {\n \"name\": \"Worldwide Car Rental Insurance (CDW)\",\n \"category\": \"travel insurance\",\n \"description\": \"Secondary in the U.S. (primary abroad); covers theft and collision damage to a rental car up to $50,000 toward repairs or cash value, whichever is less, when you pay the full rental with the card and decline the rental company's CDW. Covers first 31 days of rental\"\n },\n {\n \"name\": \"Worldwide Travel Accident Insurance\",\n \"category\": \"travel insurance\",\n \"description\": \"Up to $250,000 in coverage for accidental death or dismemberment (loss of limb, sight, speech or hearing) when traveling on a common carrier (airline, train, bus, ferry) and the full fare was paid with the card. Does not cover taxis, rideshare or rental cars\"\n },\n {\n \"name\": \"Travel & Emergency Assistance Services\",\n \"category\": \"travel\",\n \"description\": \"24/7 assistance hotline for emergency travel arrangements, medical referrals, legal referrals, and other travel issues. Referral/coordination is free but you pay for any third-party services used\"\n },\n {\n \"name\": \"Roadside Assistance Dispatch Service\",\n \"category\": \"travel\",\n \"description\": \"Pay-per-use dispatch for towing, flat tire changes, jump starts, lockout service, and fuel delivery in the U.S., Puerto Rico, and U.S. Virgin Islands. Services are billed to you at pre-negotiated rates (not free) — an often-overlooked perk\"\n },\n {\n \"name\": \"Citi Entertainment\",\n \"category\": \"entertainment\",\n \"description\": \"Access to presale tickets and exclusive experiences for concerts, sporting events, theater, and dining\"\n },\n {\n \"name\": \"Citi Quick Lock\",\n \"category\": \"security\",\n \"description\": \"Instantly lock/unlock your card via the Citi Mobile App if misplaced\"\n },\n {\n \"name\": \"Fraud Early Warning\",\n \"category\": \"security\",\n \"description\": \"Citi monitors your account 24/7 for suspicious activity and alerts you\"\n },\n {\n \"name\": \"$0 Liability on Unauthorized Charges\",\n \"category\": \"security\",\n \"description\": \"You are not held responsible for unauthorized charges on your card\"\n },\n {\n \"name\": \"Citi Identity Theft Solutions\",\n \"category\": \"security\",\n \"description\": \"Expert assistance if you become a victim of identity theft, including help fixing the issue, credit monitoring, and placing fraud alerts\"\n },\n {\n \"name\": \"Virtual Account Numbers\",\n \"category\": \"security\",\n \"description\": \"Generate temporary virtual card numbers for online purchases to protect your real account number\"\n },\n {\n \"name\": \"FICO Score Access\",\n \"category\": \"credit tools\",\n \"description\": \"View your FICO Score online anytime free of charge, without impacting your score, plus key factors affecting it\"\n },\n {\n \"name\": \"EMV Chip Technology\",\n \"category\": \"security\",\n \"description\": \"Chip-and-signature technology helps protect against counterfeiting at chip-enabled terminals\"\n }\n ],\n \"creditTracking\": [],\n \"loyaltyProgram\": \"Costco\",\n \"notes\": null,\n \"perksRefreshedAt\": \"2026-05-25T02:30:21.189Z\"\n },\n {\n \"nickname\": \"United Explorer\",\n \"network\": \"Visa\",\n \"last4\": \"3422\",\n \"annualFee\": 150,\n \"rewardsCategories\": [\n {\n \"note\": \"3x miles on eligible United purchases with the card; primary cardmembers earn up to 9x total on United flights (3x card + 6x as MileagePlus member). Basic Economy earns differ.\",\n \"category\": \"United Airlines purchases (airfare)\",\n \"multiplier\": 3\n },\n {\n \"note\": \"5 miles per $1 on hotel stays purchased through United Hotels\",\n \"category\": \"United Hotels (booked via United Hotels portal)\",\n \"multiplier\": 5\n },\n {\n \"category\": \"Dining (including eligible delivery services)\",\n \"multiplier\": 2\n },\n {\n \"category\": \"Hotel stays booked directly with the hotel\",\n \"multiplier\": 2\n },\n {\n \"category\": \"All other purchases\",\n \"multiplier\": 1\n }\n ],\n \"perks\": [\n {\n \"name\": \"Free first checked bag\",\n \"value\": 200,\n \"category\": \"Airline\",\n \"description\": \"Primary cardmember and one companion on the same reservation each get their first standard checked bag free on United-operated flights (up to $50 each way/person, save up to $200 per roundtrip). Must pay for airfare with the card and include MileagePlus number; waived for flights within 90 days of account opening.\"\n },\n {\n \"name\": \"Priority boarding\",\n \"category\": \"Airline\",\n \"description\": \"Primary cardmember and companions on the same United reservation board prior to general boarding (after Premier members and Premier Access).\"\n },\n {\n \"name\": \"2 United Club one-time passes annually\",\n \"value\": 118,\n \"category\": \"Lounge\",\n \"description\": \"Two United Club one-day passes each year after account opening and on each anniversary (each pass typically valued at $59). Passes cannot be shared — primary cardholder or authorized user must be present with any guest.\"\n },\n {\n \"name\": \"Global Entry / TSA PreCheck / NEXUS application fee credit\",\n \"value\": 120,\n \"category\": \"Travel Credit\",\n \"description\": \"Up to $120 statement credit once every 4 years for the application fee charged to your card for Global Entry, TSA PreCheck, or NEXUS.\"\n },\n {\n \"name\": \"25% back on United inflight & Club premium drinks\",\n \"category\": \"Statement Credit\",\n \"description\": \"25% statement credit on purchases of food, beverages, and Wi-Fi on board United-operated flights and on Club premium drinks when paid with the card.\"\n },\n {\n \"name\": \"$100 United travel credit (spend threshold)\",\n \"value\": 100,\n \"category\": \"Statement Credit\",\n \"description\": \"Earn $100 in United TravelBank cash after spending $10,000 on purchases in a calendar year. Limit one per cardmember per year.\"\n },\n {\n \"name\": \"10,000-mile award flight discount (spend threshold)\",\n \"category\": \"Airline\",\n \"description\": \"Earn a 10,000-mile award flight discount after spending $20,000 on purchases each calendar year, usable toward an eligible award flight. Expires 12 months after issue.\"\n },\n {\n \"name\": \"Up to $100 United Hotels prepaid credit\",\n \"value\": 100,\n \"category\": \"Statement Credit\",\n \"description\": \"Up to $50 statement credit each on your first and second prepaid hotel bookings made directly through United Hotels with your card, up to $100 per anniversary year.\"\n },\n {\n \"name\": \"Up to $60 rideshare credit\",\n \"value\": 60,\n \"category\": \"Statement Credit\",\n \"description\": \"Up to $5 back as a monthly statement credit on rideshare purchases when paid with the card, up to $60 per calendar year. Annual opt-in required.\"\n },\n {\n \"name\": \"Up to $50 Avis/Budget car rental credit\",\n \"value\": 50,\n \"category\": \"Statement Credit\",\n \"description\": \"$25 in United TravelBank cash for each of your first and second Avis or Budget car rentals booked directly, up to $50 per anniversary year.\"\n },\n {\n \"name\": \"Up to $100 JSX statement credit\",\n \"value\": 100,\n \"category\": \"Statement Credit\",\n \"description\": \"Up to $100 back as a statement credit each anniversary year when you book flights directly with JSX (hop-on semi-private jet service) using your card.\"\n },\n {\n \"name\": \"Instacart+ membership + monthly credit\",\n \"value\": 120,\n \"category\": \"Statement Credit\",\n \"description\": \"Complimentary Instacart+ membership for 3 months, then automatically enrolled at 25% off annual rate. Plus up to $10 monthly Instacart credit (up to $120/year) when purchasing through Instacart with the card. Benefit ends 12/31/2027; enrollment required.\"\n },\n {\n \"name\": \"Premier Qualifying Points (PQP) earning\",\n \"category\": \"Elite Status\",\n \"description\": \"Earn 1 PQP for every $20 spent on purchases, up to 1,000 PQP per calendar year, applicable toward MileagePlus Premier status qualification through Premier 1K.\"\n },\n {\n \"name\": \"Cardmember preferred award pricing\",\n \"category\": \"Airline\",\n \"description\": \"Access to discounted award pricing on select United flights (cardmember preferred award rates), available only to United cardholders.\"\n },\n {\n \"name\": \"10%+ savings on award flights\",\n \"category\": \"Airline\",\n \"description\": \"Save 10% or more on miles when booking United award flights; Premier members save 15% or more.\"\n },\n {\n \"name\": \"No foreign transaction fees\",\n \"category\": \"Fees\",\n \"description\": \"No foreign transaction fees on purchases made outside the U.S. (Visa).\"\n },\n {\n \"name\": \"Pay Yourself Back with miles for annual fee\",\n \"category\": \"MileagePlus\",\n \"description\": \"Redeem 10,000 MileagePlus miles for a $150 statement credit to cover the annual fee.\"\n },\n {\n \"name\": \"Trip Cancellation/Interruption Insurance\",\n \"value\": 1500,\n \"category\": \"Travel Insurance\",\n \"description\": \"Reimburses up to $1,500 per covered traveler and $6,000 per trip for prepaid, non-refundable common carrier fares if your trip is canceled or cut short due to covered reasons (illness, severe weather, terrorism, strike, etc.). Pre-existing conditions excluded.\"\n },\n {\n \"name\": \"Trip Delay Reimbursement\",\n \"value\": 500,\n \"category\": \"Travel Insurance\",\n \"description\": \"Up to $500 per ticket for unreimbursed expenses (meals, lodging) when common carrier travel is delayed more than 12 hours or requires an overnight stay.\"\n },\n {\n \"name\": \"Baggage Delay Insurance\",\n \"value\": 300,\n \"category\": \"Travel Insurance\",\n \"description\": \"Up to $100/day for up to 3 days for essential purchases (toiletries, clothing) when baggage is delayed more than 6 hours.\"\n },\n {\n \"name\": \"Lost Luggage Reimbursement\",\n \"value\": 3000,\n \"category\": \"Travel Insurance\",\n \"description\": \"Up to $3,000 per covered traveler to repair/replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip. $500 sub-limit for jewelry/watches and $500 sub-limit for cameras/electronics.\"\n },\n {\n \"name\": \"Travel Accident Insurance\",\n \"value\": 500000,\n \"category\": \"Travel Insurance\",\n \"description\": \"Up to $500,000 in accidental death or dismemberment coverage when you pay for air, bus, train, or cruise transportation with your card.\"\n },\n {\n \"name\": \"Primary Auto Rental Collision Damage Waiver\",\n \"value\": 60000,\n \"category\": \"Travel Insurance\",\n \"description\": \"Primary coverage (not secondary) when you decline the rental company's collision insurance and pay the full rental with your card. Reimburses up to $60,000 for theft and collision damage on most rentals with MSRP up to $125,000. Coverage applies for rentals up to 31 consecutive days in the U.S. and most foreign countries.\"\n },\n {\n \"name\": \"Purchase Protection\",\n \"value\": 10000,\n \"category\": \"Shopping Protection\",\n \"description\": \"Covers eligible purchases against damage or theft for 120 days from date of purchase, up to $10,000 per claim and $50,000 per account per year. Coverage is excess (secondary).\"\n },\n {\n \"name\": \"Extended Warranty Protection\",\n \"category\": \"Shopping Protection\",\n \"description\": \"Extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of three years or less.\"\n },\n {\n \"name\": \"Roadside Dispatch\",\n \"category\": \"Travel\",\n \"description\": \"Pay-per-use roadside assistance (towing, jump-starts, tire changes, fuel delivery up to 2 gallons, lockout service) at a per-incident flat rate.\"\n },\n {\n \"name\": \"Visa Signature Concierge\",\n \"category\": \"Concierge\",\n \"description\": \"24/7 complimentary personal assistance for reservations, referrals, travel planning, dining, entertainment, and recommendations. Call 1-800-888-8756.\"\n },\n {\n \"name\": \"Visa Signature Luxury Hotel Collection\",\n \"category\": \"Travel\",\n \"description\": \"Access to a curated portfolio of luxury hotels with benefits like best-available rate, complimentary in-room Wi-Fi, automatic room upgrade upon arrival when available, complimentary continental breakfast, $25 food/beverage credit, late check-out, and VIP guest status.\"\n },\n {\n \"name\": \"Zero Liability Fraud Protection\",\n \"category\": \"Security\",\n \"description\": \"Not held responsible for unauthorized charges; 24/7 fraud monitoring with text/email/call alerts on unusual purchases.\"\n },\n {\n \"name\": \"Chase Cardmember Exclusive Experiences\",\n \"category\": \"Luxury Experiences\",\n \"description\": \"Access to private, curated experiences including culinary events at top restaurants, sports/music meet-and-greets, and family outings.\"\n }\n ],\n \"creditTracking\": [],\n \"loyaltyProgram\": \"United Explorer\",\n \"notes\": null,\n \"perksRefreshedAt\": \"2026-05-25T02:31:19.619Z\"\n }\n]",
"isError": false
}
] | |
| 5/25/2026, 8:32:11 PM | 3 | 5 / 805 | 15777ms | Find me Mediterranean restaurant options in the east village tonight for 9pm | 3 calls[
{
"name": "recommend_restaurants",
"input": {
"city": "NYC",
"query": "Mediterranean restaurant in the East Village tonight for 9pm",
"cuisine": "Mediterranean",
"partySize": 1,
"targetDate": "2025-01-24",
"neighborhood": "East Village",
"preferredTime": "21:00"
},
"result": "Tool recommend_restaurants failed: Cannot read properties of undefined (reading 'findMany')",
"isError": true
},
{
"name": "get_profile",
"input": {},
"result": "{\"name\":\"Scott Ingles\",\"homeAirport\":\"LGA\",\"homeCity\":\"New York, NY\",\"preferences\":{\"dietary\":null,\"homeAirports\":[\"LGA\",\"JFK\",\"EWR\"],\"specialNotes\":\"Prefers main cabin (not basic economy). Prefers direct flights when available.\\n\\nHas FoundersCard — a private membership club (NOT an airline loyalty program) that grants complimentary elite status and discounts across many providers:\\n- Airlines: American AAdvantage Business status + KLM/Flying Blue promo\\n- Car rentals: Hertz Gold status + Avis loyalty upgrade (~35% off) + SIXT Platinum (~15% off)\\n- Lounges: discounted Plaza Premium, No1 Lounges, Vino Volo\\n- Travel: TripIt Pro subscription, 24/7 concierge at vip@founderscard.com\\n- Hotels: various partner discounts\\n\\nWhen recommending bookings, factor in these FoundersCard-granted benefits on top of Scott's individual loyalty memberships.\",\"seatPreference\":\"aisle\",\"cabinPreference\":\"main\",\"flightPreference\":\"direct\",\"preferredAirlines\":[\"Delta\",\"Air Canada\",\"Air France / KLM\",\"American\",\"Emirates\",\"United\",\"Southwest\",\"JetBlue\",\"Lufthansa\"],\"preferredRentalCars\":[\"Enterprise\",\"Avis\",\"Hertz\"],\"preferredHotelChains\":[\"Hilton\",\"Accor\",\"Marriott\",\"IHG\",\"Hyatt\"]}}",
"isError": false
},
{
"name": "recommend_restaurants",
"input": {
"city": "NYC",
"query": "Mediterranean restaurant in the East Village tonight for 9pm, party of 1",
"cuisine": "Mediterranean",
"partySize": 1,
"targetDate": "2025-01-24",
"neighborhood": "East Village",
"preferredTime": "21:00",
"requireGlutenFree": true
},
"result": "Tool recommend_restaurants failed: Cannot read properties of undefined (reading 'findMany')",
"isError": true
}
] | |
| 5/25/2026, 12:33:57 PM | 1 | 3 / 44 | 1529ms | Hi | — | |
| 5/24/2026, 7:33:33 PM | 1 | 6 / 105 | 3810ms | what's this telegram chat id? | — | |
| 5/24/2026, 7:32:15 PM | 1 | 6 / 170 | 3813ms | /profile | — | |
| 5/24/2026, 7:31:21 PM | 2 | 7 / 213 | 6393ms | hi what do you know about me? | 1 calls[
{
"name": "get_profile",
"input": {},
"result": "{\"note\":\"Profile not set up yet. Tell Scott to fill it in at /profile in the web dashboard.\"}",
"isError": false
}
] |